MILOU
ActiveSummary
MILOU has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257,252 and a net result of €9,526. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-3
Solvency47▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.29 in 2024; short-term debt: 8.6% and cash: 1.3% of total assets), and 78.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.8%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
23 d early
2023
20 d early
2022
4 d early
2021
79 d early
2020
12 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 company by total assets in Marche-en-Famenne, Accommodation and food service sector#5 company by equity in Marche-en-Famenne, Accommodation and food service sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9,526▼ 87.7%
2024 · €77,621
Working capital
-€62,270▲ 45.0%
2024 · -€113,294
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,736▼ 22.5%€16,920▲ 32.9%€14,302▼ 15.5%€26,053▲ 82.2%€42,102▲ 61.6%
Net result€9,526within the sector's middle half▼ 47.8%€15,138within the sector's middle half▲ 58.9%€7,419within the sector's middle half▼ 51.0%€77,621within the sector's middle half▲ 946%€9,526within the sector's middle half▼ 87.7%
Equity€168,174within the sector's middle half▼ 1.7%€170,812within the sector's middle half▲ 1.6%€165,731within the sector's middle half▼ 3.0%€250,434within the sector's middle half▲ 51.1%€257,252within the sector's middle half▲ 2.7%
Total assets€585,032below the sector's middle half▼ 5.5%€552,318below the sector's middle half▼ 5.6%€1.3mwithin the sector's middle half▲ 127%€1.2mwithin the sector's middle half▼ 2.3%€1.2mwithin the sector's middle half▼ 3.8%
Debt€416,857▼ 6.9%€381,506▼ 8.5%€1.1m▲ 185%€974,658▼ 10.5%€921,519▼ 5.5%
Working capital-€41,795▼ 22.1%-€56,687▼ 35.6%-€105,220▼ 85.6%-€113,294▼ 7.7%-€62,270▲ 45.0%
Solvency28.7%within the sector's middle half▲ 1.1pp30.9%within the sector's middle half▲ 2.2pp13.2%within the sector's middle half▼ 17.7pp20.4%within the sector's middle half▲ 7.2pp21.8%within the sector's middle half▲ 1.4pp
Staff (FTE)1below the sector's middle half0.2below the sector's middle half▼ 80.0%
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.1m ▼ 3.3%
Current assets
€38,811 ▼ 16.9%
Equity and liabilities €1.2m
Equity
€257,252 ▲ 2.7%
Debt
€921,519 ▼ 5.5%
Debt's share of the balance-sheet total falls from 79.6% to 78.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148,371▲
2024 · €127,038
Cash flow
€115,795▼
2024 · €178,606
Current ratio
0.38▲
2024 · 0.29
Debt to equity
3.58▼
2024 · 3.89
ROE
3.7%▼
2024 · 31.0%
ROA
0.8%▼
2024 · 6.3%
Interest coverage
4.02▲
2024 · 3.54
Debt ≤ 1 year
€101,081▼
2024 · €159,986
Debt > 1 year
€809,573▲
2024 · €808,118
Staff costs
€9,814▲
2024 · €1,993
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,500 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,500 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €1,993 | €9,814 | ▲ 392% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,785 | €32,785 | €46,456 | €100,985 | €106,269 | ▲ 5.2% |
| Other operating charges640/8 | €7,780 | €9,207 | €13,231 | €14,677 | €13,763 | ▼ 6.2% |
| Gross operating margin9900 | €53,301 | €58,912 | €73,990 | €143,708 | €171,947 | ▲ 19.7% |
| Operating profit (loss)9901 | €12,736 | €16,920 | €14,302 | €26,053 | €42,102 | ▲ 61.6% |
| Financial income75/76B | €12,500 | €12,500 | €14,500 | €87,418 | €4,345 | ▼ 95.0% |
| Recurring financial income75 | €12,500 | €12,500 | €14,500 | €12,418 | €4,345 | ▼ 65.0% |
| Non-recurring financial income76B | - | - | - | €75,000 | - | - |
| Financial charges65/66B | €15,710 | €14,282 | €21,383 | €35,850 | €36,921 | ▲ 3.0% |
| Recurring financial charges65 | €15,710 | €14,282 | €21,383 | €35,850 | €36,921 | ▲ 3.0% |
| Profit (loss) for the period before taxes9903 | €9,526 | €15,138 | €7,419 | €77,621 | €9,526 | ▼ 87.7% |
| Profit (loss) for the period9904 | €9,526 | €15,138 | €7,419 | €77,621 | €9,526 | ▼ 87.7% |
| Profit (loss) for the period to be appropriated9905 | €9,526 | €15,138 | €7,419 | €77,621 | €9,526 | ▼ 87.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €585,032 | €552,318 | €1.3m | €1.2m | €1.2m | ▼ 3.8% |
| Fixed assets21/28 | €574,978 | €542,192 | €1.2m | €1.2m | €1.1m | ▼ 3.3% |
| Intangible fixed assets21 | €4,218 | €4,218 | €32,843 | €34,944 | €30,374 | ▼ 13.1% |
| Tangible fixed assets22/27 | €570,760 | €537,974 | €1.2m | €1.1m | €1.1m | ▼ 3.0% |
| Land and buildings22 | €570,760 | €537,974 | €509,407 | €476,621 | €443,836 | ▼ 6.9% |
| Plant, machinery and equipment23 | - | - | €654,670 | €655,878 | €657,375 | ▲ 0.2% |
| Furniture and vehicles24 | - | - | - | €10,659 | €8,079 | ▼ 24.2% |
| Financial fixed assets28 | - | - | - | €297 | €297 | = |
| Current assets29/58 | €10,054 | €10,126 | €57,386 | €46,693 | €38,811 | ▼ 16.9% |
| Amounts receivable after more than one year29 | - | - | €8,179 | - | - | - |
| Other amounts receivable291 | - | - | €8,179 | - | - | - |
| Amounts receivable within one year40/41 | - | - | €18,682 | €35,186 | €19,403 | ▼ 44.9% |
| Trade receivables40 | - | - | €10,459 | €15,662 | €17,617 | ▲ 12.5% |
| Other amounts receivable41 | - | - | €8,223 | €19,524 | €1,786 | ▼ 90.9% |
| Cash at bank and in hand54/58 | €10,054 | €86 | €29,141 | €9,026 | €15,472 | ▲ 71.4% |
| Deferred charges and accrued income490/1 | - | €10,040 | €1,385 | €2,481 | €3,936 | ▲ 58.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €585,032 | €552,318 | €1.3m | €1.2m | €1.2m | ▼ 3.8% |
| Equity10/15 | €168,174 | €170,812 | €165,731 | €250,434 | €257,252 | ▲ 2.7% |
| Contributions10/11 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €4,485 | €4,485 | €44,485 | €124,485 | €134,485 | ▲ 8.0% |
| Non-distributable reserves130/1 | €4,485 | €4,485 | - | - | - | - |
| Reserves not available under the articles1311 | €4,485 | €4,485 | - | - | - | - |
| Distributable reserves133 | - | - | €44,485 | €124,485 | €134,485 | ▲ 8.0% |
| Profit (loss) carried forward14 | €27,772 | €42,910 | €10,328 | €7,949 | €7,475 | ▼ 6.0% |
| Investment grants15 | €35,918 | €23,418 | €10,918 | €18,000 | €15,293 | ▼ 15.0% |
| Amounts payable17/49 | €416,857 | €381,506 | €1.1m | €974,658 | €921,519 | ▼ 5.5% |
| Amounts payable after more than one year17 | €365,009 | €313,580 | €923,373 | €808,118 | €809,573 | ▲ 0.2% |
| Financial debts170/4 | €365,009 | €313,580 | €703,373 | €653,802 | €602,273 | ▼ 7.9% |
| Other amounts payable178/9 | - | - | €220,000 | €154,317 | €207,300 | ▲ 34.3% |
| Amounts payable within one year42/48 | €51,849 | €66,813 | €162,607 | €159,986 | €101,081 | ▼ 36.8% |
| Current portion of amounts payable after more than one year42 | €49,627 | €55,632 | €44,521 | €49,571 | €51,528 | ▲ 3.9% |
| Trade debts44 | €1,200 | €7,976 | €91,450 | €37,635 | €46,942 | ▲ 24.7% |
| Suppliers440/4 | €1,200 | €7,976 | €91,450 | €37,635 | €46,942 | ▲ 24.7% |
| Taxes, remuneration and social security45 | - | - | - | €564 | €273 | ▼ 51.5% |
| Taxes450/3 | - | - | - | - | €273 | - |
| Remuneration and social security454/9 | - | - | - | €564 | - | - |
| Other amounts payable47/48 | €1,022 | €3,205 | €26,635 | €72,216 | €2,337 | ▼ 96.8% |
| Accrued charges and deferred income492/3 | - | €1,113 | €2,595 | €6,553 | €10,865 | ▲ 65.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,526 | €15,138 | €7,419 | €77,621 | €9,526 | ▼ 87.7% |
| + Depreciation and write-downs630 | €32,785 | €32,785 | €46,456 | €100,985 | €106,269 | ▲ 5.2% |
| Operating cash flow (approximation) | €42,311 | €47,923 | €53,875 | €178,606 | €115,795 | ▼ 35.2% |
| Investment in fixed assets (approximation) | - | €0 | -€701,183 | -€82,465 | -€67,831 | ▲ 17.7% |
| Change in cash | - | -€9,968 | €29,055 | -€20,115 | €6,446 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €77,621 ▲946%
Net result €77,621, the highest in the series.
31-12
Financial
Equity above €200,000Eq €250,434 ▲51.1%
7 profitable years in a row build equity to €250,434.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €7,419 ▼51%
Net result drops to €7,419, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 9 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2012
Ground area
1,893 m²
Building footprint
463 m²
Parcel 83034A0432/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Hôtel Le Manoir
since 20122.209.575.272
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0432/00H000 ProtectedMonument |
Wallonia | 1,893 m² | 1 · 463 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerChain of control
- PROMIMMO HOLDING
- MILOU
Highest known parent: PROMIMMO HOLDING. The sources do not say who stands above it.
Owners 1
- PROMIMMO HOLDINGparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 2,393 companies in sector 55100 we hold annual accounts for 1,515. 1,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
55100Hotels and similar accommodation
56112Limited-service restaurants, excluding mobile food services
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846079233
Also
9925:BE0846079233
Registered
12-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.