MILLESIMES
ActiveSummary
MILLESIMES has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €95k and a net result of €8k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 109 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability76▼-6
Solvency89▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.13 in 2025; short-term debt: 36.3% and cash: 17.9% of total assets), and 36.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
63.7%
Return on assets
5.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-05-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
95 d early
2025
86 d early
2024
47 d early
2023
95 d late
2022
125 d late
2021
30 d late
2020
88 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▼ 47.0%
2025 · €16k
2020: €-1k
2021: €12k
2022: €-8k
2023: €25k
2024: €10k
2025: €16k
2020 → 2026
Working capital
€88k▲ 13.7%
2025 · €78k
2020: €13k
2021: €25k
2022: €4k
2023: €33k
2024: €52k
2025: €78k
2020 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€35k-€60k▲ 73.5%€70k▲ 17.2%€86k▲ 22.6%€95k▲ 9.8%
Operating result€-6k-€26k€11k▼ 58.2%€17k▲ 52.5%€13k▼ 21.9%
Net result€-8k-€25k€10k▼ 59.3%€16k▲ 53.9%€8k▼ 47.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 22% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €149k
Fixed assets
€6k ▼ 26.0%
Current assets
€142k ▼ 2.9%
Equity and liabilities €149k
Equity
€95k ▲ 9.8%
Debt
€54k ▼ 21.6%
Debt's share of the balance-sheet total falls from 44.4% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2025 · €20k
Cash flow
€13k▼
2025 · €20k
Current ratio
2.64▲
2025 · 2.13
Quick ratio
0.55▼
2025 · 0.63
Debt to equity
0.57▼
2025 · 0.80
ROE
8.9%▼
2025 · 18.4%
ROA
5.7%▼
2025 · 10.3%
Interest coverage
37.22▼
2025 · 39.94
Debt ≤ 1 year
€54k▼
2025 · €69k
Income taxes
€4k▲
2025 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 42 lines
Balance sheet
Code20252026
Assets
Total assets20/58€155k€149k▼
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€5k€5k=
Current assets29/58€146k€142k▼
Stocks and contracts in progress3€103k€113k▲
Stocks30/36€103k€113k▲
Amounts receivable within one year40/41€5k-
Trade receivables40€5k-
Other amounts receivable41€84-
Cash at bank and in hand54/58€36k€27k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€155k€149k▼
Equity10/15€86k€95k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€17k€26k▲
Amounts payable17/49€69k€54k▼
Amounts payable within one year42/48€69k€54k▼
Trade debts44€22k€13k▼
Suppliers440/4€22k€13k▼
Taxes, remuneration and social security45€150€5k▲
Taxes450/3€150€5k▲
Other amounts payable47/48€47k€36k▼
Accrued charges and deferred income492/3€33€34▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€7k€1k▼
Gross operating margin9900€27k€18k▼
Operating profit (loss)9901€17k€13k▼
Financial charges65/66B€513€460▼
Recurring financial charges65€513€460▼
Profit (loss) for the period before taxes9903€16k€12k▼
Income taxes67/77€140€4k▲
Profit (loss) for the period9904€16k€8k▼
Profit (loss) for the period to be appropriated9905€16k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€26k▲
Profit (loss) brought forward from the previous period14P€2k€17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 95 days late
31-01
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 125 days late
2022
31-01
Financial
Weakest financial yearnet €-8k ▼165%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-01
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 88 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Benoidtlaan 211170 Watermaal-BosvoordeGround area
813 m²
Building footprint
282 m²
Volume, LiDAR
1,672 m³
Parcel 21652E0266/00W004, Brussels · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Vinothèque
since 19842.024.055.052
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0266/00W004 | Brussels | 813 m² | 1 · 282 m² | 16.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Water is voor Vissen
BE 0763.663.875
Aalst · Eq €94,660
Bierhandel Dexters
BE 0437.200.180
Maasmechelen · Eq €95,136
VOWANI
BE 0787.353.651
Sint-Pieters-Leeuw · Eq €95,444
VAN DE VOORDE TONY
BE 0672.858.118
Jabbeke · Eq €95,864
Atomic Drinks
BE 0748.743.889
Ranst · Eq €92,726
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-12-1983
Fiscal year end31-01
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.