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MiJo Consultancy

Active
Private limited companyfounded 200818 yrs activeHot 5, 3200 Aarschot, BelgiumKBO/BCE: BE 0806.727.719
Summary

MiJo Consultancy has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €154,378. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 35% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Other information technology and computer services
NACE 62900NACE 62090
#2 company by total assets in Aarschot, Telecoms and IT sector1 site
How big
€2.4mtotal assets 2025
Equity
€1.0m
Profit
€154,378
Turnover not published (abridged schema)
Financially healthy?
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts 101 d early0 of 2 deeds read
Why 95- Liquidity: current ratio 3.32, cash €34,641, halved+ Size: total assets €2.4m+ Figures for FY 2025 (filed 22-01-2026)+ Founded in 2008Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 62, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 67+4
equity 42.0% of total assets
Liquidity 52-31
short-term debt 8.9% · cash 1.4%
Profitability 75-3
return on assets 6.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,152 companies)
Last 3 months 08-2026: < 0.1%highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Size: total assets €2.4m lowers the probability for this profile
  • Liquidity: current ratio 3.32, cash €34,641, halved raises the probability
  • Figures for FY 2025 (filed 22-01-2026) lowers the probability
  • Founded in 2008 lowers the probability for this profile
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 3.32 against 4.26 in 2024; short-term debt: 8.9% and cash: 1.4% of total assets), but 58% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, small). Better than this share of them on solvency 54%, liquidity 61%, profitability 60%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.32, cash €34,641, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 22-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-01-2026, 101 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
101 d early
2024
82 d early
2023
97 d early
2022
104 d early
2021
85 d early
2020
64 d early
2019
70 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 86 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €1mEq €1.0m ▲18%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €28,485 · 18,873 companies €154,378 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €154,378 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.4m
Profit
€154,378
Solvency
42.0%
Total assets▲ 5.9%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-04-2027
  1. 19-01-2026Annual accounts filed
  2. 30-09-2025Equity above €1m
  3. 07-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
30-09-2008
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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