Miinto BE
ActiveSummary
Miinto BE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €487,360 and a net result of €254,804. Equity is growing by ~63.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+31
Solvency59▲+23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.15 in 2024; short-term debt: 65.3% and cash: 2.1% of total assets), but 66.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
17.7%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 10-02-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
1 d early
2023
29 d early
2022
28 d early
2021
4 d early
2020
19 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today. Usually files around 10 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-07-2026 close29-09-2026 today28-02-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€487,360▲ 110%
2024 · €232,556
Total assets
€1.4m▼ 31.0%
2024 · €2.1m
Net result
€254,804▲ 126%
2024 · €112,573
Working capital
€498,042▲ 84.3%
2024 · €270,167
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,488▲ 89.3%€56,529▲ 85.4%€34,801▼ 38.4%€46,305▲ 33.1%€178,639▲ 286%
Net result€19,488within the sector's middle half▲ 542%€28,313above the sector's middle half▲ 45.3%€43,674above the sector's middle half▲ 54.3%€112,573above the sector's middle half▲ 158%€254,804above the sector's middle half▲ 126%
Equity€47,996within the sector's middle half▲ 68.4%€76,309within the sector's middle half▲ 59.0%€119,983above the sector's middle half▲ 57.2%€232,556above the sector's middle half▲ 93.8%€487,360above the sector's middle half▲ 110%
Total assets€107,368within the sector's middle half▼ 92.0%€996,939above the sector's middle half▲ 829%€2.6mabove the sector's middle half▲ 156%€2.1mabove the sector's middle half▼ 18.3%€1.4mabove the sector's middle half▼ 31.0%
Debt€59,372▼ 95.5%€920,630▲ 1,451%€2.4m▲ 164%€1.9m▼ 23.9%€949,746▼ 48.7%
Working capital€91,982above the sector's middle half▲ 114%€178,767above the sector's middle half▲ 94.4%€199,794above the sector's middle half▲ 11.8%€270,167above the sector's middle half▲ 35.2%€498,042above the sector's middle half▲ 84.3%
Solvency44.7%within the sector's middle half▲ 42.6pp7.7%within the sector's middle half▼ 37.0pp4.7%within the sector's middle half▼ 3.0pp11.2%within the sector's middle half▲ 6.5pp33.9%within the sector's middle half▲ 22.7pp
Current ratio6.98above the sector's middle half▲ 5.951.22within the sector's middle half▼ 5.761.08within the sector's middle half▼ 0.131.15within the sector's middle half▲ 0.061.53within the sector's middle half▲ 0.38
Return on assets (ROA)18.2%above the sector's middle half▲ 17.9pp2.8%within the sector's middle half▼ 15.3pp1.7%within the sector's middle half▼ 1.1pp5.4%within the sector's middle half▲ 3.7pp17.7%above the sector's middle half▲ 12.3pp
Staff (FTE)0.5▼ 75.0%0.7▲ 40.0%1▲ 42.9%1=1=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 286% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.4m
Equity
€487,360 ▲ 110%
Debt
€949,746 ▼ 48.7%
Debt's share of the balance-sheet total falls from 88.8% to 66.1%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
1.95▼
2024 · 7.96
ROE
52.3%▲
2024 · 48.4%
Debt ≤ 1 year
€939,065▼
2024 · €1.8m
Income taxes
€73,882▲
2024 · €64,874
Staff costs
€72,820▼
2024 · €77,650
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €37,126 | €65,797 | €77,650 | €72,820 | ▼ 6.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €37,106 | - | €65,000 | -€57,811 | ▼ 189% |
| Other operating charges640/8 | - | €453 | €977 | €15,942 | - | - |
| Non-recurring operating charges66A | - | €233,462 | €30,020 | - | - | - |
| Gross operating margin9900 | €127,031 | €364,676 | €131,595 | €204,898 | €193,648 | ▼ 5.5% |
| Operating profit (loss)9901 | €30,488 | €56,529 | €34,801 | €46,305 | €178,639 | ▲ 286% |
| Financial income75/76B | - | - | €73,156 | €135,830 | €156,011 | ▲ 14.9% |
| Recurring financial income75 | - | - | €73,156 | €135,830 | €156,011 | ▲ 14.9% |
| Financial charges65/66B | - | €4,325 | €49,203 | €4,689 | €5,964 | ▲ 27.2% |
| Recurring financial charges65 | €3,889 | €4,325 | €49,203 | €4,689 | €5,964 | ▲ 27.2% |
| Profit (loss) for the period before taxes9903 | €26,599 | €52,204 | €58,754 | €177,447 | €328,686 | ▲ 85.2% |
| Income taxes67/77 | €7,111 | €23,891 | €15,080 | €64,874 | €73,882 | ▲ 13.9% |
| Profit (loss) for the period9904 | €19,488 | €28,313 | €43,674 | €112,573 | €254,804 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €19,488 | €28,313 | €43,674 | €112,573 | €254,804 | ▲ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €107,368 | €996,939 | €2.6m | €2.1m | €1.4m | ▼ 31.0% |
| Current assets29/58 | €107,368 | €996,939 | €2.6m | €2.1m | €1.4m | ▼ 31.0% |
| Amounts receivable within one year40/41 | €65,676 | €825,649 | €2.3m | €2.1m | €1.4m | ▼ 32.3% |
| Trade receivables40 | - | €100,607 | €957,711 | €279,287 | €145,960 | ▼ 47.7% |
| Other amounts receivable41 | - | €725,043 | €1.3m | €1.8m | €1.3m | ▼ 29.9% |
| Cash at bank and in hand54/58 | €41,471 | €171,290 | €281,662 | €5,219 | €29,759 | ▲ 470% |
| Deferred charges and accrued income490/1 | - | - | - | - | €90 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €107,368 | €996,939 | €2.6m | €2.1m | €1.4m | ▼ 31.0% |
| Equity10/15 | €47,996 | €76,309 | €119,983 | €232,556 | €487,360 | ▲ 110% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €27,536 | €55,849 | €99,523 | €212,096 | €466,900 | ▲ 120% |
| Amounts payable17/49 | €59,372 | €920,630 | €2.4m | €1.9m | €949,746 | ▼ 48.7% |
| Amounts payable within one year42/48 | €15,386 | €818,172 | €2.4m | €1.8m | €939,065 | ▼ 48.2% |
| Trade debts44 | €8,286 | €794,372 | €2.3m | €1.7m | €750,054 | ▼ 57.1% |
| Suppliers440/4 | - | €794,372 | €2.3m | €1.7m | €750,054 | ▼ 57.1% |
| Taxes, remuneration and social security45 | - | €23,800 | €15,000 | €64,703 | €188,806 | ▲ 192% |
| Taxes450/3 | - | €23,800 | €15,000 | €64,703 | €179,647 | ▲ 178% |
| Remuneration and social security454/9 | - | - | - | - | €9,159 | - |
| Other amounts payable47/48 | - | - | - | - | €204 | - |
| Accrued charges and deferred income492/3 | - | €102,458 | €79,811 | €37,612 | €10,682 | ▼ 71.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,488 | €28,313 | €43,674 | €112,573 | €254,804 | ▲ 126% |
| Operating cash flow (approximation) | €19,488 | €28,313 | €43,674 | €112,573 | €254,804 | ▲ 126% |
| Change in cash | - | €129,819 | €110,372 | -€276,443 | €24,540 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
Financial
Highest result since 2019net €254,804 ▲126%
Operating result €178,639, net result €254,804, both a record.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
Financial
Equity above €200,000Eq €232,556 ▲93.8%
6 profitable years in a row build equity to €232,556.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
Financial
Equity above €100,000Eq €119,983 ▲57.2%
5 profitable years in a row build equity to €119,983.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-07
Financial
Liquidity times 7current ratio 6.98
Current ratio from 1.03 to 6.98; short-term debt falls from €1.3m to €15,386.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-07
Financial
Weakest financial yearnet €3,034 ▼13.1%
Net result drops to €3,034, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2017
Ground area
941 m²
Building footprint
109 m²
Volume, LiDAR
717 m³
Parcel 11323F0397/00M002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Miinto BE
since 20172.268.199.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0397/00M002 | Flanders | 941 m² | 1 · 109 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,951 companies in sector 47120 we hold annual accounts for 2,192. 1,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-2017
Fiscal year end31-07
Activities, NACEBEL 2025
47120Other non-specialised retail sale
63100Computing infrastructure, data processing, hosting and related activities
46190Agents in non-specialised wholesale trade
Contact
Website
www.miinto.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0679636339
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.