Miguel Bocquez
ActiveMiguel Bocquez has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €813k and a net result of €358k. Equity is growing by ~50.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+13
Solvency74▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 1.93 in 2024; short-term debt: 23.2% and cash: 12.1% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
21.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
28 d late
2023
1 d early
2022
6 d early
2021
31 d early
2019
82 d late
2018
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€813k▲ 78.7%
2024 · €455k
2018: €37k
2019: €81k
2021: €126k
2022: €245k
2023: €366k
2024: €455k
2018 → 2025
Total assets
€1.67M▲ 18.6%
2024 · €1.41M
2018: €217k
2019: €319k
2021: €898k
2022: €1.25M
2023: €1.16M
2024: €1.41M
2018 → 2025
Net result
€358k▲ 148%
2024 · €144k
2018: €17k
2019: €44k
2021: €45k
2022: €119k
2023: €121k
2024: €144k
2018 → 2025
Working capital
€732k▲ 86.9%
2024 · €392k
2018: €1k
2019: €118k
2021: €118k
2022: €183k
2023: €184k
2024: €392k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€245k▲ 94.7%€366k▲ 49.1%€455k▲ 24.4%€813k▲ 78.7%
Operating result€77k-€159k▲ 105%€154k▼ 2.9%€189k▲ 22.6%€509k▲ 169%
Net result€45k-€119k▲ 164%€121k▲ 1.0%€144k▲ 19.6%€358k▲ 148%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 169% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.67M
Fixed assets
€553k▼ 7.5%
Current assets
€1.12M▲ 37.8%
Equity and liabilities €1.67M
Equity
€813k▲ 78.7%
Debt
€861k▼ 10.0%
The debt ratio falls from 67.8% to 51.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€584k▲
2024 · €263k
Cash flow
€433k▲
2024 · €218k
Solvency
48.6%▲
2024 · 32.2%
Current ratio
2.88▲
2024 · 1.93
Quick ratio
2.35▲
2024 · 1.43
Debt / equity
1.06▼
2024 · 2.10
ROE
44.0%▲
2024 · 31.7%
ROA
21.4%▲
2024 · 10.2%
Interest coverage
20.79▲
2024 · 10.87
Debt
€861k▼
2024 · €956k
Debt ≤ 1 year
€388k▼
2024 · €422k
Debt > 1 year
€472k▼
2024 · €534k
Income taxes
€136k▲
2024 · €26k
Staff costs
€69k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.67M▲
Fixed assets21/28€597k€553k▼
Tangible fixed assets22/27€595k€551k▼
Land and buildings22€481k€460k▼
Plant, machinery and equipment23€19k€12k▼
Furniture and vehicles24€95k€78k▼
Financial fixed assets28€2k€2k=
Current assets29/58€813k€1.12M▲
Stocks and contracts in progress3€209k€209k=
Stocks30/36€209k€209k=
Amounts receivable within one year40/41€548k€402k▼
Trade receivables40€448k€322k▼
Other amounts receivable41€100k€80k▼
Current investments50/53-€300k
Cash at bank and in hand54/58€54k€203k▲
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.67M▲
Equity10/15€455k€813k▲
Contributions10/11€6k€6k=
Reserves13€449k€807k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€437k€795k▲
Profit (loss) carried forward14€200€78▼
Amounts payable17/49€956k€861k▼
Amounts payable after more than one year17€534k€472k▼
Financial debts170/4€534k€472k▼
Amounts payable within one year42/48€422k€388k▼
Current portion of amounts payable after more than one year42€64k€61k▼
Financial debts43€6k€0▼
Credit institutions430/8€6k€0▼
Trade debts44€136k€67k▼
Suppliers440/4€136k€67k▼
Taxes, remuneration and social security45€16k€143k▲
Taxes450/3€932€136k▲
Remuneration and social security454/9€15k€8k▼
Other amounts payable47/48€199k€117k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€118k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€75k▲
Other operating charges640/8€12k€8k▼
Gross operating margin9900€394k€661k▲
Operating profit (loss)9901€189k€509k▲
Financial income75/76B€5k€13k▲
Recurring financial income75€5k€13k▲
Financial charges65/66B€24k€28k▲
Recurring financial charges65€24k€28k▲
Profit (loss) for the period before taxes9903€170k€494k▲
Income taxes67/77€26k€136k▲
Profit (loss) for the period9904€144k€358k▲
Profit (loss) for the period to be appropriated9905€144k€358k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€358k▲
Profit (loss) brought forward from the previous period14P€560€200▼
Transfer to equity691/2€90k€358k▲
To other reserves6921€90k€358k▲
Profit to be distributed694/7€55k€0▼
Directors or managers695€55k€0▼
Social balance
Average headcount (FTE)90871.52.9▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €358k ▲148%
Operating result €509k, net result €358k, both a record.
30-09
Financial
Equity above €500kEq €813k ▲78.7%
7 profitable years in a row build equity to €813k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €245k ▲94.7%
4 profitable years in a row build equity to €245k.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €126k ▲56.1%
3 profitable years in a row build equity to €126k.
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.12
Current ratio from 1.01 to 2.12; short-term debt falls from €129k to €106k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delaeystraat 338830 HoogledeGround area
1,049 m²
Building footprint
274 m²
Volume, LiDAR
1,242 m³
Parcel 36006A0204/00H000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Miguel Bocquez
since 20152.247.400.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36006A0204/00H000 | Flanders | 1,049 m² | 1 · 274 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
5 live approvalsElektrische installaties duaal (so)
Elektrotechnicus (vwo)
Elektrotechnicus duaal (so)
Elektrotechnisch installateur (vwo)
Installateur elektrotechnische basiscomponenten duaal (so)
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 5,260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2015
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.