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MIGEOTTE-CONSEIL

Active
Private limited companyfounded 200817 yrs activeRue Boulvin(Rog) 28, 5651 Walcourt, BelgiumKBO/BCE: BE 0809.089.074

MIGEOTTE-CONSEIL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €183k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 76% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+28
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 1.11 in 2024; short-term debt: 35.2% and cash: 92.7% of total assets), and 35.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.8%
Return on assets
54.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €219k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
51 d early
2023
55 d early
2022
35 d early
2021
33 d early
2020
45 d early
2019
48 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€183k▲ 95.2%
2024 · €94k
2018: €-2k 2019: €32k 2020: €3k 2021: €22k 2022: €50k 2023: €70k 2024: €94k
2018 → 2025
Working capital
€212k▲ 1,252%
2024 · €16k
2018: €-18k 2019: €14k 2020: €29k 2021: €70k 2022: €33k 2023: €23k 2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€230k-€182k▼ 20.7%€152k▼ 16.4%€126k▼ 17.2%€219k▲ 73.7%
Operating result€36k-€64k▲ 74.6%€96k▲ 50.2%€122k▲ 27.7%€277k▲ 127%
Net result€22k-€50k▲ 124%€70k▲ 41.4%€94k▲ 33.5%€183k▲ 95.2%
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €36k€36kNet result 2021: €22k€22kOperating result 2022: €64k€64kNet result 2022: €50k€50kOperating result 2023: €96k€96kNet result 2023: €70k€70kOperating result 2024: €122k€122kNet result 2024: €94k€94kOperating result 2025: €277k€277kNet result 2025: €183k€183k20212022202320242025
The operating result has risen four years in a row; 2025 is 127% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets €7k▼ 96.0%
Current assets €331k▲ 101%
Equity and liabilities €338k
Equity €219k▲ 73.7%
Debt €119k▼ 44.5%
The debt ratio falls from 62.9% to 35.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€280k
2024 · €155k
Cash flow
€186k
2024 · €127k
Solvency
64.8%
2024 · 37.1%
Current ratio
2.79
2024 · 1.11
Quick ratio
2.79
2024 · 1.11
Debt / equity
0.54
2024 · 1.70
ROE
83.5%
2024 · 74.3%
ROA
54.2%
2024 · 27.6%
Interest coverage
58.53
2024 · 38.93
Debt
€119k
2024 · €214k
Debt ≤ 1 year
€119k
2024 · €149k
Income taxes
€90k
2024 · €25k
Staff costs
€53k
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€340k€338k
Fixed assets21/28€176k€7k
Tangible fixed assets22/27€176k€7k
Land and buildings22€166k-
Furniture and vehicles24€10k€7k
Current assets29/58€164k€331k
Amounts receivable within one year40/41€14k€18k
Trade receivables40€14k€17k
Other amounts receivable41€630€923
Cash at bank and in hand54/58€145k€313k
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€340k€338k
Equity10/15€126k€219k
Contributions10/11€9k€9k=
Reserves13€21k€201k
Distributable reserves133€21k€201k
Profit (loss) carried forward14€96k€9k
Amounts payable17/49€214k€119k
Amounts payable after more than one year17€63k-
Financial debts170/4€63k-
Amounts payable within one year42/48€149k€119k
Current portion of amounts payable after more than one year42€14k-
Trade debts44€3k€5k
Suppliers440/4€3k€5k
Taxes, remuneration and social security45€47k€51k
Taxes450/3-€45k
Remuneration and social security454/9€47k€6k
Other amounts payable47/48€84k€63k
Accrued charges and deferred income492/3€2k-
Income statement Code20242025
Remuneration, social security and pensions62€85k€53k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€3k
Other operating charges640/8€2k€3k
Gross operating margin9900€243k€336k
Operating profit (loss)9901€122k€277k
Financial income75/76B€671€968
Recurring financial income75€100€224
Non-recurring financial income76B€571€744
Financial charges65/66B€4k€6k
Recurring financial charges65€4k€5k
Non-recurring financial charges66B€140€938
Profit (loss) for the period before taxes9903€119k€273k
Income taxes67/77€25k€90k
Profit (loss) for the period9904€94k€183k
Profit (loss) for the period to be appropriated9905€94k€183k
Appropriation of the result
Profit (loss) to be appropriated9906€216k€279k
Profit (loss) brought forward from the previous period14P€123k€96k
Transfer to equity691/2-€180k
To other reserves6921-€180k
Profit to be distributed694/7€120k€90k
Return on contributions (dividend)694€120k€90k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
State Gazette act Purpose · Statutes amendment
General meeting · Purpose change · Corporate purpose4 facts ▸
  • General meeting, 28 juillet 2026
  • Purpose change, Modification de l'article 3 des statuts : suppression des activités d'agence commerciale avec Crelan et du secteur des assurances ; ajout de la culture et éleva…
  • Corporate purpose, La société a pour objet, pour compte propre ou pour compte de tiers ou en participation avec ceux-ci, en Belgique ou à l'étranger, toutes opérations généralemen…
  • Statutes amendment
04-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €183k ▲95.2%
Operating result €277k, net result €183k, both a record.
31-12
Financial Liquidity triplescurrent ratio 2.79
Current ratio from 1.11 to 2.79; short-term debt falls from €149k to €119k.
31-12
Financial Equity above €200kEq €219k ▲73.7%
7 profitable years in a row build equity to €219k.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
13-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial Equity above €200kEq €206k ▲17.7%
Equity rises from €175k to €206k.
08-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Boulvin(Rog) 285651 Walcourt
Ground area
4,880 m²
Building footprint
179 m²
Parcel 93059C0040/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MIGEOTTE-CONSEIL
Rue Boulvin(Rog) 28, 5651 WalcourtAgents and brokers in banking services
since 20092.176.837.475
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93059C0040/00K000 Wallonia 4,880 m² 1 · 179 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,139 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-12-2008
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
66191Agents and brokers in banking services
01500Mixed farming
69209Other tax advisory services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:daniel@migeotte-conseil.be
Enterprise
Phone:071/61.14.60
Enterprise