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MIFA Consult

Active
Private limited companyfounded 20215 yrs activeAvenue de la Roseraie 19, 1410 Waterloo, BelgiumKBO/BCE: BE 0773.717.530
Summary

The computed 12-month bankruptcy probability of MIFA Consult is 7.0% (elevated). The 2025 annual accounts show negative equity (-€36,070) and a net result of -€27,674. Equity is shrinking by ~93.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 30651 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
MIFA ConsultActiveChecked score 32/100
Risk analysis ReportCompare

Overview

Activity
General electrical installation work
NACE 43211Business and other management consultancy NACE 70200Business consulting NACE 70220
1 site
Size
€260,140total assets 2025
Staff
6.9 FTE
Equity
-€36,070
Loss
-€27,674
Turnover not published (abridged schema)
Financial health
32 Weak Checked score 2025
Bankruptcy chance 12 m
7.0%
Structure
Board
1 member
Accounts 18 d early1 of 6 deeds read
Why 32- 2 changes of registered office in 24 months- Negative equity -€36,070+ Size: total assets €260,140+ Figures for FY 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 7% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 11-10
equity -13.9% of total assets
Liquidity 17-49
short-term debt 77.3% · cash 7.0%
Profitability 5+3
return on assets -10.6%
Bankruptcy probability, 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 11 months 12-2025: 2.4%lowest value 01-2026: 2.4%▲ +0.1% vs 12-2025 02-2026: 2.5%▲ +2.9% vs 01-2026 03-2026: 2.5%▼ -0.5% vs 02-2026 04-2026: 6.7%▲ +172% vs 03-2026 05-2026: 6.9%▲ +2.8% vs 04-2026 06-2026: 7.0%▲ +1.2% vs 05-2026 07-2026: 6.6%▼ -4.8% vs 06-2026 08-2026: 7.0%▲ +5.2% vs 07-2026 09-2026: 7.0%▲ +0.7% vs 08-2026highest value 10-2026: 7.0%● 0.0% vs 09-2026highest value
  • 2 changes of registered office in 24 months raises the probability
  • Negative equity -€36,070 raises the probability
  • Size: total assets €260,140 lowers the probability for this profile
  • Figures for FY 2025 (filed 13-07-2026) lowers the probability
No credit on open account
Liquidity tight (current ratio 1.11 against 2.24 in 2024; short-term debt: 77.3% and cash: 7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 6%, liquidity 9%, profitability 10%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity -€36,070
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €260,140
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 13-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€36,070
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
18 d early
2024
6 d early
2023
19 d early
2022
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Fillée Simon (director)Appointment: Fillée Julien (director) ·…
  3. Weakest financial yearnet -€27,674

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€36,070 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€27,674 View
  • Positive: Staff rose in 2025from 2.9 FTE to 6.9 FTE ▲ 138% View
  • Caution: Among the weakest 5% on net resultsector median €10,005 · 30,640 companies -€27,674 View
  • Caution: Board changedlatest change 12-03-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€260,140
Loss
-€27,674
Solvency
-13.9%
Total assets▲ 35.7%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 12-03-2026Resignation: Fillée Simon (director)
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
09-09-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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