Equity
€1.3m ▲ 6.8%
MIERA has made a profit in every financial year since 2012.
MIERA
Lifetime
15 annual accounts with figures on one time axispeak €1.3m (2024)
€1.1m▼ 11.8%
peak €316,488 (2024)
€169,856▼ 38.2%
peak €1.3m (2026)
€1.3m▲ 6.8%
€1.3m▲ 2.7%
peak 17.6 FTE (2019)
14.7 FTE▲ 8.1%
Board2 names since 2021
2 directorsMieke Proost and 1 other
Documentsfilings and deeds
28-10-20263 days before the deadline
2026abbreviated format
Result from €274,953 to €169,856Staff from 13.6 FTE to 14.7 FTEDividend €85,497
Key points
from the 2026 annual accountsChecked score
97
Excellent
Financially stronger than 75% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.4%▲ +0.1 percentage points vs 09-2025
11-2025: 0.7%▲ +0.3 percentage points vs 10-2025highest value
12-2025: 0.1%▼ -0.6 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.85, cash €1.1m
Founded in 2010
Figures for financial year 2026 (filed on 28-10-2026)
Equity €1.3m (49.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 72% of them on solvency, 99% on liquidity, 71% on profitability and 59% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as MIERA has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of MIERA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for MIERA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.85 (3.38 in 2025), above the usual 1.5. Short-term debt is 15.4% and cash 39.4% of total assets. However, 50.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-10-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
3 days early
2025
28 days late
2024
26 days late
2023
7 days late
2022
8 days late
2021
4 days early
2020
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 8 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830729873
2 directors appointed, 2 resignations
Resignations: Raf Hofmans and Mieke Proost · Appointments: Raf Hofmans (director) and Mieke Proost (director) · Director discharge: Raf Hofmans · General meeting of 23-11-2021 · Gazette deed
First establishment
Carrefour Market, Kapellensteenweg 502, Kalmthout
Incorporation
published on 10-11-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MIERA Kalmthout | €2.7m | €1.1m | 49.7% | 14.7 |
| SPAR PEETERS Westerlo | €2.7m | €1.1m | 35.6% | 15.4 |
| Lolyhold Ohey | €2.5m | €1.0m | -7.0% | 13 |
| LIATRI Maasmechelen | €2.4m | €0.9m | 31.8% | 13.5 |
| JJP Wuustwezel | €2.1m | €0.9m | 10.7% | 16.1 |
| STIM Heist-op-den-Berg | €1.7m | €1.2m | 45.6% | 16.8 |
| DAM-MARKET Antwerp | €1.7m | €1.0m | 56.3% | 16.7 |
These companies have the same main activity as MIERA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1.7m and €2.7m, founded between 2008 and 2013.
Official details
Source: KBO- Status
- Active since 25-10-2010Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Joint committees
- 119Food trade
- 201Independent retail · annual accounts 31-03-2024
- Establishment unit
- 2.192.915.6222920 Kalmthout, since 02-11-2010
- Financial year end
- 31 March
- Peppol
- Reachable since 11-07-2025
Annual accounts to 31-03-2026
- ≈ €7.2mestimated
- €2.7m▲ 4.7%
- Employeeson 31-03-2026
- 15=
- Filing
- Filed on 28-10-2026, 3 days before the end of the filing period
Insights on MIERA
MIERA files the abbreviated format. That format states no turnover. The gross margin rose from €587,667 in 2012 to €1.1m in 2026.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MIERA
- What is the company number of MIERA?
- The company number of MIERA is 0830.729.873. The VAT number is the same number with BE in front: BE 0830.729.873.
- Where is MIERA based?
- The registered office is at Kapellensteenweg 502, 2920 Kalmthout.Company details
- What does MIERA do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of MIERA?
- MIERA is a private limited company (BV).
- When was MIERA founded?
- MIERA was founded on 25-10-2010.
- Is MIERA still active?
- Yes, MIERA is an active enterprise in the KBO register.
- How many employees does MIERA have?
- MIERA had an average of 14.7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does MIERA fall under?
- In its 31-03-2024 annual accounts, MIERA states joint committees 119 (Food trade) and 201 (Independent retail).
- What is the turnover of MIERA?
- The turnover in financial year 2026 is ≈ €7.2m. This figure is estimated from the gross margin of €1.1m and 30 comparable companies (NACE 471). It probably lies between €4.4m and €8.7m.
- Is MIERA profitable?
- In financial year 2026, MIERA made a profit of €169,856.
- Where can I find the annual accounts of MIERA?
- MIERA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of MIERA due?
- MIERA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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