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MIELMONT

Active
Private limited companyfounded 199531 yrs activeRue de Mielmont, Onoz 3, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0455.407.971
Summary

MIELMONT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27.96M and a net result of €-1.11M. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 11.17 against 13.83 in 2024; short-term debt: 0.1% and cash: 0.5% of total assets), and 0.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1.11M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
24 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1.11M▼ 19.1%
2024 · €-933k
2018: €-867k 2019: €-896k 2020: €-1.06M 2021: €-495k 2022: €-1.17M 2023: €-1.05M 2024: €-933k
2018 → 2025
Working capital
€279k▼ 28.5%
2024 · €390k
2018: €-785k 2019: €132k 2020: €569k 2021: €1.04M 2022: €473k 2023: €79k 2024: €390k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€31.22M-€30.55M▼ 2.1%€29.50M▼ 3.4%€29.07M▼ 1.5%€27.96M▼ 3.8%
Operating result€-1.00M-€-1.17M▼ 16.2%€-1.05M▲ 10.2%€-932k▲ 11.0%€-1.11M▼ 19.3%
Net result€-495k-€-1.17M▼ 136%€-1.05M▲ 10.3%€-933k▲ 11.0%€-1.11M▼ 19.1%
Result per fiscal year
Operating resultNet result
€-1.50M€-1.00M€-500k€0Operating result 2021: €-1.00M€-1.00MNet result 2021: €-495k€-495kOperating result 2022: €-1.17M€-1.17MNet result 2022: €-1.17M€-1.17MOperating result 2023: €-1.05M€-1.05MNet result 2023: €-1.05M€-1.05MOperating result 2024: €-932k€-932kNet result 2024: €-933k€-933kOperating result 2025: €-1.11M€-1.11MNet result 2025: €-1.11M€-1.11M20212022202320242025€-1.5M€-1M€-500k€0Operating result 2023: €-1.05M€-1MNet result 2023: €-1.05M€-1MOperating result 2024: €-932k€-932kNet result 2024: €-933k€-933kOperating result 2025: €-1.11M€-1.1MNet result 2025: €-1.11M€-1.1M202320242025
The operating result stays negative: a loss of €1.11M in 2025 against €932k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27.99M
Fixed assets €27.68M ▼ 3.5%
Current assets €306k ▼ 27.2%
Equity and liabilities €27.99M
Equity €27.96M ▼ 3.8%
Debt €27k ▼ 9.9%
Debt's share of the balance-sheet total stays at 0.1%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k
2024 · €250k
Cash flow
€82k
2024 · €250k
Current ratio
11.17
2024 · 13.83
Quick ratio
10.99
2024 · 13.67
Debt to equity
0.00
2024 · 0.00
ROE
-4.0%
2024 · -3.2%
ROA
-4.0%
2024 · -3.2%
Interest coverage
94.01
2024 · 436.49
Debt ≤ 1 year
€27k
2024 · €30k
Staff costs
€44k
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€29.10M€27.99M
Fixed assets21/28€28.68M€27.68M
Intangible fixed assets21€7k€5k
Tangible fixed assets22/27€28.67M€27.67M
Land and buildings22€28.57M€27.58M
Plant, machinery and equipment23€5k€4k
Furniture and vehicles24€102k€94k
Current assets29/58€420k€306k
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€207k€149k
Trade receivables40€76k€27k
Other amounts receivable41€131k€122k
Cash at bank and in hand54/58€195k€138k
Deferred charges and accrued income490/1€14k€14k
Equity and liabilities
Total equity and liabilities10/49€29.10M€27.99M
Equity10/15€29.07M€27.96M
Contributions10/11€40.50M€40.50M=
Profit (loss) carried forward14€-11.43M€-12.54M
Amounts payable17/49€30k€27k
Amounts payable within one year42/48€30k€27k
Financial debts43€149€1k
Credit institutions430/8€149€1k
Trade debts44€24k€17k
Suppliers440/4€24k€17k
Taxes, remuneration and social security45€6k€9k
Taxes450/3€261€0
Remuneration and social security454/9€6k€9k
Other amounts payable47/48€0€56
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€41k€44k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.18M€1.19M
Other operating charges640/8€36k€21k
Gross operating margin9900€327k€146k
Operating profit (loss)9901€-932k€-1.11M
Financial income75/76B€27€2k
Recurring financial income75€27€2k
Financial charges65/66B€573€862
Recurring financial charges65€573€862
Profit (loss) for the period before taxes9903€-933k€-1.11M
Profit (loss) for the period9904€-933k€-1.11M
Profit (loss) for the period to be appropriated9905€-933k€-1.11M
Appropriation of the result
Profit (loss) to be appropriated9906€-11.43M€-12.54M
Profit (loss) brought forward from the previous period14P€-10.50M€-11.43M
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial Liquidity times 12current ratio 13.83
Current ratio from 1.15 to 13.83; short-term debt falls from €527k to €30k.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-1.17M
Net result drops to €-1.17M, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial Liquidity times 5current ratio 5.53
Current ratio from 1.11 to 5.53; short-term debt falls from €1.19M to €125k.
24-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
22-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 1997
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Mielmont, Onoz 35190 Jemeppe-sur-Sambre
Ground area
4,546 m²
Parcel 92119A0111/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Mielmont, Onoz 3, 5190 Jemeppe-sur-Sambre
Insurance, reinsurance and pension funding, except compulsory social security
since 19972.072.597.317
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92119A0111/00F000 Wallonia 4,546 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

5493008VX55SK66FLC04
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 20,588 companies in sector 01500 we hold annual accounts for 1,149. 60 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-06-1995
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
55203Holiday cottages, homes and apartments
55204Guest rooms (bed and breakfast)
55209Other holiday and short-stay accommodation
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.