Equity
€85,080 ▲ 15.2%
MIDWEST JUNIOR has made a profit without a break since 2021.
MIDWEST JUNIOR
Lifetime
12 annual accounts with figures on one time axispeak €131,604 (2024)
€76,091▼ 42.2%
lowest -€7,638 (2017)
€11,235▼ 57.7%
peak €108,742 (2022)
€85,080▲ 15.2%
€475,174▼ 13.3%
Board2 names since 2022
2 directorsBROER Martin Kamiel and 1 other
Documentsfilings and deeds
08-08-20268 days late
2025micro format
Gross margin from €131,604 to €76,091Result from €26,555 to €11,235Equity from €73,845 to €85,080Cash from €20,077 to €11,910
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 42% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.5%▲ +0.2 percentage points vs 01-2025
03-2025: 0.6%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%▲ +0.6 percentage points vs 03-2025
05-2025: 1.4%▲ +0.2 percentage points vs 04-2025
06-2025: 1.7%▲ +0.3 percentage points vs 05-2025
07-2025: 2.2%▲ +0.5 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -2.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.1%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €85,080 (15.2% of total assets)
Liquidity: current ratio 0.09, cash €11,910
lowers risk
Size: total assets €560,254
Figures for financial year 2025 (filed on 12-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 36% of them on solvency, 12% on liquidity, 49% on profitability and 72% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as MIDWEST JUNIOR has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MIDWEST JUNIOR itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for MIDWEST JUNIOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.14 in 2024), below 1. Short-term debt is 75.1% and cash 2.1% of total assets. 84.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 8 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
8 days late
2024
5 days early
2023
on the day
2022
on the day
2021
on the day
2020
2 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0847631530
Changes of role: BUNDERVOET Benjamin Robert Josepha (director) and BROER Martin Kamiel (director)
General meeting of 29-12-2023 · Gazette deed
Incorporation
published on 27-07-2012 · Gazette deed
First establishment
MIDWEST JUNIOR BVBA, Dorp-West 24, Lochristi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MIDWEST JUNIOR Lochristi | €560,254 | €76,091 | 15.2% | - |
| ILLUGIE Zwevegem | €563,598 | €74,230 | 10.6% | - |
| DRUON PROPERTY SERVICES Antwerp | €660,519 | €93,973 | 10.6% | 0.5 |
| N-CONCEPTS Roeselare | €473,653 | €85,941 | 6.3% | - |
| VOS.171 Ghent | €720,141 | €87,218 | 37.5% | - |
| E&T Real Estate Ninove | €341,315 | €84,704 | 13.7% | - |
| DELKA Nazareth-De Pinte | €922,541 | €61,312 | 98.7% | - |
These companies have the same main activity as MIDWEST JUNIOR: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €341,000 and €923,000, founded between 2010 and 2014.
Official details
Source: KBO- Status
- Active since 25-07-2012Normal situation
- Activity
- Property management for co-owned buildings (syndics)NACE 68321and 1 other
- Establishment unit
- 2.218.425.7319080 Lochristi, since 18-07-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Insights on MIDWEST JUNIOR
MIDWEST JUNIOR files the micro format. That format states no turnover. The gross margin fell from €123,330 in 2014 to €76,091 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MIDWEST JUNIOR
- What is the company number of MIDWEST JUNIOR?
- The company number of MIDWEST JUNIOR is 0847.631.530. The VAT number is the same number with BE in front: BE 0847.631.530.
- Where is MIDWEST JUNIOR based?
- The registered office is at Dorp-West 24, 9080 Lochristi.Company details
- What does MIDWEST JUNIOR do?
- According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
- What is the legal form of MIDWEST JUNIOR?
- MIDWEST JUNIOR is a private limited company (BV).
- When was MIDWEST JUNIOR founded?
- MIDWEST JUNIOR was founded on 25-07-2012.
- Is MIDWEST JUNIOR still active?
- Yes, MIDWEST JUNIOR is an active enterprise in the KBO register.
- What is the turnover of MIDWEST JUNIOR?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €76,091 and 32 comparable companies (NACE 683). It probably lies between €100,000 and €220,000.Financials
- Is MIDWEST JUNIOR profitable?
- In financial year 2025, MIDWEST JUNIOR made a profit of €11,235.
- Where can I find the annual accounts of MIDWEST JUNIOR?
- MIDWEST JUNIOR filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MIDWEST JUNIOR due?
- MIDWEST JUNIOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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