MIDIVA
ActiveMIDIVA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.66M and a net result of €655k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 89% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+14
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 5.14 against 2.49 in 2024; short-term debt: 0.7% and cash: 3.5% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.9%
Return on assets
22.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
58 d early
2022
56 d early
2021
60 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.66M▼ 15.7%
2024 · €3.15M
2018: €3.41M
2019: €3.59M
2020: €3.76M
2021: €3.87M
2022: €4.15M
2023: €2.94M
2024: €3.15M
2018 → 2025
Total assets
€2.93M▼ 21.3%
2024 · €3.72M
2018: €3.96M
2019: €4.32M
2020: €4.46M
2021: €4.51M
2022: €4.57M
2023: €3.57M
2024: €3.72M
2018 → 2025
Net result
€655k▲ 58.3%
2024 · €414k
2018: €217k
2019: €332k
2020: €317k
2021: €263k
2022: €282k
2023: €348k
2024: €414k
2018 → 2025
Working capital
€90k▼ 71.5%
2024 · €315k
2018: €91k
2019: €186k
2020: €214k
2021: €366k
2022: €642k
2023: €55k
2024: €315k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.87M-€4.15M▲ 7.3%€2.94M▼ 29.2%€3.15M▲ 7.3%€2.66M▼ 15.7%
Operating result€-58k-€-55k▲ 5.6%€-1k▲ 97.6%€28k€343k▲ 1,106%
Net result€263k-€282k▲ 7.2%€348k▲ 23.7%€414k▲ 18.8%€655k▲ 58.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1,106% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.93M
Fixed assets
€2.81M▼ 11.8%
Current assets
€111k▼ 78.8%
Equity and liabilities €2.93M
Equity
€2.66M▼ 15.7%
Provisions
€243k▼ 8.8%
Debt
€23k▼ 92.2%
The debt ratio falls from 8.0% to 0.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€363k▲
2024 · €70k
Cash flow
€675k▲
2024 · €455k
Solvency
90.9%▲
2024 · 84.9%
Current ratio
5.14▲
2024 · 2.49
Quick ratio
5.14▲
2024 · 2.49
Debt / equity
0.01▼
2024 · 0.09
ROE
24.6%▲
2024 · 13.1%
ROA
22.4%▲
2024 · 11.1%
Interest coverage
87.07▲
2024 · 9.29
Debt
€23k▼
2024 · €297k
Debt ≤ 1 year
€22k▼
2024 · €211k
Debt > 1 year
€1k▼
2024 · €86k
Income taxes
€14k
Staff costs
€-95▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.72M€2.93M▼
Fixed assets21/28€3.19M€2.81M▼
Tangible fixed assets22/27€792k€414k▼
Land and buildings22€785k€414k▼
Plant, machinery and equipment23€773-
Furniture and vehicles24€6k-
Financial fixed assets28€2.40M€2.40M=
Current assets29/58€525k€111k▼
Amounts receivable within one year40/41€346k€8k▼
Trade receivables40€8k€8k▲
Other amounts receivable41€338k€175▼
Cash at bank and in hand54/58€179k€103k▼
Deferred charges and accrued income490/1€68-
Equity and liabilities
Total equity and liabilities10/49€3.72M€2.93M▼
Equity10/15€3.15M€2.66M▼
Contributions10/11€2.09M€2.09M=
Outside capital11€2.09M€2.09M=
Other1109/19€2.09M€2.09M=
Profit (loss) carried forward14€1.07M€574k▼
Provisions and deferred taxes16€266k€243k▼
Provisions for liabilities and charges160/5€266k€243k▼
Other liabilities and charges164/5€266k€243k▼
Amounts payable17/49€297k€23k▼
Amounts payable after more than one year17€86k€1k▼
Other amounts payable178/9€86k€1k▼
Amounts payable within one year42/48€211k€22k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€2k€15k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€202k€3k▼
Accrued charges and deferred income492/3€685€213▼
Income statement
Code20242025
Non-recurring operating income76A-€326k
Remuneration, social security and pensions62€9k€-95▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€20k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€2k
Other operating charges640/8€12k€3k▼
Gross operating margin9900€92k€367k▲
Operating profit (loss)9901€28k€343k▲
Financial income75/76B€394k€330k▼
Recurring financial income75€394k€330k▼
Financial charges65/66B€9k€4k▼
Recurring financial charges65€8k€4k▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€414k€669k▲
Income taxes67/77-€14k
Profit (loss) for the period9904€414k€655k▲
Profit (loss) for the period to be appropriated9905€414k€655k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.27M€1.72M▲
Profit (loss) brought forward from the previous period14P€855k€1.07M▲
Profit to be distributed694/7€200k€1.15M▲
Return on contributions (dividend)694€200k€1.15M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €655k ▲58.3%
Operating result €343k, net result €655k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.14
Current ratio from 2.49 to 5.14; short-term debt falls from €211k to €22k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.23 to 2.49; short-term debt falls from €245k to €211k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 29current ratio 92.38
Current ratio from 3.22 to 92.38; short-term debt falls from €165k to €7k.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de l'Herboriste 164960 MalmedyGround area
962 m²
Parcel 63502C0202/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MIDIVA
since 20132.235.355.694
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63502C0202/00D000 | Wallonia | 962 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANUTTI INVEST
BE 0478.148.434
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De Landgenoten
BE 0552.744.008
Antwerpen · Eq €2.66M
DC & COMPANY
BE 0819.536.865
Lochristi · Eq €2.66M
STEIGERS INVEST
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ML INVEST
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Tournai · Eq €2.66M
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 17,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-06-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.