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MICROSTART

Active Risk: not assessed Cooperative companyfounded 2010active for 16 yearsKantersteen 12, 1000 BrusselsKBO/BCE: BE 0829.081.071 subsidiary of BNP PARIBAS
Part of the group BNP PARIBAS 87 companies in 27 countries
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MICROSTART
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Timeline

55 events since 2010

Deadline for the 2026 accounts: 31-07-2027

2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0829081071
Registered office moved within BrusselsNew registered office: BeCentral, Cantersteen 12, 1000 Bruxelles · Previous registered office: Rue de Fiennes 77, 1070 Bruxelles · Resignations: Laure Coussirat-Coustère (director) and Louis De Cannière (director) · General meeting of 04-06-20266 points ▸

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Registered office moved from Anderlecht to BrusselsNew registered office: Cantersteen 12 1000 Bruxelles · Previous registered office: Rue de Fiennes 77 1070 Anderlecht · Reappointment: Patrick Somerhausen (director) · General meeting of 04-06-20266 points ▸

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Annual accounts 2025 filed PDFfull format · 56 days before the deadline
2025
Weakest financial year net -€1.8m The net result drops to -€1.8m, the lowest from 2011 to 2025.
1 director appointed, 1 resignation, 2 reappointmentsResignation: Anne-FranceSimon · Appointment: ElsVanZele · Reappointments: CarineDeNys and JanHeyvaert · General meeting of 05-06-20255 points ▸
  • General meeting, 05-06-2025
  • Director resignation, Anne-FranceSimon
  • Director appointment, ElsVanZele
  • Director reappointment, CarineDeNys
  • Director reappointment, JanHeyvaert

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Annual accounts 2024 filed PDFfull format · 51 days before the deadline
2024
3 directors appointed, 1 statutory auditor appointed, 5 resignationsResignations: Olivier Delval, Sébastian L'Aot, Michel Halet, Valérie Beeckmans (administrateur et présidente du comité d'audit et des risques) and Olivier Brissaud (représentant de microstart asbl au sein du conseil de microstart sc et au sein du comité d'audit et risk) · Appointments: Bruno Debuysscher, Guido Busseniers (représentant de microstart asbl au sein du conseil de microstart sc et au sein du comité d'audit et risk), Lorraine de Fierlant (déléguée à la gestion journalière de ms sc) and Deloitte Reviseurs d'Entreprises (statutory auditor) · General meeting of 06-06-202410 points ▸

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Annual accounts 2023 filed PDFfull format · 54 days before the deadline
Permanent representatives: HEYVAERT Jan, HALET Michel, BUSSENIERS Guido Florent Leon Joseph, SIMON Anne-France, COUSSIRAT-COUSTÈRE Laure, L’AOT Sebastian and 2 others“Het verstrekken van professionele microleningen en elke vorm van microfinancieringsproducten,bestemd voor de…” (deed in Dutch) · General meeting of 26-04-202418 points ▸

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2023
Annual accounts 2022 filed PDFfull format · 23 days late
2 directors appointed, 1 statutory auditor appointed, 2 resignations, 4 reappointmentsResignations: Robert Peirce and Luc Haegemans · Reappointments: Patrick Somerhausen, Anne-France Simon, Laure Coussirat-Coustère and Sébastien L'Aot · Appointments: Valérie Beeckmans (independent director), Louis De Cannière (independent director) and PwC Reviseurs d'Entreprises (statutory auditor) · General meeting of 27-04-202310 points ▸

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New administrateur et présidente du caCarine De Nys appointed, Daniel Thielemans resigned · General meeting of 02-06-20224 points ▸

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Resignation: Dirk Dewitte (director)General meeting of 09-12-20222 points ▸
  • General meeting, 09-12-2022
  • Director resignation, Dirk Dewitte

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2022
Annual accounts 2021 filed PDFfull format · 24 days late
1 director appointed, 1 resignation, 4 reappointmentsTransfer of shares from Adie international to Adie · Resignation: M. Cano · Appointment: Jan Heyvaert · General meeting of 29-04-202220 points ▸

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Resignation: Emmanuel LEGRAS (director general)Appointment: Dirk DEWITTE (director) · General meeting of 27-04-202115 points ▸

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2021
Annual accounts 2020 filed PDFfull format · 31 days late
Capital increase of €1,094,00010,940 new shares · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to cooperative company · General meeting of 05-05-20214 points ▸
  • General meeting, 05-05-2021
  • Capital increase, €1,094,000
  • Legal-form conversion, from coöperatieve vennootschap met beperkte aansprakelijkheid to cooperative company
  • Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR (ondergetekende notaris)
  • The deed holds 1 more point.

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3 directors appointed, 1 statutory auditor appointed, 2 resignations, 2 reappointmentsResignations: Wilfried Remans (administrateur représentant de bnpp fortis) and Emmanuel Landais (administrateur représentant de adie international) · Appointments: Anne-France Simon (administratrice représentant de bnpp fortis), Laure Coussirat-Coustere (director), Patrick Somerhausen (independent director) and PwC Reviseurs d'Entreprises (statutory auditor) · Reappointments: Sebastien L'Aot (director) and Luc Haegemans (independent director) · General meeting of 18-06-20209 points ▸

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Annual accounts 2019 filed PDFfull format · 207 days late
2020
Capital increase of €900,000 to €8,772,000Capital from €7,872,000 to €8,772,000, 9,000 new shares · Contributions: BNPParibasFortis (€633,200, 6,332 shares); PartenaSocialeVerzekeringenvoorZelfstandigen (€31,600, 316 shares); AG Insurance (€235,200,000, 2,352 shares) · General meeting of 13-12-20197 points ▸
  • General meeting, 13-12-2019
  • Capital increase, €900,000
  • Capital contribution, €633,200
  • Capital contribution, €31,600
  • Amendment of the articles, article 6
  • Power of attorney, Gérard INDEKEU
  • Capital contribution, €235,200,000
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

2019
3 directors appointed, 1 resignationAppointments: Daniel Thielemans (independent director), Emmanuel Legras (director general) and Dirk Dewitte (deputy director general) · Resignation: Luc Haegemans (chair) · General meeting of 16-09-20198 points ▸

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1 statutory auditor appointed, 3 directors appointed, 3 resignations, 2 reappointmentsAppointments: SCRL PwC Reviseurs d'Entreprises (statutory auditor), Partena ASI, Emmanuel Landais and Olivier Delval · Reappointments: Robert Peirce (independent director) and AG Insurance · Permanent representatives: Antonio Cano, Marie Degrand-Guillaud, Sandra Wilikens, Michel Halet, Emmanuel Landais and Olivier Delval · General meeting of 24-04-201928 points ▸

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Annual accounts 2018 filed PDFfull format · 37 days before the deadline
Capital increase of €1,000,000 to €7,872,000Capital from €6,872,000 to €7,872,000, 10,000 new shares · General meeting of 21-03-20195 points ▸
  • General meeting, 21-03-2019
  • Capital increase, €1,000,000
  • Capital contribution, €1,000,000
  • 78,720 shares
  • Power of attorney, Gérard INDEKEU
  • The deed holds 2 more points.

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2018
Annual accounts 2017 filed PDFfull format · 22 days before the deadline
Capital increase of €1,000,000 to €6,872,000Capital from €5,872,000 to €6,872,000, 10,000 new shares · General meeting of 05-03-20184 points ▸
  • General meeting, 05-03-2018
  • Capital increase, €1,000,000
  • Amendment of the articles, article 6
  • Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2017
Appointment: PriceWaterhouseCoopers Belgium (réviseur statuaire)General meeting of 11-09-20172 points ▸

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3 directors appointed, 3 resignationsChanges of role: Luc Haegemans (independent director) and Olivier de Broqueville (independent director) · Resignations: Philippe Maystadt (independent director and chair of the board), Alex Houtart (représentant de bnp paribas fortis au conseil d'administration) and Emmanuel Landais (représentant de l'adie international au conseil d'administration) · Appointments: Sandra Wilikens (représentant de bnp paribas fortis au conseil d'administration), Wilfried Remans (représentant de bnp paribas fortis au conseil d'administration) and Sébastien L'Aot (représentant de l'adie international au conseil d'administration) · General meeting of 24-04-201712 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2016 filed PDFfull format · 82 days before the deadline
2016
Registered office moved within BrusselsCapital increase of €1,662,000 · Capital from €4,210,000 to €5,872,000, 16,620 new shares · New registered office: Anderlecht (1070 Brussel), de Fiennesstraat 77 · General meeting of 21-09-20166 points ▸
  • General meeting, 21-09-2016
  • Registered-office move, Anderlecht (1070 Brussel), de Fiennesstraat 77
  • Capital increase, €1,662,000
  • Capital, €5,872,000, 58,720 shares
  • Power of attorney, GODFROID Mathieu
  • Power of attorney, Gérard INDEKEU
  • The deed holds 1 more point.

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Annual accounts 2015 filed PDFfull format · 52 days before the deadline
2 directors appointed, 1 resignationResignation: Maria Nowak-Prsygodzka · Appointments: Marie Degrand Guillaud and Robert Pierce (independent director) · General meeting of 09-05-20164 points ▸

Open the deed in the Belgian Official Gazette

2015
Liquidity doubles current ratio 3.91 The current ratio rises from 1.91 to 3.91. Short-term debt falls from €3.0m to €2.3m.
Annual accounts 2014 filed PDFfull format · 31 days late
Registered office moved within BrusselsNew registered office: Anderlecht (1070 Bruxelles), Rue de Fiennes 77 · Previous registered office: Saint-Gilles (1060 Bruxelles) Place Bethléem, 9 · Board meeting of 12-12-20142 points ▸
  • Board meeting, 12-12-2014
  • Registered-office move, Anderlecht (1070 Bruxelles), Rue de Fiennes 77

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Capital increase of €1,000,000Capital from €3,210,000 to €4,210,000 · Appointments: CANO Y BOSQUE Antonio (director) and UHY-CDP PARTNERS (statutory auditor) · General meeting of 10-12-20146 points ▸
  • General meeting, 10-12-2014
  • Capital increase, €1,000,000
  • Capital, €4,210,000, 42,100 shares
  • Director appointment, CANO Y BOSQUE Antonio
  • Auditor appointment, UHY-CDP PARTNERS (statutory auditor)
  • Power of attorney, Gérard INDEKEU
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

New establishment in Brussels Microstart SC-ES, Kantersteen 12
2014
Appointment: MicroStart Support (director)Permanent representative: Olivier BRISSAUD · Mandate compensation: MicroStart Support · General meeting of 26-06-20145 points ▸

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Annual accounts 2013 filed PDFfull format · 72 days before the deadline
2013
2 directors appointed, 1 resignationResignation: Laurent Ledoux · Appointments: Alex Houtart and Philippe Maystadt (chair of the board) · General meeting of 24-05-20135 points ▸

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Annual accounts 2012 filed PDFfull format · 23 days before the deadline
New establishment in Ghent Microstart SC-ES, Rooigemlaan 532
Capital increase of €2,000,000Capital from €1,210,000 to €3,210,000, 20,000 new shares · Resignation: Catherine KINET (director) · Appointment: Luc HAEGEMANS (director) · General meeting of 12-12-20128 points ▸
  • General meeting, 12-12-2012
  • Capital increase, €2,000,000
  • Capital, €3,210,000
  • General meeting, 27-06-2012
  • Director resignation, Catherine KINET
  • Director appointment, Luc HAEGEMANS
  • Director discharge, microStart
  • Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

New establishment in Liège Microstart SC-ES, Rue des Carmes 24
2012
Equity above €1m equity €2.0m ▲252% Equity rises from €558,621 to €2.0m.
Annual accounts 2011 filed PDFfull format · 2 days before the deadline
2011
Appointment: CDP CB & C°, Réviseurs d'entreprises (statutory auditor)Board meeting of 15-03-20112 points ▸

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New establishment in Antwerp Microstart SC-ES, Luitenant Naeyaertplein 25
Registered office moved to BrusselsCapital increase of €1,110,000 · Capital from €100,000 to €1,210,000 · New registered office: Sint-Gillis (1060 Brussel), Bethlehemplein nummer 9 · General meeting of 15-03-20117 points ▸
  • General meeting, 15-03-2011
  • Registered-office move, Sint-Gillis (1060 Brussel), Bethlehemplein nummer 9
  • Capital increase, €1,110,000
  • Capital, €1,210,000
  • Director appointment, Samuel Clause (waarnemer binnen de raad van bestuur)
  • Director appointment, Saiyi Suzuki-Navarro (substituut)
  • Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
  • The deed holds 2 more points.

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First establishment Microstart SC-ES, Avenue Général Michel 1E, Charleroi
2010
Registered office moved within BrusselsNew registered office: Sint-Gillis (1060 Brussel), Bethlehemplein 9 · Previous registered office: Schaarbeek (1030 Brussel), Distelsstraat 44 bus 6 · Board meeting of 26-10-20102 points ▸
  • Board meeting, 26-10-2010
  • Registered-office move, Sint-Gillis (1060 Brussel), Bethlehemplein 9

Open the deed in the Belgian Official Gazette

Appointments: Marie Nowak-Prsygodzka (chair) and Patrick Sapy (director general and day-to-day manager)Board meeting of 26-10-20103 points ▸

Open the deed in the Belgian Official Gazette

IncorporationFounding capital of €100,000, 1,000 shares · Founders: Association pour le Droit à l'Initiative Economique International, FORTIS BANK and GENFINANCE INTERNATIONAL · Appointments: Marie Nowak-Przygodzka, Emmanuel Pierre Noel Landais, Laurent Joseph Ledoux and Catherine Suzanne Kinet · published on 17-09-201012 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

A deed published in both Dutch and French appears here once.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 8 September 2010, MICROSTART was incorporated by Association pour le Droit à l'Initiative Economique International, FORTIS BANK and GENFINANCE INTERNATIONAL, with a starting capital of €100,000.12 In 2010 the registered office moved to Brussels.3 The capital was increased 8 times between 2011 and 2021.456 Today the board has 10 members.7 Total assets went from €12.3m in 2018 to €14.4m in 2025 and headcount from 19.7 to 19.7 full-time equivalents.8

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-09-2010
  3. 3Belgian Official Gazette, 18-11-2010
  4. 4Belgian Official Gazette, 31-03-2011
  5. 5Belgian Official Gazette, 19-03-2020
  6. 6Belgian Official Gazette, 02-06-2021
  7. 7Belgian Official Gazette, 07-09-2026
  8. 8National Bank, annual accounts 2018 and 2025

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