MICROSANG
ActiveMICROSANG has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €386k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
93.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
40 d early
2023
19 d early
2022
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 99.4%
2024 · €624k
2022: €105k
2023: €304k
2024: €624k
2022 → 2025
Total assets
€414k▼ 38.4%
2024 · €672k
2022: €190k
2023: €357k
2024: €672k
2022 → 2025
Net result
€386k▲ 20.5%
2024 · €320k
2022: €103k
2023: €199k
2024: €320k
2022 → 2025
Working capital
€-59k
2024 · €540k
2022: €45k
2023: €222k
2024: €540k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€105k-€304k▲ 189%€624k▲ 105%€4k▼ 99.4%
Operating result€133k-€263k▲ 98.3%€417k▲ 58.6%€508k▲ 21.9%
Net result€103k-€199k▲ 93.0%€320k▲ 61.1%€386k▲ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €414k
Fixed assets
€70k▼ 19.2%
Current assets
€343k▼ 41.3%
Equity and liabilities €414k
Equity
€4k▼ 99.4%
Debt
€410k▲ 758%
The debt ratio rises from 7.1% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€527k▲
2024 · €444k
Cash flow
€405k▲
2024 · €347k
Solvency
1.0%▼
2024 · 92.9%
Current ratio
0.85▼
2024 · 13.13
Quick ratio
0.85▼
2024 · 13.13
ROA
93.3%▲
2024 · 47.7%
Interest coverage
49.45▼
2024 · 315.72
Debt
€410k▲
2024 · €48k
Debt ≤ 1 year
€402k▲
2024 · €45k
Income taxes
€124k▲
2024 · €103k
A ratio outside any meaningful range has been withheld (balance sheet total €414k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€672k€414k▼
Fixed assets21/28€87k€70k▼
Tangible fixed assets22/27€87k€70k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€1k€391▼
Leasing and similar rights25€11k€2k▼
Other tangible fixed assets26€73k€67k▼
Current assets29/58€585k€343k▼
Amounts receivable within one year40/41-€8k
Other amounts receivable41-€8k
Current investments50/53€240k-
Cash at bank and in hand54/58€324k€304k▼
Deferred charges and accrued income490/1€21k€31k▲
Equity and liabilities
Total equity and liabilities10/49€672k€414k▼
Equity10/15€624k€4k▼
Contributions10/11€2k€2k=
Reserves13€622k€2k▼
Distributable reserves133€622k€2k▼
Amounts payable17/49€48k€410k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€45k€402k▲
Current portion of amounts payable after more than one year42€9k€2k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€21k€67k▲
Taxes450/3€21k€67k▲
Other amounts payable47/48€10k€328k▲
Accrued charges and deferred income492/3€872€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€19k▼
Other operating charges640/8€980€1k▲
Gross operating margin9900€445k€528k▲
Operating profit (loss)9901€417k€508k▲
Financial income75/76B€8k€12k▲
Recurring financial income75€8k€12k▲
Financial charges65/66B€1k€11k▲
Recurring financial charges65€1k€11k▲
Profit (loss) for the period before taxes9903€424k€510k▲
Income taxes67/77€103k€124k▲
Profit (loss) for the period9904€320k€386k▲
Profit (loss) for the period to be appropriated9905€320k€386k▲
Appropriation of the result
Profit (loss) to be appropriated9906€320k€386k▲
Transfer from equity791/2-€620k
Transfer to equity691/2€320k€1▼
To other reserves6921€320k€1▼
Profit to be distributed694/7-€1.01M
Return on contributions (dividend)694-€1.01M
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €386k ▲20.5%
Operating result €508k, net result €386k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 13.13
Current ratio from 6.50 to 13.13.
30-09
Financial
Equity above €500kEq €624k ▲105%
3 profitable years in a row build equity to €624k.
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity quadruplescurrent ratio 6.50
Current ratio from 1.71 to 6.50; short-term debt falls from €64k to €40k.
30-09
Financial
Equity above €200kEq €304k ▲189%
2 profitable years in a row build equity to €304k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Desselgemse steenweg 868540 DeerlijkGround area
1,246 m²
Building footprint
155 m²
Volume, LiDAR
1,118 m³
Parcel 34009A0667/00B000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Desselgemse steenweg 86, 8540 Deerlijk
since 20212.319.300.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009A0667/00B000 | Flanders | 1,246 m² | 1 · 155 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 1,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2021
Fiscal year end30-09
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.