MicroOs
ActiveSummary
MicroOs has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49,652 and a net result of €25,008. Equity has been growing by about 86% per year since 2022. Its solvency ranks better than 86% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 08-03-2022 Normal situation
- Activity
- Computer programming NACE 62100
- Establishment unit
- 2.328.646.435 3940 Hechtel-Eksel, since 08-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 26-07-2024
Board and ownership
Board
- MUPFUNYA Simba Percy ChakaingesuDirector · since 08-03-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €41,020
- ▲ 56.8%
- Turnover
- ≈ €130,000
- estimated
- Profit
- €25,008
- ▲ 73.5%
- Equity
- €49,652
- ▲ 88.7%
- Total assets
- €55,985
- ▲ 70.8%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 6.97, cash €34,984Equity €49,652 (88.7% of total assets)Size: total assets €55,985Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 88.7% of total assets
Liquidity
99+5
short-term debt 11.3% · cash 62.5%
Profitability
100=
return on assets 44.7%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.97 (4.44 in 2024), above the usual 1.5. Short-term debt is 11.3% and cash 62.5% of total assets. 11.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 91% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 days early
2024
14 days early
2023
23 days early
2022
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 5 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-07-2026 at the NBB all 4 filings
Turnover
≈ €130,000
Estimated: probably between €100,000 and €180,000
Total assets
€55,985▲ 70.8%
2024 · €32,779
Net result
€25,008▲ 73.5%
2024 · €14,411
Working capital
€37,822▲ 69.7%
2024 · €22,284
Multi-year overview
2022 to 2025, 4 financial yearsOperating result
€36,883
▲ 58.4%
2025
20222025
Net result
€25,008
▲ 73.5%
2025
middle half of the sector
20222025
Equity
€49,652
▲ 88.7%
2025
middle half of the sector
20222025
Total assets
€55,985
▲ 70.8%
2025
lowest quarter of the sector
20222025
Debt
€6,333
▼ 2.1%
2025
20222025
Working capital
€37,822
▲ 69.7%
2025
middle half of the sector
20222025
Solvency
88.7%
▲ 8.4pp
2025
highest quarter of the sector
20222025
Current ratio
6.97
▲ 2.53
2025
highest quarter of the sector
20222025
Return on assets (ROA)
44.7%
▲ 0.7pp
2025
highest quarter of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2022202320242025
Operating result€7,858-€20,748▲ 164%€23,283▲ 12.2%€36,883▲ 58.4%
Net result€5,012within the sector's middle half-€12,282within the sector's middle half▲ 145%€14,411within the sector's middle half▲ 17.3%€25,008within the sector's middle half▲ 73.5%
Equity€8,012below the sector's middle half-€13,616below the sector's middle half▲ 69.9%€26,310within the sector's middle half▲ 93.2%€49,652within the sector's middle half▲ 88.7%
Total assets€15,867below the sector's middle half-€20,422below the sector's middle half▲ 28.7%€32,779below the sector's middle half▲ 60.5%€55,985below the sector's middle half▲ 70.8%
Debt€7,855-€6,806▼ 13.4%€6,469▼ 4.9%€6,333▼ 2.1%
Working capital€8,012below the sector's middle half-€9,801below the sector's middle half▲ 22.3%€22,284within the sector's middle half▲ 127%€37,822within the sector's middle half▲ 69.7%
Solvency50.5%within the sector's middle half-66.7%within the sector's middle half▲ 16.2pp80.3%within the sector's middle half▲ 13.6pp88.7%above the sector's middle half▲ 8.4pp
Current ratio2.02within the sector's middle half-2.44within the sector's middle half▲ 0.424.44within the sector's middle half▲ 2.006.97above the sector's middle half▲ 2.53
Return on assets (ROA)31.6%above the sector's middle half-60.1%above the sector's middle half▲ 28.6pp44.0%above the sector's middle half▼ 16.2pp44.7%above the sector's middle half▲ 0.7pp
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 58% higher than in 2024 and the highest since 2022. It is the third rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55,985
Fixed assets
€11,830 ▲ 194%
Current assets
€44,156 ▲ 53.6%
Equity and liabilities €55,985
Equity
€49,652 ▲ 88.7%
Debt
€6,333 ▼ 2.1%
Debt's share of the balance-sheet total falls from 19.7% to 11.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40,222▲
2024 · €25,312
Cash flow
€28,348▲
2024 · €16,441
Debt to equity
0.13▼
2024 · 0.25
ROE
50.4%▼
2024 · 54.8%
Interest coverage
15.41▲
2024 · 7.70
Debt ≤ 1 year
€6,333▼
2024 · €6,469
Income taxes
€9,302▲
2024 · €5,584
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €4,379 | €2,240 | €11,143 |
| Depreciation and write-downs of the year | - | €563 | €2,029 | €3,339 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €563 | €2,029 | €3,339 | ▲ 64.6% |
| Other operating charges640/8 | €462 | €1,010 | €841 | €798 | ▼ 5.1% |
| Gross operating margin9900 | €8,321 | €22,321 | €26,154 | €41,020 | ▲ 56.8% |
| Operating profit (loss)9901 | €7,858 | €20,748 | €23,283 | €36,883 | ▲ 58.4% |
| Financial income75/76B | - | €0 | €0 | €38 | ▲ 956× |
| Recurring financial income75 | - | €0 | €0 | €38 | ▲ 956× |
| Financial charges65/66B | €776 | €3,760 | €3,287 | €2,611 | ▼ 20.6% |
| Recurring financial charges65 | €776 | €3,760 | €3,287 | €2,611 | ▼ 20.6% |
| Profit (loss) for the period before taxes9903 | €7,082 | €16,988 | €19,996 | €34,310 | ▲ 71.6% |
| Income taxes67/77 | €2,069 | €4,705 | €5,584 | €9,302 | ▲ 66.6% |
| Profit (loss) for the period9904 | €5,012 | €12,282 | €14,411 | €25,008 | ▲ 73.5% |
| Profit (loss) for the period to be appropriated9905 | €5,012 | €12,282 | €14,411 | €25,008 | ▲ 73.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €15,867 | €20,422 | €32,779 | €55,985 | ▲ 70.8% |
| Fixed assets21/28 | - | €3,815 | €4,026 | €11,830 | ▲ 194% |
| Tangible fixed assets22/27 | - | €3,815 | €4,026 | €11,830 | ▲ 194% |
| Land and buildings22 | - | - | - | €8,504 | - |
| Furniture and vehicles24 | - | €3,815 | €4,026 | €3,326 | ▼ 17.4% |
| Current assets29/58 | €15,867 | €16,607 | €28,753 | €44,156 | ▲ 53.6% |
| Amounts receivable within one year40/41 | €8,584 | €5,291 | €8,438 | €7,622 | ▼ 9.7% |
| Trade receivables40 | €5,953 | €2,977 | €6,544 | €7,161 | ▲ 9.4% |
| Other amounts receivable41 | €2,631 | €2,314 | €1,894 | €461 | ▼ 75.7% |
| Cash at bank and in hand54/58 | €5,915 | €11,067 | €18,832 | €34,984 | ▲ 85.8% |
| Deferred charges and accrued income490/1 | €1,369 | €249 | €1,484 | €1,550 | ▲ 4.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €15,867 | €20,422 | €32,779 | €55,985 | ▲ 70.8% |
| Equity10/15 | €8,012 | €13,616 | €26,310 | €49,652 | ▲ 88.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €5,012 | €10,616 | €23,310 | €46,652 | ▲ 100% |
| Distributable reserves133 | €5,012 | €10,616 | €23,310 | €46,652 | ▲ 100% |
| Amounts payable17/49 | €7,855 | €6,806 | €6,469 | €6,333 | ▼ 2.1% |
| Amounts payable within one year42/48 | €7,855 | €6,806 | €6,469 | €6,333 | ▼ 2.1% |
| Trade debts44 | €367 | - | €3,085 | €809 | ▼ 73.8% |
| Suppliers440/4 | €367 | - | €3,085 | €809 | ▼ 73.8% |
| Taxes, remuneration and social security45 | €7,488 | €5,140 | €1,666 | €3,858 | ▲ 132% |
| Taxes450/3 | €5,088 | €5,140 | €1,666 | €3,858 | ▲ 132% |
| Remuneration and social security454/9 | €2,400 | - | - | - | - |
| Other amounts payable47/48 | - | €1,666 | €1,718 | €1,666 | ▼ 3.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,012 | €12,282 | €14,411 | €25,008 | ▲ 73.5% |
| + Depreciation and write-downs630 | - | €563 | €2,029 | €3,339 | ▲ 64.6% |
| Operating cash flow (approximation) | €5,012 | €12,846 | €16,441 | €28,348 | ▲ 72.4% |
| Investment in fixed assets (approximation) | - | - | -€2,240 | -€11,143 | ▼ 397% |
| Change in cash | - | €5,152 | €7,765 | €16,152 | ▲ 108% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as MicroOs has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MicroOs itself is lower: < 0.1% within 12 months. It rests on far more data about MicroOs than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MicroOs. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2022
MUPFUNYA Simba Percy Chakaingesu
Current
Director (not named in the articles) · since 08-03-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 17-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt alleen de vennootschap jegens derden en in rechte als eiser of als…”
deed of 10-03-2022Owners and capital
Owners
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Onbepaalde duur, benoemd door algemene vergadering met gewone meerderheid”
Articles of association, deed of 10-03-2022 (in Dutch)
Network & group
MicroOs shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of MicroOs. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
17-07
micro format · 14 days before the deadline
2025
31-12
Financial
Highest result from 2022 to 2025net €25,008 ▲73.5%
The operating result of €36,883 and the net result of €25,008 are both a record.
17-07
micro format · 14 days before the deadline
2024
08-07
micro format · 23 days before the deadline
2023
30-08
micro format · 30 days late
2022
10-03
Gazette deed
IncorporationAppointment: MUPFUNYA Simba Percy Chakaingesu (director) · Permanent representative: VANDUFFEL Stefan · Pre-incorporation commitments13 points ▸
Gazette deed
Incorporation
Appointment: MUPFUNYA Simba Percy Chakaingesu (director) · Permanent representative: VANDUFFEL Stefan · Pre-incorporation commitments13 points ▸
- Pre-incorporation commitments, ratification, “alle verbintenissen en overeenkomsten gesteld voor vennootschap in oprichting vanaf heden en voor verkrijging rechtspersoonlijkheid” (deed in Dutch)
- Registered office clause, “3940 Hechtel-Eksel,Rijkswachtstraat 6” (deed in Dutch)
- Board rule, 1
- Director appointment, MUPFUNYA Simba Percy Chakaingesu (director (not named in the articles))
- Other provision, “niet getroffen door enige verbodsbepaling die zich tegen functie verzet, verbodsbepaling Koninklijk Besluit nummer 22 van 1934-10-24” (deed in Dutch)
- Permanent representative, VANDUFFEL Stefan
- Founder, MUPFUNYA Simba Percy Chakaingesu (comparant)
- Incorporation, “MicroOs” (deed in Dutch)
- Founding capital, €3,000
- MUPFUNYA Simba Percy Chakaingesu holds all the shares
- Capital
- Other provision, “aanvaarding vergoeding voor inbreng”, 100 (deed in Dutch)
- The act holds 1 more point.
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
MicroOs in Dutch
Enterprise number
0782.977.466
Legal form
Private limited company
Status
Active, normale toestand
Founded
08-03-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 10-03-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, België of buitenland bij eenvoudige beslissing bestuurders”
deed of 10-03-2022 (in Dutch)Registered office and establishments
Registered office
Rijkswachtstraat 6, 3940 Hechtel-Eksel, Belgium
Establishment unit
MicroOs, Rijkswachtstraat 6, 3940 Hechtel-Eksel since 08-03-2022 · unit number 2.328.646.435
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 10-03-2022 (in Dutch)
“Onderneming voor het ontwerpen en programmeren van computerprogramma’s; Onderneming voor het in kaart brengen, bewaken en optimaliseren van…”
4 activities
- Onderneming voor het ontwerpen en programmeren van computerprogramma’s.
- Onderneming voor het in kaart brengen, bewaken en optimaliseren van de structuur van software
- Onderneming voor alle handelingen in het kader als software architect, en meer bepaald: het in kaart brengen van de strucuur van een bestaand softwaresysteem (mapping); het ontwikkelen van de software-architectuur van een nieuw product of nieuwe dienst; het adviseren van opdrachtgevers en stakeholders omtrent de inrichting van de softwaresystemen en technische keuzes die hiermee samenhangen; het opstellen van haalbaarheidsstudies en offertes op het gebied van software-implementatie; het fungeren als aanspreekpunt en verantwoordelijke op het gebied van specifieke software-ontwikkelingsprojecten binnen een organisatie of projectteam; het vertalen van concepten en ideeën naar concrete software-oplossingen; opstellen, het toetsen en/of doorontwikkelen van richtlijnen en procedures voor de software-ontwikkeling binnen een organisatie.
- Onderneming voor het verstrekken van licenties en het verdelen, verkopen en het verlenen van ondersteuning op het gebied van computerprogrammapakketten, computermateriaal en apparatuur en aanverwante producten.
Invoicing and payment
VAT number
BE 0782.977.466
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 10-03-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
504 m²
Building footprint
79 m²
Building volume
518 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72013A0179/00G000 | Flanders | 504 m² | 1 · 79 m² | 8.8 m · 2 |