MICROLAB
ActiveMICROLAB has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €9k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+19
Solvency99▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.46 against 3.55 in 2024), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
7.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 14.2%
2024 · €64k
2018: €54k
2019: €60k
2020: €63k
2021: €54k
2022: €56k
2023: €58k
2024: €64k
2018 → 2025
Total assets
€120k▲ 37.6%
2024 · €87k
2018: €99k
2019: €199k
2020: €155k
2021: €127k
2022: €115k
2023: €90k
2024: €87k
2018 → 2025
Net result
€9k▲ 63.6%
2024 · €6k
2018: €10k
2019: €16k
2020: €3k
2021: €-9k
2022: €2k
2023: €3k
2024: €6k
2018 → 2025
Working capital
€69k▲ 16.1%
2024 · €59k
2018: €34k
2019: €33k
2020: €40k
2021: €36k
2022: €44k
2023: €53k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€56k▲ 3.1%€58k▲ 4.6%€64k▲ 9.5%€73k▲ 14.2%
Operating result€339-€4k▲ 1,145%€8k▲ 97.9%€11k▲ 26.2%€14k▲ 29.4%
Net result€-9k-€2k€3k▲ 54.5%€6k▲ 113%€9k▲ 63.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€4k▼ 12.2%
Current assets
€116k▲ 40.2%
Equity and liabilities €120k
Equity
€73k▲ 14.2%
Debt
€47k▲ 102%
The debt ratio rises from 26.8% to 39.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€15k▲
2024 · €12k
Cash flow
€10k▲
2024 · €7k
Solvency
60.7%▼
2024 · 73.2%
Current ratio
2.46▼
2024 · 3.55
Quick ratio
1.50▼
2024 · 2.58
Debt / equity
0.65▲
2024 · 0.37
ROE
12.4%▲
2024 · 8.7%
ROA
7.5%▲
2024 · 6.3%
Interest coverage
39.57▲
2024 · 37.43
Debt
€47k▲
2024 · €23k
Debt ≤ 1 year
€47k▲
2024 · €23k
Income taxes
€4k▼
2024 · €5k
Staff costs
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€120k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€1k€927▼
Plant, machinery and equipment23€327€475▲
Furniture and vehicles24€630€452▼
Other tangible fixed assets26€493-
Financial fixed assets28€3k€3k=
Current assets29/58€83k€116k▲
Stocks and contracts in progress3€23k€45k▲
Stocks30/36€23k€45k▲
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40€17k€22k▲
Cash at bank and in hand54/58€44k€49k▲
Equity and liabilities
Total equity and liabilities10/49€87k€120k▲
Equity10/15€64k€73k▲
Contributions10/11€19k€19k=
Reserves13€7k€16k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€15k▲
Profit (loss) carried forward14€38k€38k=
Amounts payable17/49€23k€47k▲
Amounts payable within one year42/48€23k€47k▲
Trade debts44€8k€30k▲
Suppliers440/4€8k€30k▲
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€11k€12k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3-€1
Income statement
Code20242025
Remuneration, social security and pensions62€14k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€953▼
Other operating charges640/8€967€873▼
Gross operating margin9900€27k€25k▼
Operating profit (loss)9901€11k€14k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€313€369▲
Recurring financial charges65€313€369▲
Profit (loss) for the period before taxes9903€10k€13k▲
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€6k€9k▲
Profit (loss) for the period to be appropriated9905€6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€47k▲
Profit (loss) brought forward from the previous period14P€38k€38k=
Transfer to equity691/2€6k€9k▲
To other reserves6921€6k€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k ▼408%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €16k ▲53.3%
Operating result €17k, net result €16k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
CHATOUI El Hossaine
CurrentAdministrateur non statutaire · since 22-12-2023
22-12-2023
Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsense Steenweg 1121050 ElseneGround area
88 m²
Building footprint
77 m²
Volume, LiDAR
1,080 m³
Parcel 21009A0657/00R000, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Elsense Steenweg 112, 1050 Elsene
since 20022.115.219.711
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0657/00R000 | Brussels | 88 m² | 1 · 77 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOFTSERVICE.BE
BE 0476.441.927
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MYTBDOC
BE 0758.388.263
Le Roeulx · Eq €73k
PHENIX SOFTWARE
BE 0478.212.077
Verviers · Eq €72k
BJP-TJ CONSULTING-MANAGEMENT
BE 0869.625.784
La Louvière · Eq €73k
MOSP
BE 0597.824.064
Wichelen · Eq €73k
Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2002
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
61100Wired, wireless and satellite telecommunications
61200Telecommunications
64200Holdings
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.