MICROCITY
ActiveMICROCITY has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365k and a net result of €13k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 4122 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+18
Solvency97▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.2 against 5.08 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
52 d early
2023
37 d early
2022
24 d late
2021
46 d early
2020
23 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k
2024 · €-26k
2018: €39k
2019: €-106k
2020: €139k
2021: €80k
2022: €18k
2023: €13k
2024: €-26k
2018 → 2025
Working capital
€360k▼ 19.2%
2024 · €446k
2018: €321k
2019: €198k
2020: €344k
2021: €437k
2022: €462k
2023: €471k
2024: €446k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€447k-€465k▲ 4.1%€478k▲ 2.7%€452k▼ 5.4%€365k▼ 19.2%
Operating result€126k-€24k▼ 80.9%€19k▼ 21.4%€-27k€14k
Net result€80k-€18k▼ 77.3%€13k▼ 31.4%€-26k€13k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€4k▼ 19.9%
Current assets
€661k▲ 18.9%
Equity and liabilities €665k
Equity
€365k▼ 19.2%
Debt
€300k▲ 174%
The debt ratio rises from 19.5% to 45.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€16k▲
2024 · €-26k
Cash flow
€14k▲
2024 · €-25k
Solvency
54.8%▼
2024 · 80.5%
Current ratio
2.20▼
2024 · 5.08
Quick ratio
1.52▼
2024 · 3.46
Debt / equity
0.82▲
2024 · 0.24
ROE
3.6%▲
2024 · -5.7%
ROA
2.0%▲
2024 · -4.6%
Interest coverage
4.52▲
2024 · -8.48
Debt
€300k▲
2024 · €109k
Debt ≤ 1 year
€300k▲
2024 · €109k
Income taxes
€1k▲
2024 · €174
Staff costs
€302k▼
2024 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€561k€665k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Other tangible fixed assets26€5k€4k▼
Current assets29/58€556k€661k▲
Amounts receivable after more than one year29€88k€81k▼
Other amounts receivable291€88k€81k▼
Stocks and contracts in progress3€177k€204k▲
Stocks30/36€177k€204k▲
Amounts receivable within one year40/41€271k€306k▲
Trade receivables40€271k€306k▲
Cash at bank and in hand54/58€20k€40k▲
Deferred charges and accrued income490/1-€29k
Equity and liabilities
Total equity and liabilities10/49€561k€665k▲
Equity10/15€452k€365k▼
Contributions10/11€20k€20k=
Reserves13€210k€123k▼
Distributable reserves133€210k€123k▼
Profit (loss) carried forward14€221k€222k▲
Amounts payable17/49€109k€300k▲
Amounts payable within one year42/48€109k€300k▲
Trade debts44€33k€52k▲
Suppliers440/4€33k€52k▲
Taxes, remuneration and social security45€76k€104k▲
Taxes450/3€23k€30k▲
Remuneration and social security454/9€54k€74k▲
Other amounts payable47/48-€145k
Income statement
Code20242025
Remuneration, social security and pensions62€312k€302k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€287k€319k▲
Operating profit (loss)9901€-27k€14k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-26k€15k▲
Income taxes67/77€174€1k▲
Profit (loss) for the period9904€-26k€13k▲
Profit (loss) for the period to be appropriated9905€-26k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€221k€234k▲
Profit (loss) brought forward from the previous period14P€247k€221k▼
Transfer from equity791/2-€100k
Transfer to equity691/2-€13k
To other reserves6921-€13k
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
Social balance
Average headcount (FTE)90876.06.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €139k
Net result €139k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-106k ▼371%
Net result drops to €-106k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charbolaan 281030 SchaarbeekGround area
2,529 m²
Building footprint
328 m²
Volume, LiDAR
3,941 m³
2 parcels, Brussels · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MICROSYS
since 20172.266.233.665
MICROMEDIA
since 20172.266.233.764
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0056/00S003 | Brussels | 1,446 m² | 1 · 328 m² | 18.1 m · 5 fl. |
| 21332B0359/00H000 | Brussels | 1,082 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTELEC
BE 0467.277.110
Brugge · Eq €365k
THE COMPUTER STORE
BE 0448.227.991
Nazareth-De Pinte · Eq €364k
ELANET
BE 0473.421.861
Grimbergen · Eq €364k
VMB-IT
BE 0508.710.263
Bornem · Eq €366k
JT CONSULTING
BE 0462.154.223
Riemst · Eq €363k
Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-1992
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
72220
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.