Micro Craft
ActiveSummary
Micro Craft has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €17k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 482 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+4
Solvency100=
Growth52▲+17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 17.05 against 27.83 in 2024; short-term debt: 5.3% and cash: 59% of total assets), and 5.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
20 d late
2023
5 d late
2022
16 d late
2021
5 d early
2020
57 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€30k▼ 24.9%
2024 · €40k
2018: €88khighest in 8 years
2019: €80k▼ -8.4% vs 2018
2020: €80k▼ -0.5% vs 2019
2021: €73k▼ -8.8% vs 2020
2022: €67k▼ -7.3% vs 2021
2023: €62k▼ -8.6% vs 2022
2024: €40k▼ -34.6% vs 2023
2025: €30k▼ -24.9% vs 2024lowest in 8 years
2018 → 2025
EBIT margin
74.0%▲ 42.4pp
2024 · 31.6%
2018: 15.3%
2019: 4.2%▼ -72.9% vs 2018
2020: -7.7%▼ -285% vs 2019lowest in 8 years
2021: 1.2%▲ +116% vs 2020
2022: 21.1%▲ +1653% vs 2021
2023: 54.4%▲ +158% vs 2022
2024: 31.6%▼ -42.0% vs 2023
2025: 74.0%▲ +134% vs 2024highest in 8 years
2018 → 2025
Net result
€17k▲ 96.5%
2024 · €9k
2018: €10k
2019: €8k▼ -20.5% vs 2018
2020: €-6k▼ -178% vs 2019lowest in 8 years
2021: €544▲ +109% vs 2020
2022: €10k▲ +1809% vs 2021
2023: €22k▲ +109% vs 2022highest in 8 years
2024: €9k▼ -59.3% vs 2023
2025: €17k▲ +96.5% vs 2024
2018 → 2025
Working capital
€145k▲ 26.0%
2024 · €115k
2018: €184k
2019: €196k▲ +6.4% vs 2018highest in 8 years
2020: €183k▼ -6.5% vs 2019
2021: €188k▲ +2.8% vs 2020
2022: €105k▼ -43.9% vs 2021
2023: €93k▼ -11.4% vs 2022lowest in 8 years
2024: €115k▲ +22.9% vs 2023
2025: €145k▲ +26.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€73k-€67k▼ 7.3%€62k▼ 8.6%€40k▼ 34.6%€30k▼ 24.9%
2021: €73khighest in 5 years
2022: €67k▼ -7.3% vs 2021
2023: €62k▼ -8.6% vs 2022
2024: €40k▼ -34.6% vs 2023
2025: €30k▼ -24.9% vs 2024lowest in 5 years
Equity€106k-€114k▲ 8.3%€136k▲ 18.9%€145k▲ 6.5%€162k▲ 12.0%
2021: €106klowest in 5 years
2022: €114k▲ +8.3% vs 2021
2023: €136k▲ +18.9% vs 2022
2024: €145k▲ +6.5% vs 2023
2025: €162k▲ +12.0% vs 2024highest in 5 years
Operating result€875-€14k▲ 1,525%€34k▲ 136%€13k▼ 62.1%€22k▲ 75.9%
2021: €875lowest in 5 years
2022: €14k▲ +1525% vs 2021
2023: €34k▲ +136% vs 2022highest in 5 years
2024: €13k▼ -62.1% vs 2023
2025: €22k▲ +75.9% vs 2024
Net result€544-€10k▲ 1,809%€22k▲ 109%€9k▼ 59.3%€17k▲ 96.5%
2021: €544lowest in 5 years
2022: €10k▲ +1809% vs 2021
2023: €22k▲ +109% vs 2022highest in 5 years
2024: €9k▼ -59.3% vs 2023
2025: €17k▲ +96.5% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €171k
Fixed assets
€18k ▼ 41.6%
Current assets
€154k ▲ 29.1%
Equity and liabilities €171k
Equity
€162k ▲ 12.0%
Debt
€9k ▲ 111%
Debt's share of the balance-sheet total rises from 2.9% to 5.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €25k
Cash flow
€30k▲
2024 · €21k
Current ratio
17.05▼
2024 · 27.83
Quick ratio
17.05▼
2024 · 27.83
Debt to equity
0.06▲
2024 · 0.03
ROE
10.7%▲
2024 · 6.1%
ROA
10.1%▲
2024 · 5.9%
Interest coverage
242.49▲
2024 · 210.52
Debt ≤ 1 year
€9k▲
2024 · €4k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€149k€171k▲
Fixed assets21/28€30k€18k▼
Tangible fixed assets22/27€30k€18k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€24k€14k▼
Current assets29/58€119k€154k▲
Stocks and contracts in progress3€5€4▼
Stocks30/36€5€4▼
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€265€3k▲
Other amounts receivable41€7k€4k▼
Current investments50/53€46k€46k=
Cash at bank and in hand54/58€65k€101k▲
Deferred charges and accrued income490/1€58€32▼
Equity and liabilities
Total equity and liabilities10/49€149k€171k▲
Equity10/15€145k€162k▲
Contributions10/11€8k€8k=
Capital10€8k€8k=
Issued capital100€8k€8k=
Reserves13€78k€95k▲
Distributable reserves133€78k€95k▲
Profit (loss) carried forward14€59k€60k▲
Amounts payable17/49€4k€9k▲
Amounts payable within one year42/48€4k€9k▲
Trade debts44€715€291▼
Suppliers440/4€715€291▼
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Income statement
Code20242025
Turnover70€40k€30k▼
Non-recurring operating income76A-€15k
Goods, raw materials, services and sundry goods60/61€15k€12k▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€1-
Gross operating margin9900€25k€35k▲
Operating profit (loss)9901€13k€22k▲
Financial income75/76B€614€460▼
Recurring financial income75€614€460▼
Non-recurring financial income76B€0-
Financial charges65/66B€120€144▲
Recurring financial charges65€120€144▲
Profit (loss) for the period before taxes9903€13k€23k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€9k€17k▲
Profit (loss) for the period to be appropriated9905€9k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€77k▲
Profit (loss) brought forward from the previous period14P€54k€59k▲
Transfer to equity691/2€4k€17k▲
To other reserves6921€4k€17k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €73k | €67k | €62k | €40k | €30k | ▼ 24.9% |
| Non-recurring operating income76A | - | - | - | - | €15k | - |
| Goods, raw materials, services and sundry goods60/61 | €64k | €45k | €18k | €15k | €12k | ▼ 18.1% |
| Remuneration, social security and pensions62 | €400 | €206 | €0 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €10k | €13k | €13k | = |
| Other operating charges640/8 | €9 | €1 | €8 | €1 | - | - |
| Gross operating margin9900 | €9k | €23k | €43k | €25k | €35k | ▲ 38.2% |
| Operating profit (loss)9901 | €875 | €14k | €34k | €13k | €22k | ▲ 75.9% |
| Financial income75/76B | €92 | €83 | €2k | €614 | €460 | ▼ 25.1% |
| Recurring financial income75 | €92 | €83 | €48 | €614 | €460 | ▼ 25.1% |
| Non-recurring financial income76B | - | - | €2k | €0 | - | - |
| Financial charges65/66B | €97 | €101 | €96 | €120 | €144 | ▲ 20.0% |
| Recurring financial charges65 | €97 | €101 | €96 | €120 | €144 | ▲ 20.0% |
| Profit (loss) for the period before taxes9903 | €870 | €14k | €35k | €13k | €23k | ▲ 71.7% |
| Income taxes67/77 | €326 | €4k | €13k | €4k | €5k | ▲ 21.8% |
| Profit (loss) for the period9904 | €544 | €10k | €22k | €9k | €17k | ▲ 96.5% |
| Profit (loss) for the period to be appropriated9905 | €544 | €10k | €22k | €9k | €17k | ▲ 96.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204k | €119k | €142k | €149k | €171k | ▲ 14.8% |
| Fixed assets21/28 | €8k | €9k | €43k | €30k | €18k | ▼ 41.6% |
| Tangible fixed assets22/27 | €8k | €9k | €43k | €30k | €18k | ▼ 41.6% |
| Plant, machinery and equipment23 | - | €8k | €8k | €6k | €4k | ▼ 36.1% |
| Furniture and vehicles24 | €8k | €1k | €35k | €24k | €14k | ▼ 42.9% |
| Current assets29/58 | €195k | €110k | €99k | €119k | €154k | ▲ 29.1% |
| Stocks and contracts in progress3 | €70 | €70 | €11 | €5 | €4 | ▼ 20.0% |
| Stocks30/36 | €70 | €70 | €11 | €5 | €4 | ▼ 20.0% |
| Amounts receivable within one year40/41 | €2k | €5k | €6k | €8k | €7k | ▼ 11.5% |
| Trade receivables40 | €260 | €1k | €449 | €265 | €3k | ▲ 905% |
| Other amounts receivable41 | €2k | €3k | €5k | €7k | €4k | ▼ 44.3% |
| Current investments50/53 | €28k | €46k | €46k | €46k | €46k | = |
| Cash at bank and in hand54/58 | €164k | €59k | €47k | €65k | €101k | ▲ 54.3% |
| Deferred charges and accrued income490/1 | €807 | €832 | €53 | €58 | €32 | ▼ 44.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204k | €119k | €142k | €149k | €171k | ▲ 14.8% |
| Equity10/15 | €106k | €114k | €136k | €145k | €162k | ▲ 12.0% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Capital10 | €8k | €8k | €8k | €8k | €8k | = |
| Issued capital100 | €8k | €8k | €8k | €8k | €8k | = |
| Uncalled capital101 | €0 | - | - | - | - | - |
| Reserves13 | €43k | €53k | €74k | €78k | €95k | ▲ 21.9% |
| Distributable reserves133 | €43k | €53k | €74k | €78k | €95k | ▲ 21.9% |
| Profit (loss) carried forward14 | €55k | €54k | €54k | €59k | €60k | ▲ 0.6% |
| Provisions and deferred taxes16 | €91k | €0 | - | - | - | - |
| Provisions for liabilities and charges160/5 | €91k | €0 | - | - | - | - |
| Pensions and similar obligations160 | €91k | €0 | - | - | - | - |
| Amounts payable17/49 | €7k | €5k | €6k | €4k | €9k | ▲ 111% |
| Amounts payable within one year42/48 | €7k | €5k | €6k | €4k | €9k | ▲ 111% |
| Trade debts44 | €463 | €972 | €562 | €715 | €291 | ▼ 59.3% |
| Suppliers440/4 | €463 | €972 | €562 | €715 | €291 | ▼ 59.3% |
| Taxes, remuneration and social security45 | €7k | €4k | €5k | €4k | €9k | ▲ 145% |
| Taxes450/3 | €4k | €4k | €5k | €4k | €9k | ▲ 145% |
| Remuneration and social security454/9 | €3k | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €544 | €10k | €22k | €9k | €17k | ▲ 96.5% |
| + Depreciation and write-downs630 | €8k | €8k | €10k | €13k | €13k | = |
| Operating cash flow (approximation) | €8k | €18k | €32k | €21k | €30k | ▲ 39.9% |
| Investment in fixed assets (approximation) | - | €-9k | €-43k | €0 | €0 | - |
| Change in cash | - | €-106k | €-11k | €18k | €36k | ▲ 97.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €162k ▲12%
5 profitable years in a row build equity to €162k.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2018net €22k ▲109%
Operating result €34k, net result €22k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €544
Net result €544 after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 1995
Ground area
2,595 m²
Building footprint
222 m²
Volume, LiDAR
1,868 m³
2 parcels, Brussels, Wallonia · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Micro Craft
since 19952.071.279.701
Micro Craft
since 19962.071.279.996
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64432A0470/00L000 | Wallonia | 2,275 m² | 1 · 110 m² | 6.7 m · 2 fl. |
| 21302A0097/00K004 | Brussels | 320 m² | 1 · 112 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,723 companies in sector 63100 we hold annual accounts for 1,270. 972 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-1995
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
47400Retail sale of information and communication equipment
62100Computer programming
74301Translation services
Contact
E-mail
Dir@microcraft.be
Phone
0475312397
Scores and ratios are computed by Checked and are not a credit decision.