MICRO - CONCEPTS
ActiveSummary
MICRO - CONCEPTS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €27k. Equity is growing by ~57.3% per year across the filed fiscal years. Its solvency ranks better than 24% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+75
Solvency28▲+28
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
28.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18400 sector peers (2025).
NBB · sector comparisonPosition among 18400 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
5 d early
2024
2 d early
2023
24 d late
1995
29 d late
1994
226 d late
1993
66 d late
1992
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-24k
Total assets
€93k▲ 52.0%
2024 · €61k
Net result
€27k
2024 · €-3k
Working capital
€-60k▲ 28.0%
2024 · €-84k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€4k-€-3k€27k
Net result€4k-€-3k€27k
Equity€-21k-€-24k▼ 14.8%€3k
Total assets€67k-€61k▼ 9.3%€93k▲ 52.0%
Debt€88k-€85k▼ 3.6%€90k▲ 6.1%
Working capital€-81k-€-84k▼ 3.8%€-60k▲ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€63k ▲ 5.4%
Current assets
€30k ▲ 2,529%
Equity and liabilities €93k
Equity
€3k
Debt
€90k
Debt finances 96.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€27k
Current ratio
0.33▲
2024 · 0.01
Debt to equity
29.73▲
2024 · -3.58
ROE
882.0%
ROA
28.7%▲
2024 · -5.0%
Interest coverage
161.87
Debt ≤ 1 year
€90k▲
2024 · €85k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €72k | - | €0 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €702 | - |
| Other operating charges640/8 | - | - | €413 | - |
| Gross operating margin9900 | €76k | €-3k | €28k | ▲ 1,076% |
| Operating profit (loss)9901 | €4k | €-3k | €27k | ▲ 1,037% |
| Financial income75/76B | - | - | €28 | - |
| Recurring financial income75 | - | - | €28 | - |
| Financial charges65/66B | €644 | €185 | €170 | ▼ 8.1% |
| Recurring financial charges65 | €644 | €185 | €170 | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €4k | €-3k | €27k | ▲ 976% |
| Profit (loss) for the period9904 | €4k | €-3k | €27k | ▲ 976% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-3k | €27k | ▲ 976% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €67k | €61k | €93k | ▲ 52.0% |
| Fixed assets21/28 | €60k | €60k | €63k | ▲ 5.4% |
| Tangible fixed assets22/27 | - | - | €3k | - |
| Furniture and vehicles24 | - | - | €3k | - |
| Financial fixed assets28 | €60k | €60k | €60k | = |
| Current assets29/58 | €7k | €1k | €30k | ▲ 2,529% |
| Amounts receivable within one year40/41 | €300 | €395 | €9k | ▲ 2,299% |
| Trade receivables40 | €300 | - | - | - |
| Other amounts receivable41 | - | €395 | €9k | ▲ 2,299% |
| Cash at bank and in hand54/58 | €7k | €735 | €20k | ▲ 2,652% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €67k | €61k | €93k | ▲ 52.0% |
| Equity10/15 | €-21k | €-24k | €3k | ▲ 113% |
| Contributions10/11 | €6k | €6k | €6k | = |
| Reserves13 | €625 | €625 | €625 | = |
| Distributable reserves133 | €625 | €625 | €625 | = |
| Profit (loss) carried forward14 | €-27k | €-31k | €-4k | ▲ 87.4% |
| Amounts payable17/49 | €88k | €85k | €90k | ▲ 6.1% |
| Amounts payable within one year42/48 | €88k | €85k | €90k | ▲ 6.1% |
| Trade debts44 | - | - | €137 | - |
| Suppliers440/4 | - | - | €137 | - |
| Taxes, remuneration and social security45 | €55k | €51k | €2k | ▼ 95.6% |
| Taxes450/3 | €3k | - | €2k | - |
| Remuneration and social security454/9 | €51k | €51k | - | - |
| Other amounts payable47/48 | €33k | €33k | €88k | ▲ 163% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-3k | €27k | ▲ 976% |
| + Depreciation and write-downs630 | - | - | €702 | - |
| Operating cash flow (approximation) | €4k | €-3k | €27k | ▲ 999% |
| Investment in fixed assets (approximation) | - | €0 | €-4k | - |
| Change in cash | - | €-6k | €19k | ▲ 408% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
1996
29-08
NBB filing
Annual accounts filed
fiscal year 1995 · full schema · 29 days late
13-03
NBB filing
Annual accounts filed
fiscal year 1994 · full schema · 226 days late
1994
05-10
NBB filing
Annual accounts filed
fiscal year 1993 · full schema · 66 days late
1993
21-06
NBB filing
Annual accounts filed
fiscal year 1992 · full schema
1992
10-04
NBB filing
Annual accounts filed
fiscal year 1991 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 1990
Ground area
992 m²
Building footprint
233 m²
Volume, LiDAR
765 m³
2 parcels, Flanders, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
0245
since 19902.049.967.910
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114B0325/00S008 | Wallonia | 702 m² | 1 · 132 m² | - |
| 22006B0095/00P000 | Flanders | 289 m² | 1 · 101 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PC STUDIO
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Of 3,222 companies in sector 47400 we hold annual accounts for 1,806. 493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.