Equity
-€54,657
Debts exceed assets in financial year 2025.
MiCoBel
Lifetime
6 annual accounts with figures on one time axispeak €64,696 (2025)
€64,696▲ €96,102
lowest -€45,409 (2024)
€10,784▲ €56,194
peak €9,007 (2020)
-€54,657▲ €10,784
€77,784▼ 20.9%
peak 1 FTE (2020)
-not published
Board1 name since 2019
1 director
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from -€31,407 to €64,696Back to profit: €10,784Equity from -€65,442 to -€54,657Debts from €98,296 to €77,784Cash from €13,911 to €8,729
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€77,784 336% of the balance sheet
Financial debts 12%Suppliers 2%Other 86%
Of this, €23,343 falls due within a year.
Staff
4.7 FTE ▲ 683%
More staff in 2025 from 0.6 FTE to 4.7 FTE.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 38 to 77 days before the end of the period.
Position in the sector
-236.3%
Lower solvency than 95% of companies in crop and animal production. Sector median 33.4% · 4,032 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,182 companies had the same profile as MiCoBel has now. Each dot stands for 6 companies, two years later.
88.8%
were still trading
5.9%
stopped another way
4.8%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,182 companies, not a prediction for MiCoBel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0734847650
Incorporation
Founder: · 20 shares · Appointment: (director) · published on 26-09-2019 · Gazette deed
First establishment
Kasteelstraat 5, Gingelom
Comparable companies
same main activity, the nearest in size| Company | ||||
|---|---|---|---|---|
| MiCoBel Gingelom | €23,127 | €64,696 | -236.3% | - |
| Les trois maraichers Namur | €64,381 | €41,419 | 62.9% | - |
| MATHY - SALMON Namur | €94,194 | €156,430 | 40.5% | - |
| MOFRUBEL Sint-Truiden | €65,868 | €27,603 | 71.0% | - |
| Ferme Fransen Crisnée | €124,556 | €37,590 | 14.8% | - |
| TD FRUIT Sint-Truiden | €228,868 | €132,028 | 88.7% | - |
| DOMAINE DU BLANC CAILLOU Montigny-le-Tilleul | €149,172 | €9,933 | 48.9% | - |
These companies have the same main activity as MiCoBel: growing of pome and stone fruits (NACE 01240). They are larger than MiCoBel: total assets between €64,400 and €229,000, founded between 2015 and 2021.
Official details
Source: KBO- Status
- Active since 24-09-2019Normal situation
- Activity
- Growing of pome and stone fruitsNACE 01240and 3 others
- Establishment unit
- 2.295.162.5303890 Gingelom, since 24-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 14-08-2025
Annual accounts 2025
- €23,127▼ 29.6%
- Employeeson 31-12-2025
- 0
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on MiCoBel
MiCoBel files the micro format. That format states no turnover. The gross margin rose from €59,182 in 2020 to €64,696 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MiCoBel
- What is the company number of MiCoBel?
- The company number of MiCoBel is 0734.847.650. The VAT number is the same number with BE in front: BE 0734.847.650.
- Where is MiCoBel based?
- The registered office is at Kasteelstraat 5, 3890 Gingelom.Company details
- What does MiCoBel do?
- According to the KBO register, the main activity is growing of pome and stone fruits (NACE 01240).
- What is the legal form of MiCoBel?
- MiCoBel is a private limited company (BV).
- When was MiCoBel founded?
- MiCoBel was founded on 24-09-2019.
- Is MiCoBel still active?
- Yes, MiCoBel is an active enterprise in the KBO register.
- How many employees does MiCoBel have?
- MiCoBel had an average of 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MiCoBel?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €64,696 and 45 comparable companies (NACE 01). It probably lies between €120,000 and €260,000.
- Is MiCoBel profitable?
- In financial year 2025, MiCoBel made a profit of €10,784.
- Where can I find the annual accounts of MiCoBel?
- MiCoBel filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MiCoBel due?
- MiCoBel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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