Michiels An
ActiveSummary
Michiels An has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 43% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.41; short-term debt: 38.6% and cash: 22.5% of total assets), and 44.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€11k
Net result
€3k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €11k
Fixed assets
€738
Current assets
€10k
Equity and liabilities €11k
Equity
€6k
Debt
€5k
Debt finances 44.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€4k
Cash flow
€3k
Current ratio
2.41
Debt to equity
0.81
ROE
49.4%
ROA
27.3%
Interest coverage
32.67
Debt ≤ 1 year
€4k
Income taxes
€1k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€11k
Fixed assets21/28€738
Tangible fixed assets22/27€738
Furniture and vehicles24€738
Current assets29/58€10k
Amounts receivable within one year40/41€8k
Trade receivables40€7k
Other amounts receivable41€245
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€11k
Equity10/15€6k
Contributions10/11€3k
Reserves13€3k
Distributable reserves133€3k
Amounts payable17/49€5k
Amounts payable within one year42/48€4k
Trade debts44€743
Suppliers440/4€743
Taxes, remuneration and social security45€3k
Taxes450/3€484
Remuneration and social security454/9€2k
Other amounts payable47/48€763
Accrued charges and deferred income492/3€662
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11
Other operating charges640/8€377
Gross operating margin9900€5k
Operating profit (loss)9901€4k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€129
Recurring financial charges65€129
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€1k
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
Transfer to equity691/2€3k
To other reserves6921€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 32390 MalleGround area
124 m²
Building footprint
124 m²
Volume, LiDAR
1,100 m³
Parcel 11032B0195/00M000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Michiels An
since 20252.369.375.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032B0195/00M000 | Flanders | 124 m² | 1 · 124 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 503 EUR awarded · 503 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 503 EUR | 503 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 928 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
63920Other information service activities
82990Other business support services
85599Other education
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.