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MICHEL HOLDING

Active Risk: not assessed
Public limited companyfounded 1998active for 27 yearsHelleven (C) 2, 2920 Kalmthout, BelgiumKBO/BCE: BE 0464.549.727
Summary

MICHEL HOLDING is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.6m and a net result of €104,508. Equity has been growing by about 3% per year since 2018. Its solvency ranks better than 59% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

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MICHEL HOLDINGActive
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Overview

Official details

Source: KBO
Status
Active since 09-11-1998 Normal situation
Activity
Activities auxiliary to financial services and insurance activities NACE 66300and 3 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.089.633.683 2920 Kalmthout, since 16-12-1998
Financial year end
31 December
Peppol
Reachable
Company details

Board and ownership

Board
Auditor
BV MOORE AUDIT
Shareholders
Holdings
Shares in 3 companies including Antwerp Oud Papier Centrale and Datavernietiging Michel
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€104,508
Equity
€8.6m
▼ 6.6%
Total assets
€16.0m
▼ 2.1%
Employees on 31-12-2025
6
=
Filed on 09-07-2026, 22 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
31 days early
2023
20 days early
2022
28 days late
2021
24 days early
2020
31 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €1,516 in 2024 €104,508 View
  • Positive: Largest company by total assets in Kalmthout, Finance and insurance sectorin the Checked rankings No. 1 View
  • Heads a groupcompanies controlled 3 View

Recent changes

  1. · Gazette deed Permanent representative: Stijn VAN HOUT
  2. · Gazette deed Reappointment: Moore Audit BV (statutory auditor)
  3. · Gazette deed Amendment of the articles · Name · Resignations & appointments
All 18 events

Comparable companies

These companies have the same main activity as MICHEL HOLDING: activities auxiliary to financial services and insurance activities (NACE 66300). They are comparable in size and age: total assets between €2.5m and €84m, founded between 1983 and 2012.

CompanyTotal assetsTurnover
MICHEL HOLDING Kalmthout€16.0m€0.8m
i3-Group Holding Diest€26.8m€2.0m
IMOMO Boechout€7.8m-
SELECTUM vermogensbeheer Antwerpen€6.1m-
SWENDEN Rumst€13.8m-
LEPLAE INVEST Wervik€2.5m€0.8m
SOLVAY STOCK OPTION MANAGEMENT Brussel€83.8m€0.6m
Full comparison

Key facts about MICHEL HOLDING
What is the company number of MICHEL HOLDING?
The company number of MICHEL HOLDING is 0464.549.727. The VAT number is the same number with BE in front: BE 0464.549.727.
Where is MICHEL HOLDING based?
The registered office is at Helleven (C) 2, 2920 Kalmthout.Company details
What does MICHEL HOLDING do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of MICHEL HOLDING?
The legal form of MICHEL HOLDING is Public limited company (NV).
When was MICHEL HOLDING founded?
MICHEL HOLDING was founded on 09-11-1998.
Is MICHEL HOLDING still active?
Yes, MICHEL HOLDING is an active enterprise in the KBO register.
How many employees does MICHEL HOLDING have?
MICHEL HOLDING had an average of 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does MICHEL HOLDING fall under?
In its 2025 annual accounts, MICHEL HOLDING states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of MICHEL HOLDING?
The turnover of MICHEL HOLDING was €806,969 in financial year 2025, according to the filed annual accounts.
Is MICHEL HOLDING profitable?
In financial year 2025, MICHEL HOLDING made a profit of €104,508.
Where can I find the annual accounts of MICHEL HOLDING?
MICHEL HOLDING filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MICHEL HOLDING due?
MICHEL HOLDING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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