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MICHEL HOLDING

Active Risk: not assessed
Public limited companyfounded 1998active for 27 yearsHelleven (C) 2, 2920 Kalmthout, BelgiumKBO/BCE: BE 0464.549.727
Summary

MICHEL HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.6m and a net result of €104,508. Equity is growing by about 3% per year across the filed financial years. Its solvency ranks better than 60% of 607 sector peers (NACE 66, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

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MICHEL HOLDINGActive
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Overview

Activity
Activities auxiliary to financial services and insurance activities
NACE 66300Activities of holding companies NACE 64210
Largest company by total assets in Kalmthout, Finance and insurance sector1 site
Size
€806,969turnover 2025
Staff
5.4 FTE
Equity
€8.6m
Profit
€104,508
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
Oud Papier Jozef Michel · 16.73%
Holdings
3
Auditor: BV MOORE AUDIT2025 accounts 22 days early4 of 19 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
31 days early
2023
20 days early
2022
28 days late
2021
24 days early
2020
31 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Back to profitnet €104,508
  3. Permanent representative: Stijn VAN HOUTAuditor report · Kind of…

Key points

  • Positive: Back in profit in 2025after -€1,516 in 2024 €104,508 View
  • Positive: Largest company by total assets in Kalmthout, Finance and insurance sectorin the Checked rankings No. 1 View
  • Heads a groupcompanies controlled 3 View

By topic

Financials

Financial year
2025
Turnover
€806,969
Profit
€104,508
Solvency
54.0%
Turnover▲ 1.2%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Largest shareholder
Oud Papier Jozef Michel · 16.73%
Auditor
BV MOORE AUDIT
  • Philippe MichelManaging director
  • Robert MichelManaging director
  • Vera LauwereyssensDirector
Go to Board & ownership

Timeline

Events
34
Since
1999
Next accounts
by 31-07-2027
  1. 30-06-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 09-10-2024Reappointment: Moore Audit BV (statutory auditor)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities auxiliary to financial services and insurance activitiesNACE 66300
Founded
09-11-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Third Saturday of June at 17:00
Purpose
“Het bij wijze van inschrijving,inbreng,fusie,samenwerking,financiële tussenkomst of…” (deed in Dutch)
Go to Articles of association

Key facts about MICHEL HOLDING

What is the company number of MICHEL HOLDING?
0464.549.727. In Belgium the VAT number is the company number with BE in front: BE 0464.549.727.
Where is MICHEL HOLDING based?
The registered office is at Helleven (C) 2, 2920 Kalmthout.Company details
What does MICHEL HOLDING do?
According to the KBO register, the main activity is activities auxiliary to financial services and insurance activities (NACE 66300).
What is the legal form of MICHEL HOLDING?
Public limited company (NV).
When was MICHEL HOLDING founded?
On 09-11-1998.
Is MICHEL HOLDING still active?
Yes, MICHEL HOLDING is an active enterprise in the KBO register.
How many employees does MICHEL HOLDING have?
On average 5.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MICHEL HOLDING?
€806,969 in financial year 2025, according to the filed annual accounts.
Is MICHEL HOLDING profitable?
In financial year 2025, MICHEL HOLDING made a profit of €104,508.
Where can I find the annual accounts of MICHEL HOLDING?
MICHEL HOLDING filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MICHEL HOLDING due?
By 31-07-2027, for financial year 2026.Timeline

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