Michaïa
ActiveMichaïa is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €353k and a net result of €327k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 51% of 7971 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
58 d early
2024
20 d early
2023
36 d early
2022
34 d early
2021
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€353k▲ 0.6%
2024 · €351k
2021: €131k
2022: €347k
2023: €351k
2024: €351k
2021 → 2025
Net result
€327k▼ 19.9%
2024 · €408k
2021: €143k
2022: €216k
2023: €343k
2024: €408k
2021 → 2025
Total assets
€679k▼ 10.6%
2024 · €760k
2021: €231k
2022: €474k
2023: €792k
2024: €760k
2021 → 2025
Solvency
52.0%▲ 5.8pp
2024 · 46.2%
2021: 56.6%
2022: 73.3%
2023: 44.3%
2024: 46.2%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€347k▲ 165%€351k▲ 1.0%€351k▲ 0.1%€353k▲ 0.6%
Operating result€206k-€316k▲ 53.0%€459k▲ 45.4%€519k▲ 13.2%€429k▼ 17.5%
Net result€143k-€216k▲ 51.3%€343k▲ 58.6%€408k▲ 19.0%€327k▼ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €679k
Fixed assets
€16k▼ 4.1%
Current assets
€663k▼ 10.7%
Equity and liabilities €679k
Equity
€353k▲ 0.6%
Debt
€326k▼ 20.1%
The debt ratio falls from 53.8% to 48.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
52.0%▲
2024 · 46.2%
ROE
92.7%▼
2024 · 116.4%
ROA
48.1%▼
2024 · 53.8%
Debt
€326k▼
2024 · €409k
Debt ≤ 1 year
€326k▼
2024 · €408k
Income taxes
€113k▼
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€760k€679k▼
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€16k€15k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€10k€11k▲
Financial fixed assets28€500€1k▲
Current assets29/58€743k€663k▼
Amounts receivable within one year40/41€32k-
Trade receivables40€32k-
Current investments50/53€400k-
Cash at bank and in hand54/58€311k€663k▲
Equity and liabilities
Total equity and liabilities10/49€760k€679k▼
Equity10/15€351k€353k▲
Contributions10/11€5k€5k=
Reserves13€325k€325k=
Distributable reserves133€325k€325k=
Profit (loss) carried forward14€21k€23k▲
Amounts payable17/49€409k€326k▼
Amounts payable within one year42/48€408k€326k▼
Financial debts43€2k€5k▲
Credit institutions430/8€2k€5k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€103k€73k▼
Taxes450/3€103k€73k▼
Other amounts payable47/48€300k€247k▼
Accrued charges and deferred income492/3€317€352▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Gross operating margin9900€525k€436k▼
Operating profit (loss)9901€519k€429k▼
Financial income75/76B€18k€14k▼
Recurring financial income75€18k€14k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€534k€440k▼
Income taxes67/77€126k€113k▼
Profit (loss) for the period9904€408k€327k▼
Profit (loss) for the period to be appropriated9905€408k€327k▼
Appropriation of the result
Profit (loss) to be appropriated9906€429k€348k▼
Profit (loss) brought forward from the previous period14P€21k€21k▲
Profit to be distributed694/7€408k€325k▼
Return on contributions (dividend)694€408k€325k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €408k ▲19%
Operating result €519k, net result €408k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €347k ▲165%
2 profitable years in a row build equity to €347k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Matheusstraat 61210 Sint-Joost-ten-NodeGround area
5,115 m²
Building footprint
2,933 m²
Volume, LiDAR
44,030 m³
2 parcels, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Michaïa
since 20202.309.321.560
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0004/00S020 | Brussels | 3,057 m² | 1 · 2,454 m² | 19.9 m · 5 fl. |
| 21014A0004/00B021indicative | Brussels | 2,058 m² | 1 · 479 m² | 18.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.