Financials
- Fiscal year
- 2025
- Total assets
- €71,058
- Profit
- €3,721
- Solvency
- 89.6%
Total assets▲ 7.2%
Net result
20182025
Michael WARNOTTE Architecte
ActiveSummary
Michael WARNOTTE Architecte has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,642 and a net result of €3,721. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Activities of building architects
NACE 71111
#9 oldest company in Crisnée, Professional and technical services sector
How big
€71,058total assets 2025
- Equity
- €63,642
- Profit
- €3,721
Turnover not published (abridged schema)
Who decides
- Holdings
- 1
Accounts 14 d early0 of 1 deed read
Why 85- Liquidity: current ratio 9.57- No establishment unit in the KBO+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Founded in 2009Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 89.6% of total assets
Liquidity
99+45
short-term debt 10.4%
Profitability
75+75
return on assets 5.2%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 9.57 raises the probability
- No establishment unit in the KBO raises the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Founded in 2009 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 9.57 against 10.26 in 2024; short-term debt: 10.4% of total assets), and 10.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 94%, profitability 41%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
11 d early
2023
5 d early
2022
7 d early
2021
9 d early
2020
9 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €3,721
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 17-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 20-07-2025Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Activities of building architectsNACE 71111
- Founded
- 24-02-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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