MICHAEL DIERICKX
ActiveMICHAEL DIERICKX has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €8k. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 47% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+67
Solvency78▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.93 in 2024; short-term debt: 47.3% and cash: 66.2% of total assets), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
14.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €28k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
4 d late
2023
31 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 31.2%
2024 · €22k
2022: €54k
2023: €24k
2024: €22k
2022 → 2025
Total assets
€54k▲ 35.3%
2024 · €40k
2022: €74k
2023: €67k
2024: €40k
2022 → 2025
Net result
€8k
2024 · €-2k
2022: €51k
2023: €-31k
2024: €-2k
2022 → 2025
Working capital
€22k▲ 32.3%
2024 · €17k
2022: €53k
2023: €17k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€54k-€24k▼ 56.5%€22k▼ 8.8%€28k▲ 31.2%
Operating result€66k-€-28k€1k€17k▲ 1,151%
Net result€51k-€-31k€-2k▲ 93.3%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,151% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€6k▲ 27.1%
Current assets
€48k▲ 36.4%
Equity and liabilities €54k
Equity
€28k▲ 31.2%
Debt
€25k▲ 40.3%
The debt ratio rises from 45.7% to 47.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €3k
Cash flow
€10k▲
2024 · €-648
Solvency
52.7%▼
2024 · 54.3%
Current ratio
1.88▼
2024 · 1.93
Quick ratio
1.88▼
2024 · 1.93
Debt / equity
0.90▲
2024 · 0.84
ROE
28.2%▲
2024 · -9.6%
ROA
14.9%▲
2024 · -5.2%
Interest coverage
6.52▲
2024 · 0.87
Debt
€25k▲
2024 · €18k
Debt ≤ 1 year
€25k▲
2024 · €18k
Income taxes
€6k▲
2024 · €252
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€54k▲
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Furniture and vehicles24€2k€3k▲
Other tangible fixed assets26€3k€3k▼
Current assets29/58€35k€48k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€25k€35k▲
Deferred charges and accrued income490/1€692€33▼
Equity and liabilities
Total equity and liabilities10/49€40k€54k▲
Equity10/15€22k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€25k▲
Amounts payable17/49€18k€25k▲
Amounts payable within one year42/48€18k€25k▲
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€12k▲
Other amounts payable47/48€7k€191▼
Accrued charges and deferred income492/3€5€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€5k€20k▲
Operating profit (loss)9901€1k€17k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-2k€14k▲
Income taxes67/77€252€6k▲
Profit (loss) for the period9904€-2k€8k▲
Profit (loss) for the period to be appropriated9905€-2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€26k▲
Profit (loss) brought forward from the previous period14P€21k€19k▼
Profit to be distributed694/7-€1k
Return on contributions (dividend)694-€1k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-31k ▼160%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 561853 GrimbergenGround area
255 m²
Building footprint
70 m²
Volume, LiDAR
623 m³
Parcel 23084A0302/00G000, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MICHAEL DIERICKX
since 20222.329.514.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0302/00G000 | Flanders | 255 m² | 1 · 70 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CORNALINE
BE 0790.453.592
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YOKO Studio
BE 1005.758.653
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LIEVEN VERBRUGGE
BE 0632.679.530
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RYE
BE 1019.796.137
Gent · Eq €28k
GRID STRATEGY
BE 1016.805.963
Welkenraedt · Eq €28k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 33,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.