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MICA

Active
Private limited companyfounded 201015 yrs activeWeertersteenweg 38, 3680 Maaseik, BelgiumKBO/BCE: BE 0832.085.794

MICA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.09M and a net result of €188k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 91% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
91 / 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▲+30
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity ample (current ratio 15.52), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89.3%
Return on assets
5.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
34 d early
2023
31 d early
2022
on the day
2021
61 d late
2020
1 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€3.09M▼ 2.0%
2024 · €3.15M
2018: €3.36M 2019: €3.38M 2020: €3.34M 2021: €3.33M 2022: €3.18M 2023: €3.18M 2024: €3.15M
2018 → 2025
Total assets
€3.46M▲ 9.3%
2024 · €3.16M
2018: €3.62M 2019: €3.39M 2020: €3.36M 2021: €3.34M 2022: €3.35M 2023: €3.21M 2024: €3.16M
2018 → 2025
Net result
€188k
2024 · €-30k
2018: €-203k 2019: €15k 2020: €-44k 2021: €-2k 2022: €5k 2023: €974 2024: €-30k
2018 → 2025
Working capital
€784k▼ 53.9%
2024 · €1.70M
2018: €1.89M 2019: €1.90M 2020: €1.92M 2021: €1.93M 2022: €1.78M 2023: €1.72M 2024: €1.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€3.33M-€3.18M▼ 4.7%€3.18M=€3.15M▼ 0.9%€3.09M▼ 2.0%
Operating result€-31k-€-24k▲ 22.4%€-26k▼ 9.2%€-34k▼ 27.9%€-69k▼ 105%
Net result€-2k-€5k€974▼ 79.0%€-30k€188k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €-31k€-31kNet result 2021: €-2k€-2kOperating result 2022: €-24k€-24kNet result 2022: €5k€5kOperating result 2023: €-26k€-26kNet result 2023: €974€974Operating result 2024: €-34k€-34kNet result 2024: €-30k€-30kOperating result 2025: €-69k€-69kNet result 2025: €188k€188k20212022202320242025
The operating result stays negative: a loss of €69k in 2025 against €34k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.46M
Fixed assets €2.62M▲ 80.8%
Current assets €838k▼ 51.1%
Equity and liabilities €3.46M
Equity €3.09M▼ 2.0%
Debt €369k▲ 2,869%
The debt ratio rises from 0.4% to 10.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €-21k
Cash flow
€313k
2024 · €-17k
Solvency
89.3%
2024 · 99.6%
Current ratio
15.52
Quick ratio
15.52
Debt / equity
0.12
2024 · 0.00
ROE
6.1%
2024 · -0.9%
ROA
5.4%
2024 · -0.9%
Interest coverage
6.25
2024 · -6.61
Debt
€369k
2024 · €12k
Debt ≤ 1 year
€54k
2024 · €12k
Debt > 1 year
€315k
Income taxes
€21k
2024 · €459
Staff costs
€0
2024 · €277
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.16M€3.46M
Fixed assets21/28€1.45M€2.62M
Tangible fixed assets22/27€45k€2.62M
Land and buildings22-€2.59M
Furniture and vehicles24€45k€32k
Financial fixed assets28€1.40M€0
Current assets29/58€1.71M€838k
Amounts receivable after more than one year29€372k€40k
Other amounts receivable291€372k€40k
Amounts receivable within one year40/41€1.00M€131k
Trade receivables40€0-
Other amounts receivable41€1.00M€131k
Current investments50/53€336k€36k
Cash at bank and in hand54/58€5k€627k
Deferred charges and accrued income490/1€0€4k
Equity and liabilities
Total equity and liabilities10/49€3.16M€3.46M
Equity10/15€3.15M€3.09M
Contributions10/11€2.53M€2.33M
Reserves13€622k€761k
Distributable reserves133€622k€761k
Profit (loss) carried forward14-€0
Amounts payable17/49€12k€369k
Amounts payable after more than one year17-€315k
Financial debts170/4-€315k
Amounts payable within one year42/48€12k€54k
Current portion of amounts payable after more than one year42-€32k
Trade debts44€620€2k
Suppliers440/4€620€2k
Taxes, remuneration and social security45€403€16k
Taxes450/3€403€16k
Other amounts payable47/48€11k€4k
Income statement Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€277€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€126k
Other operating charges640/8€2k€12k
Non-recurring operating charges66A-€24k
Gross operating margin9900€-18k€93k
Operating profit (loss)9901€-34k€-69k
Financial income75/76B€8k€286k
Recurring financial income75€8k€286k
Financial charges65/66B€3k€9k
Recurring financial charges65€3k€9k
Profit (loss) for the period before taxes9903€-29k€209k
Income taxes67/77€459€21k
Profit (loss) for the period9904€-30k€188k
Profit (loss) for the period to be appropriated9905€-30k€188k
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€188k
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€30k€48k
Transfer to equity691/2-€188k
To other reserves6921-€188k
Profit to be distributed694/7-€48k
Return on contributions (dividend)694-€48k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €188k
Net result €188k after one loss-making year.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 138.00
Current ratio from 51.05 to 138.00; short-term debt falls from €34k to €12k.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Liquidity quadruplescurrent ratio 51.05
Current ratio from 11.53 to 51.05; short-term debt falls from €169k to €34k.
31-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial Liquidity times 11current ratio 1164.77
Current ratio from 101.41 to 1164.77; short-term debt falls from €19k to €2k.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial Liquidity times 41current ratio 362.06
Current ratio from 8.87 to 362.06; short-term debt falls from €240k to €5k.
10-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-07-2025 LEFÈVRE Catherine Hilde Carine Annie Mimi: Resigned as Director
28-07-2025 LEFÈVRE Michel: Resigned as Director
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2010
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Weertersteenweg 383680 Maaseik
Ground area
2,001 m²
Building footprint
221 m²
Volume, LiDAR
1,425 m³
Parcel 72021D0151/00G002, Flanders · tallest building 17.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Weertersteenweg 38, 3680 Maaseik
Holdings
since 20102.195.440.194
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72021D0151/00G002 Flanders 2,001 m² 1 · 221 m² 17.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,765 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2010
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
35110Production of electricity from non-renewable sources
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.