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MIC-R

Active
Private limited companyfounded 20197 yrs activeKBO/BCE: BE 0725.554.258
Summary

The computed 12-month bankruptcy probability of MIC-R is 2.0% (moderate). The 2024 annual accounts show equity of €62,412 and a net result of €1,971. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 4838 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability69▲+25
Solvency31=
Growth52=
Track record92
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.66 against 0.64 in 2023; short-term debt: 93.9% and cash: 0% of total assets), and 93.9% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.1%
Return on assets
0.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
7 d early
2022
53 d late
2021
3 d early
2020
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

MIC-R was incorporated on 23 April 2019.1 Total assets went from EUR 957,387 in 2020 to EUR 1 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1,971
2023 · -€152
Working capital
-€326,959▼ 2.5%
2023 · -€319,108
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€53,971-€9,285▼ 82.8%€4,402▼ 52.6%-€723€2,506
Net result€38,673above the sector's middle half-€6,323within the sector's middle half▼ 83.7%€3,197within the sector's middle half▼ 49.4%-€152within the sector's middle half€1,971within the sector's middle half
Equity€51,073within the sector's middle half-€57,396within the sector's middle half▲ 12.4%€60,593within the sector's middle half▲ 5.6%€60,441below the sector's middle half▼ 0.3%€62,412within the sector's middle half▲ 3.3%
Total assets€957,387within the sector's middle half-€723,129within the sector's middle half▼ 24.5%€960,584within the sector's middle half▲ 32.8%€949,610within the sector's middle half▼ 1.1%€1.0mwithin the sector's middle half▲ 7.1%
Debt€906,314-€665,733▼ 26.5%€899,991▲ 35.2%€889,169▼ 1.2%€954,461▲ 7.3%
Working capital€42,479within the sector's middle half-€53,490within the sector's middle half▲ 25.9%-€309,543below the sector's middle half-€319,108below the sector's middle half▼ 3.1%-€326,959below the sector's middle half▼ 2.5%
Solvency5.3%below the sector's middle half-7.9%within the sector's middle half▲ 2.6pp6.3%within the sector's middle half▼ 1.6pp6.4%below the sector's middle half▲ 0.1pp6.1%within the sector's middle half▼ 0.2pp
Current ratio1.05within the sector's middle half-1.08within the sector's middle half▲ 0.030.66within the sector's middle half▼ 0.420.64within the sector's middle half▼ 0.010.66within the sector's middle half▲ 0.02
Return on assets (ROA)4.0%within the sector's middle half-0.9%within the sector's middle half▼ 3.2pp0.3%within the sector's middle half▼ 0.5pp0.0%within the sector's middle half▼ 0.3pp0.2%within the sector's middle half▲ 0.2pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2020: €53,971€53,971Net result 2020: €38,673€38,673Operating result 2021: €9,285€9,285Net result 2021: €6,323€6,323Operating result 2022: €4,402€4,402Net result 2022: €3,197€3,197Operating result 2023: -€723-€723Net result 2023: -€152-€152Operating result 2024: €2,506€2,506Net result 2024: €1,971€1,97120202021202220232024-€2,000€0€2,000€4,000Operating result 2022: €4,402€4,400Net result 2022: €3,197€3,200Operating result 2023: -€723-€723Net result 2023: -€152-€152Operating result 2024: €2,506€2,510Net result 2024: €1,971€1,970202220232024
The operating result returns to profit in 2024: €2,506 after a loss of €723 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.0m
Fixed assets €389,371 ▲ 2.6%
Current assets €627,503 ▲ 10.1%
Equity and liabilities €1.0m
Equity €62,412 ▲ 3.3%
Debt €954,461 ▲ 7.3%
Debt's share of the balance-sheet total rises from 93.6% to 93.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€3,539▲
2023 · €302
Cash flow
€3,004▲
2023 · €873
Quick ratio
0.01▼
2023 · 0.05
Debt to equity
15.29▲
2023 · 14.71
ROE
3.2%▲
2023 · -0.3%
Interest coverage
25.28▲
2023 · 3.02
Debt ≤ 1 year
€954,461▲
2023 · €889,169
Income taxes
€395▲
2023 · -€671
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,599 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
1.6% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,599 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€949,610€1.0m▲
Fixed assets21/28€379,549€389,371▲
Tangible fixed assets22/27€603€15,038▲
Plant, machinery and equipment23€277€131▼
Furniture and vehicles24€325€14,906▲
Financial fixed assets28€378,946€374,333▼
Current assets29/58€570,062€627,503▲
Stocks and contracts in progress3€529,617€622,663▲
Stocks30/36€529,617€622,663▲
Amounts receivable within one year40/41€38,885€3,472▼
Trade receivables40€37,223€3,472▼
Other amounts receivable41€1,662-
Cash at bank and in hand54/58€1,560€72▼
Deferred charges and accrued income490/1-€1,295
Equity and liabilities
Total equity and liabilities10/49€949,610€1.0m▲
Equity10/15€60,441€62,412▲
Contributions10/11€12,400€12,400=
Outside capital11€12,400€12,400=
Other1109/19€12,400€12,400=
Profit (loss) carried forward14€48,041€50,012▲
Amounts payable17/49€889,169€954,461▲
Amounts payable within one year42/48€889,169€954,461▲
Trade debts44€39,636€3,752▼
Suppliers440/4€39,636€3,752▼
Taxes, remuneration and social security45-€1,761
Taxes450/3-€1,761
Other amounts payable47/48€849,534€948,948▲
Income statement Code20232024
Non-recurring operating income76A-€1,850
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,025€1,033▲
Other operating charges640/8€2,159€2,979▲
Gross operating margin9900€2,461€6,517▲
Operating profit (loss)9901-€723€2,506▲
Financial charges65/66B€100€140▲
Recurring financial charges65€100€140▲
Profit (loss) for the period before taxes9903-€823€2,366▲
Income taxes67/77-€671€395▲
Profit (loss) for the period9904-€152€1,971▲
Profit (loss) for the period to be appropriated9905-€152€1,971▲
Appropriation of the result
Profit (loss) to be appropriated9906€48,041€50,012▲
Profit (loss) brought forward from the previous period14P€48,193€48,041▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A----€1,850-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,906€4,688€3,207€1,025€1,033▲ 0.7%
Other operating charges640/8-€14,690€3,251€2,159€2,979▲ 38.0%
Gross operating margin9900€65,366€28,662€10,860€2,461€6,517▲ 165%
Operating profit (loss)9901€53,971€9,285€4,402-€723€2,506▲ 447%
Financial income75/76B-€0€1---
Recurring financial income75€1€0€1---
Financial charges65/66B-€283€186€100€140▲ 40.0%
Recurring financial charges65€5,157€283€186€100€140▲ 40.0%
Profit (loss) for the period before taxes9903€48,815€9,002€4,217-€823€2,366▲ 387%
Income taxes67/77€10,142€2,679€1,020-€671€395▲ 159%
Profit (loss) for the period9904€38,673€6,323€3,197-€152€1,971▲ 1,397%
Profit (loss) for the period to be appropriated9905€38,673€6,323€3,197-€152€1,971▲ 1,397%
Line20202021202220232024Change
Assets
Total assets20/58€957,387€723,129€960,584€949,610€1.0m▲ 7.1%
Fixed assets21/28€8,594€3,906€370,136€379,549€389,371▲ 2.6%
Tangible fixed assets22/27€8,594€3,906€1,628€603€15,038▲ 2,395%
Plant, machinery and equipment23--€423€277€131▼ 52.6%
Furniture and vehicles24-€3,906€1,205€325€14,906▲ 4,480%
Financial fixed assets28--€368,508€378,946€374,333▼ 1.2%
Current assets29/58€948,793€719,223€590,448€570,062€627,503▲ 10.1%
Stocks and contracts in progress3€851,009€687,152€554,984€529,617€622,663▲ 17.6%
Stocks30/36-€687,152€554,984€529,617€622,663▲ 17.6%
Amounts receivable within one year40/41€12,000-€2,428€38,885€3,472▼ 91.1%
Trade receivables40--€1,799€37,223€3,472▼ 90.7%
Other amounts receivable41--€629€1,662--
Cash at bank and in hand54/58€85,365€31,779€32,736€1,560€72▼ 95.4%
Deferred charges and accrued income490/1-€292€300-€1,295-
Equity and liabilities
Total equity and liabilities10/49€957,387€723,129€960,584€949,610€1.0m▲ 7.1%
Equity10/15€51,073€57,396€60,593€60,441€62,412▲ 3.3%
Contributions10/11-€12,400€12,400€12,400€12,400=
Outside capital11-€12,400€12,400€12,400€12,400=
Other1109/19-€12,400€12,400€12,400€12,400=
Profit (loss) carried forward14€38,673€44,996€48,193€48,041€50,012▲ 4.1%
Amounts payable17/49€906,314€665,733€899,991€889,169€954,461▲ 7.3%
Amounts payable within one year42/48€906,314€665,733€899,991€889,169€954,461▲ 7.3%
Trade debts44€125,505€251€1,743€39,636€3,752▼ 90.5%
Suppliers440/4-€251€1,743€39,636€3,752▼ 90.5%
Taxes, remuneration and social security45-€4,165€3,692-€1,761-
Taxes450/3-€4,165€3,692-€1,761-
Other amounts payable47/48-€661,317€894,556€849,534€948,948▲ 11.7%
Line20202021202220232024Change
Profit (loss) for the period9904€38,673€6,323€3,197-€152€1,971▲ 1,397%
+ Depreciation and write-downs630€3,906€4,688€3,207€1,025€1,033▲ 0.7%
Operating cash flow (approximation)€42,579€11,010€6,403€873€3,004▲ 244%
Investment in fixed assets (approximation)-€0-€369,437-€10,438-€10,855▼ 4.0%
Change in cash--€53,587€957-€31,176-€1,488▲ 95.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 61 days late
07-03
KBO administration Address struck
2024
31-12
Financial Back to profitnet €1,971
Net result €1,971 after one loss-making year.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet -€152
Net result drops to -€152, the lowest in the series; recovery starts the following year.
22-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
exact location from the address register On OpenStreetMap
Ground area
197 m²
Building footprint
128 m²
Volume, LiDAR
706 m³
Parcel 21616A0092/00V000, Brussels · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616A0092/00V000 Brussels 197 m² 1 · 128 m² 11.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,437 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.