MIBC
ActiveMIBC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €58k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency82▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 3.66 in 2024; short-term debt: 42.7% and cash: 67.5% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
32.5%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-05-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
13 d late
2024
8 d early
2023
42 d early
2022
5 d late
2021
2 d late
2020
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€30k
EBIT margin
30.0%
Net result
€58k▲ 122%
2024 · €26k
2020: €7k
2021: €34k
2022: €54k
2023: €22k
2024: €26k
2020 → 2025
Working capital
€96k▲ 2.0%
2024 · €94k
2020: €10k
2021: €44k
2022: €89k
2023: €94k
2024: €94k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€87k▲ 100%€93k▲ 6.9%€94k▲ 1.2%€102k▲ 8.6%
Operating result€49k-€76k▲ 53.1%€32k▼ 58.1%€36k▲ 13.1%€78k▲ 117%
Net result€34k-€54k▲ 57.6%€22k▼ 59.0%€26k▲ 19.0%€58k▲ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 117% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€6k▲ 4,587%
Current assets
€172k▲ 33.0%
Equity and liabilities €179k
Equity
€102k▲ 8.6%
Debt
€76k▲ 116%
The debt ratio rises from 27.3% to 42.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2024 · €36k
Cash flow
€63k▲
2024 · €26k
Solvency
57.3%▼
2024 · 72.7%
Current ratio
2.26▼
2024 · 3.66
Quick ratio
2.26▼
2024 · 3.66
Debt / equity
0.74▲
2024 · 0.37
ROE
56.7%▲
2024 · 27.7%
ROA
32.5%▲
2024 · 20.2%
Interest coverage
108.91▲
2024 · 38.77
Debt
€76k▲
2024 · €35k
Debt ≤ 1 year
€76k▲
2024 · €35k
Income taxes
€20k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€179k▲
Fixed assets21/28€136€6k▲
Tangible fixed assets22/27€136€6k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€136€5k▲
Current assets29/58€129k€172k▲
Amounts receivable after more than one year29€14k€15k▲
Other amounts receivable291€14k€15k▲
Amounts receivable within one year40/41€40k€37k▼
Trade receivables40€31k€18k▼
Other amounts receivable41€9k€18k▲
Cash at bank and in hand54/58€76k€121k▲
Equity and liabilities
Total equity and liabilities10/49€130k€179k▲
Equity10/15€94k€102k▲
Contributions10/11€3k€3k=
Reserves13€91k€99k▲
Distributable reserves133€91k€99k▲
Amounts payable17/49€35k€76k▲
Amounts payable within one year42/48€35k€76k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€9k€22k▲
Taxes450/3€9k€22k▲
Other amounts payable47/48€25k€50k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€38k€84k▲
Operating profit (loss)9901€36k€78k▲
Financial income75/76B€597€842▲
Recurring financial income75€597€842▲
Financial charges65/66B€932€758▼
Recurring financial charges65€932€758▼
Profit (loss) for the period before taxes9903€36k€78k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€26k€58k▲
Profit (loss) for the period to be appropriated9905€26k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€58k▲
Transfer to equity691/2€1k€8k▲
To other reserves6921€1k€8k▲
Profit to be distributed694/7€25k€50k▲
Return on contributions (dividend)694€25k€50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
30-09
Financial
Highest result since 2020net €58k ▲122%
Operating result €78k, net result €58k, both a record.
30-09
Financial
Equity above €100kEq €102k ▲8.6%
6 profitable years in a row build equity to €102k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
17-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volksstraat 173590 DiepenbeekGround area
2,851 m²
Building footprint
152 m²
Volume, LiDAR
865 m³
Parcel 71402C0041/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MIBC
since 20192.296.271.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71402C0041/00H000 | Flanders | 2,851 m² | 1 · 152 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fraeye Real Estate
BE 0780.933.439
Sint-Martens-Latem · Eq €102k
EMESS Consulting
BE 0800.817.944
Sint-Jans-Molenbeek · Eq €103k
MAENHOUT INVEST
BE 0680.979.095
Jabbeke · Eq €103k
ALFA Vastgoed
BE 0798.243.781
Herent · Eq €103k
T_IMMO ANTWERPEN
BE 0891.909.357
Beveren-Kruibeke-Zwijndrecht · Eq €103k
Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 5,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2019
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
59201Sound recording
59202Motion picture, video and television programme production, sound recording and music publishing activities
59203Motion picture, video and television programme production, sound recording and music publishing activities
59209Motion picture, video and television programme production, sound recording and music publishing activities
68322Real estate appraisal on a fee or contract basis
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.