MIABE
ActiveThe computed 12-month bankruptcy probability of MIABE is 1.7% (moderate). For MIABE, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €6k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 8569 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-97
Solvency62▼-28
Growth47▼-38
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
36.7%
Return on assets
-53.6%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 5 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline21-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 17-07-2024, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
14 d early
2022
135 d late
2021
111 d late
2020
187 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€14k▼ 22.1%
2022 · €18k
2021: €14k
2022: €18k
2021 → 2023
EBIT margin
-59.1%▼ 91.5pp
2022 · 32.4%
2021: 9.8%
2022: 32.4%
2021 → 2023
Net result
€-8k
2022 · €5k
2019: €-3k
2020: €-2k
2021: €1k
2022: €5k
2019 → 2023
Working capital
€6k▼ 59.3%
2022 · €14k
2019: €4k
2020: €2k
2021: €10k
2022: €14k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€14k€18k▲ 30.1%€14k▼ 22.1%
Equity€4k-€2k▼ 33.2%€10k▲ 321%€14k▲ 38.4%€6k▼ 59.3%
Operating result€-3k-€-2k▲ 19.6%€1k€6k▲ 328%€-8k
Net result€-3k-€-2k▲ 23.8%€1k€5k▲ 326%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €8k after €6k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €16k
Equity
€6k▼ 59.3%
Debt
€10k▲ 27.3%
The debt ratio rises from 35.5% to 63.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
36.7%▼
2022 · 64.5%
Current ratio
1.58▼
2022 · 2.82
Quick ratio
1.58▼
2022 · 2.82
Debt / equity
1.72▲
2022 · 0.55
ROE
-145.9%▼
2022 · 36.7%
ROA
-53.6%▼
2022 · 23.7%
Debt
€10k▲
2022 · €8k
Debt ≤ 1 year
€10k▲
2022 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€22k€16k▼
Current assets29/58€22k€16k▼
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40-€9k
Other amounts receivable41€8k-
Cash at bank and in hand54/58€14k€7k▼
Equity and liabilities
Total equity and liabilities10/49€22k€16k▼
Equity10/15€14k€6k▼
Contributions10/11€13k€13k=
Profit (loss) carried forward14€825€-8k▼
Amounts payable17/49€8k€10k▲
Amounts payable within one year42/48€8k€10k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Income statement
Code20222023
Turnover70€18k€14k▼
Goods, raw materials, services and sundry goods60/61€11k€22k▲
Other operating charges640/8€850€473▼
Gross operating margin9900€7k€-8k▼
Operating profit (loss)9901€6k€-8k▼
Financial charges65/66B€402€49▼
Recurring financial charges65€402€49▼
Profit (loss) for the period before taxes9903€5k€-8k▼
Income taxes67/77€275-
Profit (loss) for the period9904€5k€-8k▼
Profit (loss) for the period to be appropriated9905€5k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€825€-8k▼
Profit (loss) brought forward from the previous period14P€-4k€825▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k ▼262%
Net result drops to €-8k, the lowest in the series.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
31-12
Financial
Highest result since 2019net €5k ▲326%
Operating result €6k, net result €5k, both a record.
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 111 days late
03-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 187 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2026
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Jules Henin 86000 CharleroiGround area
376 m²
Building footprint
221 m²
Volume, LiDAR
2,306 m³
2 parcels, Flanders, Wallonia · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Baghdad-Market
since 20262.386.449.131
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0243/00Y022 | Wallonia | 246 m² | 1 · 92 m² | 14.6 m · 4 fl. |
| 11805E0486/00D005 | Flanders | 129 m² | 1 · 129 m² | 15.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.386.449.131
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FraDeSch
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,428 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47221Retail sale of meat and meat products, excluding game and poultry
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.