MIA
ActiveMIA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181k and a net result of €65k. Equity is growing by ~58.6% per year across the filed fiscal years. Its solvency ranks better than 50% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-4
Solvency81▲+18
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.84 against 5.14 in 2024; short-term debt: 11.2% and cash: 25.1% of total assets), and 44.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.6%
Return on assets
19.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
7 d late
2024
14 d late
2023
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€181k▲ 55.7%
2024 · €116k
2023: €45k
2024: €116k
2023 → 2025
Total assets
€325k▲ 5.6%
2024 · €308k
2023: €463k
2024: €308k
2023 → 2025
Net result
€65k▼ 9.6%
2024 · €72k
2023: €45k
2024: €72k
2023 → 2025
Working capital
€67k▼ 72.6%
2024 · €245k
2023: €202k
2024: €245k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€116k▲ 160%€181k▲ 55.7%
Operating result€56k-€102k▲ 82.2%€91k▼ 11.0%
Net result€45k-€72k▲ 60.4%€65k▼ 9.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€222k▲ 5,385%
Current assets
€104k▼ 65.9%
Equity and liabilities €325k
Equity
€181k▲ 55.7%
Debt
€144k▼ 24.8%
The debt ratio falls from 62.3% to 44.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▼
2024 · €102k
Cash flow
€67k▼
2024 · €72k
Solvency
55.6%▲
2024 · 37.7%
Current ratio
2.84▼
2024 · 5.14
Quick ratio
2.84▼
2024 · 5.14
Debt / equity
0.80▼
2024 · 1.65
ROE
35.8%▼
2024 · 61.5%
ROA
19.9%▼
2024 · 23.2%
Interest coverage
17.87▲
2024 · 17.46
Debt
€144k▼
2024 · €192k
Debt ≤ 1 year
€36k▼
2024 · €59k
Debt > 1 year
€108k▼
2024 · €133k
Income taxes
€23k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€325k▲
Fixed assets21/28€4k€222k▲
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28-€220k
Current assets29/58€304k€104k▼
Amounts receivable within one year40/41€18k€22k▲
Trade receivables40€14k€14k▼
Other amounts receivable41€4k€8k▲
Current investments50/53€220k€0▼
Cash at bank and in hand54/58€66k€82k▲
Deferred charges and accrued income490/1€646€449▼
Equity and liabilities
Total equity and liabilities10/49€308k€325k▲
Equity10/15€116k€181k▲
Contributions10/11€100€100=
Reserves13€116k€181k▲
Distributable reserves133€116k€181k▲
Amounts payable17/49€192k€144k▼
Amounts payable after more than one year17€133k€108k▼
Financial debts170/4€133k€108k▼
Amounts payable within one year42/48€59k€36k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€226€352▲
Suppliers440/4€226€352▲
Taxes, remuneration and social security45€35k€9k▼
Taxes450/3€35k€9k▼
Remuneration and social security454/9€0-
Other amounts payable47/48-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€375€2k▲
Other operating charges640/8€234€537▲
Gross operating margin9900€103k€94k▼
Operating profit (loss)9901€102k€91k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€96k€88k▼
Income taxes67/77€25k€23k▼
Profit (loss) for the period9904€72k€65k▼
Profit (loss) for the period to be appropriated9905€72k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€65k▼
Transfer to equity691/2€72k€65k▼
To other reserves6921€72k€65k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €150kEq €181k ▲55.7%
3 profitable years in a row build equity to €181k.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2023net €72k ▲60.4%
Operating result €102k, net result €72k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.14
Current ratio from 1.77 to 5.14; short-term debt falls from €261k to €59k.
31-12
Financial
Equity above €100kEq €116k ▲160%
2 profitable years in a row build equity to €116k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksestraat(Heu) 3138501 KortrijkGround area
2,082 m²
Building footprint
118 m²
Volume, LiDAR
941 m³
Parcel 34016C0584/00G009, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIA
since 20232.342.670.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0584/00G009 | Flanders | 2,082 m² | 1 · 118 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 174 EUR awarded · 174 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 174 EUR | 174 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2023
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.