MHPHONE

Active

Private limited companyfounded 20214 yrs activeLiersesteenweg(MeSK) 101, 2800 Mechelen, BelgiumKBO/BCE: BE 0778.786.868

The computed 12-month bankruptcy probability of MHPHONE is 2.2% (moderate). The 2024 annual accounts show equity of €19k and a net result of €2k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 26046 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

56 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability68▼-32

Solvency56▼-31

Growth78=

Track record94

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.49 against 2.61 in 2023; short-term debt: 48.5% and cash: 16.3% of total assets), and 69% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

31%

Return on assets

4.1%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

47 d late

2023

29 d late

2022

58 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€73k

EBIT margin

4.7%

Net result

€2k▼ 79.4%

2023 · €12k

2022: €1k 2023: €12k

2022 → 2024

Working capital

€15k▼ 11.5%

2023 · €16k

2022: €4k 2023: €16k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Turnover€73k

Equity€4k-€16k▲ 276%€19k▲ 15.1%

Operating result€2k-€12k▲ 441%€3k▼ 71.9%

Net result€1k-€12k▲ 780%€2k▼ 79.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 72% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €61k

27.6%

72.4%

Fixed assets €17k

Current assets €44k

Equity and liabilities €61k

31.0%

69.0%

Equity €19k▲ 15.1%

Debt €42k▲ 311%

The debt ratio rises from 38.4% to 69.0%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€7k

Cash flow

€6k

Solvency

31.0%▼

2023 · 61.6%

Current ratio

1.49▼

2023 · 2.61

Quick ratio

0.36▼

2023 · 0.80

Debt / equity

2.23▲

2023 · 0.62

ROE

13.1%▼

2023 · 73.4%

ROA

4.1%▼

2023 · 45.2%

Interest coverage

25.71

Debt

€42k▲

2023 · €10k

Debt ≤ 1 year

€30k▲

2023 · €10k

Debt > 1 year

€13k

Income taxes

€666

Staff costs

€9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€27k€61k▲

Fixed assets21/28-€17k

Tangible fixed assets22/27-€17k

Furniture and vehicles24-€17k

Current assets29/58€27k€44k▲

Stocks and contracts in progress3€18k€34k▲

Stocks30/36€18k€34k▲

Amounts receivable within one year40/41€2k€753▼

Trade receivables40€1k€753▼

Other amounts receivable41€1k-

Cash at bank and in hand54/58€6k€10k▲

Equity and liabilities

Total equity and liabilities10/49€27k€61k▲

Equity10/15€16k€19k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€13k€16k▲

Amounts payable17/49€10k€42k▲

Amounts payable after more than one year17-€13k

Financial debts170/4-€13k

Amounts payable within one year42/48€10k€30k▲

Current portion of amounts payable after more than one year42-€5k

Trade debts44€207€9k▲

Suppliers440/4€207€9k▲

Taxes, remuneration and social security45€10k€15k▲

Taxes450/3€9k€15k▲

Remuneration and social security454/9€700-

Other amounts payable47/48€300€787▲

Income statement Code20232024

Turnover70-€73k

Goods, raw materials, services and sundry goods60/61-€57k

Remuneration, social security and pensions62-€9k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k

Other operating charges640/8€114€2k▲

Gross operating margin9900€12k€18k▲

Operating profit (loss)9901€12k€3k▼

Financial charges65/66B€78€264▲

Recurring financial charges65€78€264▲

Profit (loss) for the period before taxes9903€12k€3k▼

Income taxes67/77-€666

Profit (loss) for the period9904€12k€2k▼

Profit (loss) for the period to be appropriated9905€12k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€13k€16k▲

Profit (loss) brought forward from the previous period14P€1k€13k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

16-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 47 days late

2024

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

31-12

Financial Highest result since 2022net €12k ▲780%

Operating result €12k, net result €12k, both a record.

31-12

Financial Liquidity doublescurrent ratio 2.61

Current ratio from 1.23 to 2.61; short-term debt falls from €19k to €10k.

27-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 58 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mechelen · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Liersesteenweg(MeSK) 1012800 Mechelen

Ground area

74 m²

Building footprint

60 m²

Volume, LiDAR

520 m³

Parcel 12402B0242/00W000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

MH TAXI

Liersesteenweg(MeSK) 101, 2800 MechelenRetail trade

since 20212.326.740.483

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12402B0242/00W000	Flanders	74 m²	1 · 60 m²	11.9 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2024	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Ham-sur-Heure-Nalinnes · Eq €19k

Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,167 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-12-2021

Fiscal year end31-12

Activities, NACEBEL

47400Retail sale of information and communication equipment

47420Retail trade

49330On-demand passenger transport by chauffeured vehicle

49320Taxi operation

61100Wired, wireless and satellite telecommunications

61200Telecommunications

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.