Mhoram
ActiveMhoram has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-60k) and a net result of €-8k. Equity is shrinking by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability62▼-11
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
16 d early
2023
35 d late
2022
33 d early
2021
34 d early
2020
5 d early
2019
51 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-60k▼ 14.3%
2023 · €-53k
2018: €-4k
2019: €-20k
2020: €-31k
2021: €-40k
2022: €-45k
2023: €-53k
2018 → 2024
Total assets
€2k▲ 80.8%
2023 · €1k
2018: €34k
2019: €12k
2020: €6k
2021: €2k
2022: €1k
2023: €1k
2018 → 2024
Net result
€-8k▲ 1.7%
2023 · €-8k
2018: €-18k
2019: €-16k
2020: €-11k
2021: €-9k
2022: €-5k
2023: €-8k
2018 → 2024
Working capital
€-60k▼ 14.3%
2023 · €-53k
2018: €-11k
2019: €-25k
2020: €-34k
2021: €-40k
2022: €-45k
2023: €-53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-31k-€-40k▼ 28.7%€-45k▼ 13.2%€-53k▼ 17.0%€-60k▼ 14.3%
Operating result€-11k-€-9k▲ 19.1%€-5k▲ 41.9%€-7k▼ 47.7%€-7k▲ 2.9%
Net result€-11k-€-9k▲ 19.1%€-5k▲ 41.0%€-8k▼ 45.9%€-8k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €7k in 2023; the loss shrinks.
Key figures and ratios
Debt
€63k▲
2023 · €54k
Debt ≤ 1 year
€63k▲
2023 · €54k
Income taxes
€140▲
2023 · €132
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1k€2k▲
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41€695€880▲
Trade receivables40€0-
Other amounts receivable41€695€880▲
Cash at bank and in hand54/58€622€2k▲
Equity and liabilities
Total equity and liabilities10/49€1k€2k▲
Equity10/15€-53k€-60k▼
Contributions10/11€14k€12k▼
Reserves13€536€2k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€536€2k▲
Profit (loss) carried forward14€-67k€-74k▼
Amounts payable17/49€54k€63k▲
Amounts payable within one year42/48€54k€63k▲
Trade debts44€626€262▼
Suppliers440/4€626€262▼
Taxes, remuneration and social security45€132€140▲
Taxes450/3€132€140▲
Other amounts payable47/48€53k€62k▲
Income statement
Code20232024
Other operating charges640/8€842€760▼
Gross operating margin9900€-7k€-7k▲
Operating profit (loss)9901€-7k€-7k▲
Financial charges65/66B€39€116▲
Recurring financial charges65€39€116▲
Profit (loss) for the period before taxes9903€-8k€-7k▲
Income taxes67/77€132€140▲
Profit (loss) for the period9904€-8k€-8k▲
Profit (loss) for the period to be appropriated9905€-8k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-74k▼
Profit (loss) brought forward from the previous period14P€-59k€-67k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hans Memlingdreef 143920 LommelGround area
1,646 m²
Building footprint
271 m²
Parcel 72342A0218/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
MHORAM
since 20132.220.890.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0218/00F000 | Flanders | 1,645 m² | 1 · 271 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 26,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.