MHF MANAGEMENT

Active

Private limited companyfounded 20232 yrs activeRue Insebois, Biesme 7, 5640 Mettet, BelgiumKBO/BCE: BE 1003.394.328

Summary

MHF MANAGEMENT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,900 and a net result of €22,227. Equity is growing by ~221.4% per year across the filed fiscal years. Its solvency ranks better than 34% of 16707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

MHF MANAGEMENTActiveChecked score 71/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€243,309total assets 2025

Equity: €27,900
Profit: €22,227

Turnover not published (abridged schema)

Financial health

71 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts 46 d early0 of 1 deed read

Why 71- Founded in 2023- Liquidity: current ratio 0.18, cash €9,281, halved+ Sector Real estate activities (NACE 68)+ Size: total assets €243,309Show the evidence

Checked score

Score 2025

71 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 58% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 36+7

equity 11.5% of total assets

Liquidity 33-28

short-term debt 44.9% · cash 3.8%

Profitability 80+11

return on assets 9.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)

Last 24 months 01-2025: 0.1% 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.4% vs 02-2025lowest value 04-2025: 0.1%▲ +3.6% vs 03-2025 05-2025: 0.2%▲ +8.4% vs 04-2025 06-2025: 0.2%▲ +1.9% vs 05-2025 07-2025: 0.2%▲ +14.6% vs 06-2025 08-2025: 0.3%▲ +87.3% vs 07-2025 09-2025: 0.5%▲ +37.8% vs 08-2025 10-2025: 0.5%▼ -1.5% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%▲ +5.9% vs 11-2025 01-2026: 0.5%▲ +1.2% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▲ +5.3% vs 03-2026 05-2026: 0.5%▼ -0.2% vs 04-2026 06-2026: 0.5%▼ -1.0% vs 05-2026 07-2026: 0.6%▲ +15.2% vs 06-2026highest value 08-2026: 0.6%▼ -1.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%▼ -1.0% vs 09-2026

Sector Real estate activities (NACE 68) lowers the probability
Founded in 2023 raises the probability for this profile
Size: total assets €243,309 lowers the probability for this profile
Liquidity: current ratio 0.18, cash €9,281, halved raises the probability

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.18 against 0.66 in 2024; short-term debt: 44.9% and cash: 3.8% of total assets), and 88.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 32%, liquidity 26%, profitability 77%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €243,309

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 0.18, cash €9,281, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

46 d early

2024

6 d late

2023

9 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (3 of the last 3 filed years within 52 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage