MH HOME
ActiveThe computed 12-month bankruptcy probability of MH HOME is 2.4% (moderate). The 2025 annual accounts show equity of €98k and a net result of €4k. Equity is shrinking by ~8.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+53
Solvency52▲+2
Growth58=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.0 in 2024; short-term debt: 31.4% and cash: 0.5% of total assets), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
1.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
34 d late
2024
6 d early
2023
7 d early
2022
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€9k
EBIT margin
-291.4%
Net result
€4k
2024 · €-18k
2022: €-32k
2023: €-11k
2024: €-18k
2022 → 2025
Working capital
€-113k▲ 1.1%
2024 · €-114k
2022: €-46k
2023: €-85k
2024: €-114k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€9k-
Equity€122k-€111k▼ 8.9%€94k▼ 16.0%€98k▲ 4.4%
Operating result€-27k-€-6k▲ 77.7%€-11k▼ 73.5%€7k
Net result€-32k-€-11k▲ 65.6%€-18k▼ 64.0%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€364k▼ 3.7%
Current assets
€2k▲ 337%
Equity and liabilities €366k
Equity
€98k▲ 4.4%
Debt
€269k▼ 5.6%
The debt ratio falls from 75.3% to 73.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▲
2024 · €4k
Cash flow
€19k▲
2024 · €-4k
Solvency
26.7%▲
2024 · 24.7%
Current ratio
0.01▲
2024 · 0.00
Quick ratio
0.01▲
2024 · 0.00
Debt / equity
2.75▼
2024 · 3.04
ROE
4.2%▲
2024 · -19.1%
ROA
1.1%▲
2024 · -4.7%
Interest coverage
7.48▲
2024 · 0.48
Debt
€269k▼
2024 · €285k
Debt ≤ 1 year
€115k▲
2024 · €115k
Debt > 1 year
€151k▼
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€378k€366k▼
Formation expenses20-€1k
Fixed assets21/28€378k€364k▼
Tangible fixed assets22/27€378k€364k▼
Land and buildings22€359k€347k▼
Plant, machinery and equipment23€19k€17k▼
Current assets29/58€383€2k▲
Cash at bank and in hand54/58€383€2k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€378k€366k▼
Equity10/15€94k€98k▲
Contributions10/11€154k€154k=
Profit (loss) carried forward14€-60k€-56k▲
Amounts payable17/49€285k€269k▼
Amounts payable after more than one year17€170k€151k▼
Financial debts170/4€170k€151k▼
Amounts payable within one year42/48€115k€115k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€395€2k▲
Suppliers440/4€395€2k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€96k€94k▼
Accrued charges and deferred income492/3€0€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€8k€25k▲
Operating profit (loss)9901€-11k€7k▲
Financial charges65/66B€7k€3k▼
Recurring financial charges65€7k€3k▼
Profit (loss) for the period before taxes9903€-18k€4k▲
Profit (loss) for the period9904€-18k€4k▲
Profit (loss) for the period to be appropriated9905€-18k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-56k▲
Profit (loss) brought forward from the previous period14P€-43k€-60k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kremersstraat 123700 Tongeren-BorgloonGround area
817 m²
Building footprint
181 m²
Volume, LiDAR
419 m³
2 parcels, Flanders, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MH HOME
since 20212.331.115.876
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73059A0202/00H000 | Flanders | 569 m² | 1 · 103 m² | - |
| 62015A0274/00Y000 | Wallonia | 248 m² | 1 · 77 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@mhpool.be
Phone:0478966679