MG architecten
ActiveMG architecten has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €509. Equity is growing by ~34.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▲+25
Solvency68▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.74 in 2023; short-term debt: 56.8% and cash: 14% of total assets), but 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
43.2%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
34 d early
2022
53 d early
2021
27 d early
2020
38 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k▲ 1.6%
2023 · €33k
2018: €-32k
2019: €-22k
2020: €-12k
2021: €-11k
2022: €36k
2023: €33k
2018 → 2024
Total assets
€77k▲ 18.0%
2023 · €65k
2018: €77k
2019: €64k
2020: €59k
2021: €59k
2022: €105k
2023: €65k
2018 → 2024
Net result
€509
2023 · €-3k
2018: €-20k
2019: €4k
2020: €9k
2021: €899
2022: €47k
2023: €-3k
2018 → 2024
Working capital
€26k▲ 10.5%
2023 · €24k
2018: €29k
2019: €15k
2020: €11k
2021: €-1k
2022: €31k
2023: €24k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-12k-€-11k▲ 7.3%€36k€33k▼ 8.3%€33k▲ 1.6%
Operating result€13k-€4k▼ 67.6%€69k▲ 1,589%€-1k€4k
Net result€9k-€899▼ 90.4%€47k▲ 5,153%€-3k€509
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€7k▼ 25.4%
Current assets
€70k▲ 25.4%
Equity and liabilities €77k
Equity
€33k▲ 1.6%
Debt
€44k▲ 34.5%
The debt ratio rises from 49.8% to 56.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2023 · €1k
Cash flow
€3k▲
2023 · €-802
Solvency
43.2%▼
2023 · 50.2%
Current ratio
1.60▼
2023 · 1.74
Quick ratio
1.60▼
2023 · 1.74
Debt / equity
1.31▲
2023 · 0.99
ROE
1.5%▲
2023 · -9.1%
ROA
0.7%▲
2023 · -4.6%
Interest coverage
3.93▲
2023 · 1.68
Debt
€44k▲
2023 · €33k
Debt ≤ 1 year
€44k▲
2023 · €32k
Debt > 1 year
€0▼
2023 · €434
Income taxes
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€65k€77k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€56k€70k▲
Amounts receivable within one year40/41€40k€51k▲
Trade receivables40€40k€50k▲
Other amounts receivable41€369€935▲
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€65k€77k▲
Equity10/15€33k€33k▲
Contributions10/11€19k€19k=
Reserves13€23k€23k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-9k€-8k▲
Amounts payable17/49€33k€44k▲
Amounts payable after more than one year17€434€0▼
Financial debts170/4€434€0▼
Amounts payable within one year42/48€32k€44k▲
Current portion of amounts payable after more than one year42€854€434▼
Financial debts43€23€10k▲
Credit institutions430/8€23€10k▲
Trade debts44€9k€9k▼
Suppliers440/4€9k€9k▼
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9€0€576▲
Other amounts payable47/48€9k€9k▼
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€3k€8k▲
Operating profit (loss)9901€-1k€4k▲
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€680€2k▲
Recurring financial charges65€680€2k▲
Profit (loss) for the period before taxes9903€-2k€3k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-3k€509▲
Profit (loss) for the period to be appropriated9905€-3k€509▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-8k▲
Profit (loss) brought forward from the previous period14P€-6k€-9k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €509
Net result €509 after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €47k ▲5153%
Operating result €69k, net result €47k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
10-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijmenamseweg 1762820 BonheidenGround area
1,945 m²
Building footprint
304 m²
Volume, LiDAR
1,889 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rijmenamseweg 176, 2820 Bonheiden
since 20082.185.836.305
MG architecten
since 20142.227.954.495
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0135/00R000 | Flanders | 1,815 m² | 1 · 195 m² | 9.6 m · 2 fl. |
| 24048B0149/00S000 | Flanders | 129 m² | 1 · 108 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 173 EUR awarded · 173 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 48 EUR | 48 EUR |
| 2022 | 1 | 125 EUR | 125 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 5,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-02-2008
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.