MFM Concept
ActiveSummary
The computed 12-month bankruptcy probability of MFM Concept is 3.0% (moderate). The 2025 annual accounts show equity of €29k and a net result of €-24k. Its solvency ranks better than 29% of 13417 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability14
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.35; short-term debt: 42.2% and cash: 4.9% of total assets), and 95.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
-4.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€29k
Total assets
€588k
Net result
€-24k
Working capital
€-161k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €588k
Fixed assets
€501k
Current assets
€87k
Equity and liabilities €588k
Equity
€29k
Debt
€559k
Debt finances 95.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€-16k
Cash flow
€-24k
Current ratio
0.35
Debt to equity
19.21
ROE
-82.2%
ROA
-4.1%
Interest coverage
-1.94
Debt ≤ 1 year
€248k
Debt > 1 year
€309k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€588k
Fixed assets21/28€501k
Tangible fixed assets22/27€501k
Plant, machinery and equipment23€53k
Furniture and vehicles24€692
Assets under construction and advance payments27€448k
Current assets29/58€87k
Amounts receivable within one year40/41€58k
Other amounts receivable41€58k
Cash at bank and in hand54/58€29k
Equity and liabilities
Total equity and liabilities10/49€588k
Equity10/15€29k
Contributions10/11€53k
Profit (loss) carried forward14€-24k
Amounts payable17/49€559k
Amounts payable after more than one year17€309k
Financial debts170/4€309k
Amounts payable within one year42/48€248k
Current portion of amounts payable after more than one year42€41k
Trade debts44€136k
Suppliers440/4€136k
Other amounts payable47/48€71k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9
Other operating charges640/8€400
Gross operating margin9900€-15k
Operating profit (loss)9901€-16k
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€-24k
Profit (loss) for the period9904€-24k
Profit (loss) for the period to be appropriated9905€-24k
Appropriation of the result
Profit (loss) to be appropriated9906€-24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9 |
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €-15k |
| Operating profit (loss)9901 | €-16k |
| Financial charges65/66B | €8k |
| Recurring financial charges65 | €8k |
| Profit (loss) for the period before taxes9903 | €-24k |
| Profit (loss) for the period9904 | €-24k |
| Profit (loss) for the period to be appropriated9905 | €-24k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €588k | |
| Fixed assets21/28 | €501k | |
| Tangible fixed assets22/27 | €501k | |
| Plant, machinery and equipment23 | €53k | |
| Furniture and vehicles24 | €692 | |
| Assets under construction and advance payments27 | €448k | |
| Current assets29/58 | €87k | |
| Amounts receivable within one year40/41 | €58k | |
| Other amounts receivable41 | €58k | |
| Cash at bank and in hand54/58 | €29k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €588k | |
| Equity10/15 | €29k | |
| Contributions10/11 | €53k | |
| Profit (loss) carried forward14 | €-24k | |
| Amounts payable17/49 | €559k | |
| Amounts payable after more than one year17 | €309k | |
| Financial debts170/4 | €309k | |
| Amounts payable within one year42/48 | €248k | |
| Current portion of amounts payable after more than one year42 | €41k | |
| Trade debts44 | €136k | |
| Suppliers440/4 | €136k | |
| Other amounts payable47/48 | €71k | |
| Accrued charges and deferred income492/3 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-24k |
| + Depreciation and write-downs630 | €9 |
| Operating cash flow (approximation) | €-24k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2025
Ground area
2,623 m²
Building footprint
407 m²
Volume, LiDAR
1,827 m³
Parcel 11372A0135/00L000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MFM Concept
since 20252.379.710.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0135/00L000 | Flanders | 2,623 m² | 1 · 407 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAartselaar2.379.710.995
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,776. 8,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
info.mfmconcept@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.