MFL Consulting
ActiveMFL Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €61k. Equity is growing by ~52.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.43 against 4.27 in 2023; short-term debt: 17% and cash: 21.9% of total assets), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
35 d early
2022
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€171k▲ 56.1%
2023 · €110k
2022: €57k
2023: €110k
2022 → 2024
Total assets
€206k▲ 49.1%
2023 · €138k
2022: €86k
2023: €138k
2022 → 2024
Net result
€61k▲ 16.4%
2023 · €53k
2022: €56k
2023: €53k
2022 → 2024
Working capital
€156k▲ 65.8%
2023 · €94k
2022: €53k
2023: €94k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€57k-€110k▲ 93.1%€171k▲ 56.1%
Operating result€77k-€70k▼ 8.9%€78k▲ 11.1%
Net result€56k-€53k▼ 5.3%€61k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 11% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €206k
Fixed assets
€16k▼ 1.6%
Current assets
€191k▲ 55.7%
Equity and liabilities €206k
Equity
€171k▲ 56.1%
Debt
€35k▲ 22.5%
The debt ratio falls from 20.7% to 17.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2023 · €74k
Cash flow
€66k▲
2023 · €56k
Solvency
83.0%▲
2023 · 79.3%
Current ratio
5.43▲
2023 · 4.27
Quick ratio
5.42▲
2023 · 4.26
Debt / equity
0.21▼
2023 · 0.26
ROE
35.9%▼
2023 · 48.2%
ROA
29.8%▼
2023 · 38.2%
Interest coverage
86.20▼
2023 · 412.92
Debt
€35k▲
2023 · €29k
Debt ≤ 1 year
€35k▲
2023 · €29k
Income taxes
€17k▼
2023 · €17k
Staff costs
€23k▲
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€138k€206k▲
Fixed assets21/28€16k€16k▼
Tangible fixed assets22/27€16k€16k▼
Plant, machinery and equipment23€14k€10k▼
Furniture and vehicles24€2k€5k▲
Current assets29/58€122k€191k▲
Stocks and contracts in progress3€403€389▼
Stocks30/36€403€389▼
Amounts receivable within one year40/41€16k€15k▼
Trade receivables40€16k€15k▼
Current investments50/53€25k€124k▲
Cash at bank and in hand54/58€74k€45k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€138k€206k▲
Equity10/15€110k€171k▲
Contributions10/11€1k€1k=
Reserves13€109k€170k▲
Distributable reserves133€109k€170k▲
Profit (loss) carried forward14€36€44▲
Amounts payable17/49€29k€35k▲
Amounts payable within one year42/48€29k€35k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€26k€31k▲
Taxes450/3€22k€27k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€38€631▲
Income statement
Code20232024
Remuneration, social security and pensions62€22k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€339€64▼
Gross operating margin9900€96k€107k▲
Operating profit (loss)9901€70k€78k▲
Financial income75/76B€0€781▲
Recurring financial income75€0€781▲
Financial charges65/66B€178€964▲
Recurring financial charges65€178€964▲
Profit (loss) for the period before taxes9903€70k€78k▲
Income taxes67/77€17k€17k▼
Profit (loss) for the period9904€53k€61k▲
Profit (loss) for the period to be appropriated9905€53k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€62k▲
Profit (loss) brought forward from the previous period14P€4€36▲
Transfer to equity691/2€53k€61k▲
To other reserves6921€53k€61k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €61k ▲16.4%
Operating result €78k, net result €61k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲56.1%
3 profitable years in a row build equity to €171k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €53k ▼5.3%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €110k ▲93.1%
2 profitable years in a row build equity to €110k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsesteenweg(LIN) 553210 LubbeekGround area
278 m²
Building footprint
126 m²
Volume, LiDAR
832 m³
Parcel 24063B0316/00W002, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MFL Consulting
since 20222.330.429.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0316/00W002 | Flanders | 278 m² | 1 · 126 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500U3BF34B52IAB27
Similar companies · same sector, comparable size
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ARNOULD - COMPAGNONE
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PROBITS
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Concanon
BE 0743.680.192
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MUUTOS Consulting
BE 0722.711.960
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2022
Fiscal year end31-12
Activities, NACEBEL
32123Manufacture of jewellery
62020IT consultancy
62200Computer consultancy and computer facilities management
32130Manufacture of imitation jewellery and related articles
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.