MFL BOUW

Active

Private limited companyfounded 2023active for 3 yearsSt-Luciestraat(U) 7, 3631 Maasmechelen, BelgiumKBO/BCE: BE 0798.097.390

Summary

MFL BOUW has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,652 and a net result of €52,280. Equity is growing by about 86% per year across the filed financial years. Its solvency ranks better than 83% of 17,057 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

MFL BOUWActiveChecked score 99/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

≈ €210,000turnover 2025, estimated

Equity: €105,652
Profit: €52,280

Turnover estimated from the gross margin

Financial health

99 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

PEULEN Bert Cecile RobertDirector

2025 accounts 61 days early

Why 99raises riskFounded in 2023lowers riskLiquidity: current ratio 3.42, cash €98,286Sector: Real estate activities (NACE 68)Equity €105,652 (76.0% of total assets)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 92% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+17

equity 76.0% of total assets

Liquidity 91+11

short-term debt 24.0% · cash 70.7%

Profitability 100=

return on assets 37.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,617 companies, NACE 68, micro)

Last 24 months 11-2024: 0.5%highest value 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.4 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.42, compared with 1.38 in 2024, above the usual 1.5; short-term debt: 24% and cash: 70.7% of total assets), and 24% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 92% on liquidity, 95% on profitability and 91% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.42, cash €98,286

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Equity €105,652 (76.0% of total assets)

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

61 days early

2024

60 days early

2023

47 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 56 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 December (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end28-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

01-12-2025 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Highest result from 2023 to 2025net €52,280 ▲32.9%
30-06-2025 Liquidity more than doubledcurrent ratio 3.42

Key points

Positive: Equity rose in 2025from €53,372 to €105,652 ▲ 98.0% View
Positive: Among the best 17% on solvencysector median 29.0% · 17,057 companies 76.0% View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €139,058
Profit: €52,280
Solvency: 76.0%

Total assets▲ 50.8%

Net result

20232025

Go to Financials

Board & ownership

Board: 1 member

PEULEN Bert Cecile RobertDirector

Go to Board & ownership

Timeline

Events: 8
Since: 2023
Next accounts: by 31-01-2027

30-06-2025Equity above €100,000
02-12-2024Annual accounts filed
30-06-2024Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Development of residential building projectsNACE 68121
Founded: 04-02-2023
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 34

Who signs: Each director alone
Annual meeting: Last Friday of November at 18:00
Purpose: “Projectleider bouw; Projectontwikkeling; Overige zakelijk dienstverlening; Toezien op…” (deed in Dutch)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about MFL BOUW

What is the company number of MFL BOUW?: 0798.097.390. In Belgium the VAT number is the company number with BE in front: BE 0798.097.390.
Where is MFL BOUW based?: The registered office is at St-Luciestraat(U) 7, 3631 Maasmechelen.Company details
What does MFL BOUW do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of MFL BOUW?: Private limited company (BV).
When was MFL BOUW founded?: On 04-02-2023.
Is MFL BOUW still active?: Yes, MFL BOUW is an active enterprise in the KBO register.
What is the turnover of MFL BOUW?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is MFL BOUW profitable?: In financial year 2025, MFL BOUW made a profit of €52,280.
Where can I find the annual accounts of MFL BOUW?: MFL BOUW filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MFL BOUW due?: By 31-01-2027, for financial year 2026.Timeline