Financials
- Fiscal year
- 2025
- Total assets
- €469,009
- Loss
- -€32,916
- Solvency
- -5.3%
MF MONUMENT
ActiveSummary
MF MONUMENT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,916) and a net result of -€32,916. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Activity not known
Size
€469,009total assets 2025
- Equity
- -€24,916
- Loss
- -€32,916
Turnover not published (abridged schema)
Structure
Accounts filed 24 d late0 of 1 deed read
Why 54Capped at 59: negative equity- No establishment unit in the KBO- Founded in 2025+ Size: total assets €469,009+ No main activity registeredShow the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
20
equity -5.3% of total assets
Liquidity
39
short-term debt 30.8% · cash 1.9%
Profitability
44
return on assets -7.0%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 4.0%
04-2026: 4.0%● 0.0% vs 03-2026
05-2026: 4.1%▲ +4.5% vs 04-2026
06-2026: 4.8%▲ +15.6% vs 05-2026
07-2026: 5.0%▲ +4.9% vs 06-2026
08-2026: 5.5%▲ +10.0% vs 07-2026highest value
09-2026: 0.8%▼ -84.6% vs 08-2026lowest value
10-2026: 0.9%▲ +0.6% vs 09-2026
- Size: total assets €469,009 lowers the probability for this profile
- No main activity registered lowers the probability
- No establishment unit in the KBO raises the probability
- Founded in 2025 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.06; short-term debt: 30.8% and cash: 1.9% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 13%, liquidity 22%, profitability 33%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-08-2026Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 22-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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