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MF Marmerwerker

Active
Private limited companyfounded 2024active for 2 yearsGrootveldstraat 64, 1910 Kampenhout, BelgiumKBO/BCE: BE 1009.199.975
Summary

MF Marmerwerker has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,303 and a net result of €6,402. Its solvency ranks better than 90% of 34,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€79,804turnover 2025
Equity
€16,303
Profit
€6,402
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts filed 55 days late
Why 70raises riskSize: turnover €79,804, total assets €19,179Latest accounts 55 days late; 2 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 6.67, cash €16,965Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 84% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 100+39
equity 85.0% of total assets
Liquidity 97+31
short-term debt 15.0% · cash 88.5%
Profitability 100=
return on assets 33.4%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Last 24 months 06-2025: 1.9% 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.0%▲ +0.1 percentage points vs 07-2025 09-2025: 2.4%▲ +0.4 percentage points vs 08-2025 10-2025: 1.3%▼ -1.1 percentage points vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.4%▲ +0.1 percentage points vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.6 percentage points vs 07-2026 09-2026: 2.5%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.9%▼ -1.6 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 6.67, compared with 1.57 in 2024, above the usual 1.5; short-term debt: 15% and cash: 88.5% of total assets), and 15% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 94% on liquidity, 92% on profitability and 60% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €79,804, total assets €19,179
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 6.67, cash €16,965
NBB · annual accounts
raises risk · Latest accounts 55 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
55 days late
2024
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 56 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than quadruplescurrent ratio 6.67
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 11% on solvencysector median 46.8% · 34,590 companies 85.0% View
  • One director decidessole director in office 1 View
  • Turnover 20252 financial years filed €79,804 View

By topic

Financials

Financial year
2025
Turnover
€79,804
Profit
€6,402
Solvency
85.0%
Turnover▼ 11.3%
Net result
20242025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 13-05-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
08-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Annual meeting
Third Monday of June at 18:00
Purpose
“Plaatsen van vloer- en wandtegels; Houwen; Bewerken en afwerken van natuursteen voor…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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