Summary
MEVAH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €917k and a net result of €22k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 8048 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
18 d late
2023
5 d early
2022
on the day
2021
31 d early
2020
46 d early
2019
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€917k▲ 2.2%
2024 · €897k
2018: €734k
2019: €734k
2020: €804k
2021: €592k
2022: €714k
2023: €800k
2024: €897k
2018 → 2025
Net result
€22k▼ 81.1%
2024 · €115k
2018: €6k
2019: €583
2020: €69k
2021: €88k
2022: €152k
2023: €86k
2024: €115k
2018 → 2025
Total assets
€1.09M▲ 0.3%
2024 · €1.09M
2018: €1.09M
2019: €945k
2020: €1.04M
2021: €1.02M
2022: €937k
2023: €971k
2024: €1.09M
2018 → 2025
Solvency
84.2%▲ 1.6pp
2024 · 82.6%
2018: 67.6%
2019: 77.7%
2020: 77.0%
2021: 57.8%
2022: 76.2%
2023: 82.4%
2024: 82.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€592k-€714k▲ 20.5%€800k▲ 12.1%€897k▲ 12.1%€917k▲ 2.2%
Operating result€89k-€218k▲ 146%€122k▼ 43.8%€168k▲ 37.6%€28k▼ 83.3%
Net result€88k-€152k▲ 72.6%€86k▼ 43.0%€115k▲ 33.3%€22k▼ 81.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€515k ▼ 8.1%
Current assets
€574k ▲ 9.3%
Equity and liabilities €1.09M
Equity
€917k ▲ 2.2%
Provisions
€104k ▼ 5.6%
Debt
€68k ▼ 13.2%
Debt's share of the balance-sheet total falls from 7.2% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
2.4%▼
2024 · 12.8%
ROA
2.0%▼
2024 · 10.6%
Debt ≤ 1 year
€68k▼
2024 · €78k
Income taxes
€14k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.09M▲
Fixed assets21/28€560k€515k▼
Tangible fixed assets22/27€560k€515k▼
Land and buildings22€544k€510k▼
Furniture and vehicles24€17k€5k▼
Current assets29/58€525k€574k▲
Amounts receivable within one year40/41€377k€35k▼
Other amounts receivable41€377k€35k▼
Cash at bank and in hand54/58€146k€535k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.09M▲
Equity10/15€897k€917k▲
Contributions10/11€20k€20k=
Reserves13€875k€895k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€214k€202k▼
Distributable reserves133€656k€688k▲
Profit (loss) carried forward14€2k€2k▲
Provisions and deferred taxes16€110k€104k▼
Deferred taxes168€110k€104k▼
Amounts payable17/49€78k€68k▼
Amounts payable within one year42/48€78k€68k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€64k€61k▼
Taxes450/3€64k€61k▼
Other amounts payable47/48€10k€2k▼
Accrued charges and deferred income492/3€600-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€45k▼
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A€306-
Gross operating margin9900€220k€79k▼
Operating profit (loss)9901€168k€28k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€104€183▲
Recurring financial charges65€104€183▲
Profit (loss) for the period before taxes9903€169k€29k▼
Transfer from deferred taxes780€7k€6k▼
Income taxes67/77€61k€14k▼
Profit (loss) for the period9904€115k€22k▼
Transfer from tax-exempt reserves789€13k€12k▼
Profit (loss) for the period to be appropriated9905€128k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€36k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2€18k-
Transfer to equity691/2€128k€32k▼
To other reserves6921€128k€32k▼
Profit to be distributed694/7€18k€2k▼
Return on contributions (dividend)694€18k-
Directors or managers695-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 7.03
Current ratio from 3.04 to 7.03; short-term debt falls from €100k to €55k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €152k ▲72.6%
Operating result €218k, net result €152k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.04
Current ratio from 1.14 to 3.04; short-term debt falls from €302k to €100k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
2019
31-12
Financial
Weakest financial yearnet €583 ▼89.7%
Net result drops to €583, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2005
Ground area
409 m²
Building footprint
166 m²
Volume, LiDAR
1,900 m³
Parcel 24592F0104/00N002, Flanders · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vierde Lansierslaan 20, 3300 Tienen
since 20052.226.481.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24592F0104/00N002 | Flanders | 409 m² | 1 · 166 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.