Skip to content

Metamo

Active
Non-profit associationfounded 20187 yrs activeBomastraat 16, 9000 Gent, BelgiumKBO/BCE: BE 0712.665.433
Summary

Metamo has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€262,389) and a net result of -€125,245. Equity is shrinking by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 2536 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other education
NACE 85599
2 sites
Size
€28,758total assets 2025
Staff
1.6 FTE
Equity
-€262,389
Loss
-€125,245
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 20 d late1 of 6 deeds read
Why 53Capped at 59: negative equity- Negative equity -€262,389- 1 change of registered office in 24 months+ Legal form Non-profit association+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -912.4% of total assets
Liquidity 35+29
short-term debt 983.0% · cash 28.4%
Profitability 0=
return on assets -435.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,789 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: 0.1%▲ +24.5% vs 11-2024 01-2025: 0.1%▲ +75.4% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +11.2% vs 02-2025 04-2025: 0.1%▼ -13.4% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -2.9% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +26.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.3%▲ +142% vs 01-2026highest value 03-2026: 0.3%▼ -5.2% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%▼ -13.1% vs 04-2026 06-2026: 0.3%▲ +3.6% vs 05-2026 07-2026: 0.3%▲ +2.3% vs 06-2026 08-2026: 0.3%▲ +13.5% vs 07-2026 09-2026: 0.1%▼ -56.6% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Legal form Non-profit association lowers the probability
  • Negative equity -€262,389 raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Sector Education (NACE 85) lowers the probability
No credit on open account
Liquidity short (current ratio 0.04 against 0.15 in 2024; short-term debt: 983% and cash: 28.4% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 6%, liquidity 18%, profitability 6%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€262,389
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
222425
2022 to 2025 · latest year -€262,389
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
20 d late
2024
62 d late
2022
70 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (3 of the last 3 filed years within 42 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Weakest financial yearnet -€125,245

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€262,389 View
  • Caution: Result fell in 2025from -€36,193 to -€125,245 ▼ 246% View
  • Caution: Among the weakest 5% on solvencysector median 44.3% · 2,536 companies -912.4% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€125,245 View

By topic

Financials

Fiscal year
2025
Total assets
€28,758
Loss
-€125,245
Solvency
-912.4%
Total assets▼ 40.2%
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-07-2027
  1. 20-08-2026Annual accounts filed
  2. 07-01-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Non-profit association
Activity
Other educationNACE 85599
Founded
29-10-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.