METALOR
ActiveThe computed 12-month bankruptcy probability of METALOR is 1.8% (moderate). The 2025 annual accounts show equity of €797k and a net result of €5k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 4119 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
71
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-13
Solvency100▲+3
Growth52▼-26
Stability84
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 1.87 in 2024), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
0.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
26 d late
2023
29 d late
2022
29 d late
2021
24 d late
2020
19 d late
2019
69 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×2
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▼ 80.8%
2024 · €25k
2018: €7k
2019: €8k
2020: €25k
2021: €14k
2022: €23k
2023: €44k
2024: €25k
2018 → 2025
Working capital
€433k▲ 26.8%
2024 · €341k
2018: €183k
2019: €309k
2020: €297k
2021: €396k
2022: €323k
2023: €326k
2024: €341k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€701k-€723k▲ 3.3%€767k▲ 6.1%€792k▲ 3.2%€797k▲ 0.6%
Operating result€20k-€33k▲ 60.0%€54k▲ 64.6%€51k▼ 5.2%€34k▼ 33.6%
Net result€14k-€23k▲ 61.6%€44k▲ 91.6%€25k▼ 44.0%€5k▼ 80.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€454k▼ 4.3%
Current assets
€734k▲ 0.1%
Equity and liabilities €1.19M
Equity
€797k▲ 0.6%
Debt
€391k▼ 5.9%
The debt ratio falls from 34.4% to 32.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▼
2024 · €81k
Cash flow
€29k▼
2024 · €54k
Solvency
67.1%▲
2024 · 65.6%
Current ratio
2.44▲
2024 · 1.87
Quick ratio
0.56▲
2024 · 0.54
Debt / equity
0.49▼
2024 · 0.52
ROE
0.6%▼
2024 · 3.1%
ROA
0.4%▼
2024 · 2.0%
Interest coverage
2.23▼
2024 · 3.22
Debt
€391k▼
2024 · €416k
Debt ≤ 1 year
€301k▼
2024 · €392k
Debt > 1 year
€90k▲
2024 · €23k
Income taxes
€8k▲
2024 · €5k
Staff costs
€124k▼
2024 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.19M▼
Fixed assets21/28€475k€454k▼
Tangible fixed assets22/27€445k€426k▼
Land and buildings22€14k€11k▼
Plant, machinery and equipment23-€4k
Furniture and vehicles24€41k€20k▼
Other tangible fixed assets26€391k€391k=
Financial fixed assets28€30k€29k▼
Current assets29/58€733k€734k▲
Stocks and contracts in progress3€521k€566k▲
Stocks30/36€521k€566k▲
Amounts receivable within one year40/41€137k€115k▼
Trade receivables40€137k€115k▼
Other amounts receivable41€134€226▲
Cash at bank and in hand54/58€68k€46k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.19M▼
Equity10/15€792k€797k▲
Contributions10/11€453k€453k=
Capital10€453k€453k=
Issued capital100€453k€453k=
Reserves13€57k€57k▲
Non-distributable reserves130/1€19k€19k▲
Legal reserve130€19k€19k▲
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€283k€287k▲
Amounts payable17/49€416k€391k▼
Amounts payable after more than one year17€23k€90k▲
Financial debts170/4€23k€90k▲
Amounts payable within one year42/48€392k€301k▼
Current portion of amounts payable after more than one year42€40k€47k▲
Financial debts43€250k€174k▼
Credit institutions430/8€250k€174k▼
Trade debts44€58k€42k▼
Suppliers440/4€58k€42k▼
Taxes, remuneration and social security45€22k€12k▼
Taxes450/3€17k€12k▼
Remuneration and social security454/9€5k€668▼
Other amounts payable47/48€22k€25k▲
Accrued charges and deferred income492/3€891€962▲
Income statement
Code20242025
Remuneration, social security and pensions62€155k€124k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€24k▼
Other operating charges640/8€10k€7k▼
Gross operating margin9900€245k€189k▼
Operating profit (loss)9901€51k€34k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€25k€26k▲
Recurring financial charges65€25k€26k▲
Profit (loss) for the period before taxes9903€30k€12k▼
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€25k€5k▼
Profit (loss) for the period to be appropriated9905€25k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€284k€287k▲
Profit (loss) brought forward from the previous period14P€259k€283k▲
Transfer to equity691/2€1k€236▼
To the legal reserve6920€1k€236▼
Social balance
Average headcount (FTE)90872.51.8▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼80.8%
Net result drops to €5k, the lowest in the series.
03-10
KBO administration
UBO non-compliance
event 22-09-2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
20-06
KBO administration
UBO non-compliance
event 11-06-2025
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €44k ▲91.6%
Operating result €54k, net result €44k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-10-2025
Schaubrouck Agnès: Resigned as Director
24-03-2020
Schaubrouck Agnès: Resigned as Director
24-03-2020
Frank Meulebrouck: Resigned as Director
24-03-2020
Koen Meulebrouck: Resigned as Director
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingelmunstersteenweg 238780 OostrozebekeGround area
191 m²
Building footprint
191 m²
Volume, LiDAR
983 m³
Parcel 37010E0685/00T007, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NV METALOR
since 19862.036.772.247
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0685/00T007 | Flanders | 191 m² | 1 · 191 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COMMpunt
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DV2 BELUX
BE 0560.749.080
Seneffe · Eq €792k
CASK
BE 0458.832.467
Stabroek · Eq €804k
GEORGES LUX
BE 0437.879.576
La Louvière · Eq €807k
JADI
BE 0436.774.172
Sint-Pieters-Woluwe · Eq €809k
Of 970 companies in sector 46431 we hold annual accounts for 698. 492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-04-1986
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
47120Other non-specialised retail sale
47192Retail trade
52121
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.