Metalice is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €172k and a net result of €41k. Equity is growing by ~30.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 8013 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▲ 30.3%
2024 · €132k
2023: €92k
2024: €132k
2023 → 2025
Net result
€41k▼ 0.2%
2024 · €41k
2023: €92k
2024: €41k
2023 → 2025
Total assets
€213k▼ 25.4%
2024 · €285k
2023: €250k
2024: €285k
2023 → 2025
Solvency
80.7%▲ 34.5pp
2024 · 46.2%
2023: 36.7%
2024: 46.2%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€92k-€132k▲ 43.6%€172k▲ 30.3%
Operating result€126k-€58k▼ 54.2%€59k▲ 1.8%
Net result€92k-€41k▼ 55.4%€41k▼ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€103k▼ 3.4%
Current assets
€110k▼ 38.5%
Equity and liabilities €213k
Equity
€172k▲ 30.3%
Debt
€41k▼ 73.2%
The debt ratio falls from 53.8% to 19.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
80.7%▲
2024 · 46.2%
ROE
23.7%▼
2024 · 31.0%
ROA
19.2%▲
2024 · 14.3%
Debt
€41k▼
2024 · €154k
Debt ≤ 1 year
€40k▼
2024 · €52k
Debt > 1 year
€0▼
2024 · €100k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€213k▼
Fixed assets21/28€106k€103k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€254€21▼
Furniture and vehicles24€6k€3k▼
Financial fixed assets28€100k€100k=
Current assets29/58€179k€110k▼
Amounts receivable after more than one year29€69k€53k▼
Other amounts receivable291€69k€53k▼
Amounts receivable within one year40/41€10k€10k=
Trade receivables40€10k€10k=
Other amounts receivable41€0-
Cash at bank and in hand54/58€99k€46k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€285k€213k▼
Equity10/15€132k€172k▲
Contributions10/11€1k€1k=
Reserves13€131k€171k▲
Distributable reserves133€131k€171k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€154k€41k▼
Amounts payable after more than one year17€100k€0▼
Financial debts170/4€100k€0▼
Amounts payable within one year42/48€52k€40k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Advances received on contracts in progress46€12k€0▼
Taxes, remuneration and social security45€22k€21k▼
Taxes450/3€22k€21k▼
Other amounts payable47/48€16k€13k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€361€912▲
Gross operating margin9900€62k€63k▲
Operating profit (loss)9901€58k€59k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€56k€56k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€41k€41k▼
Profit (loss) for the period to be appropriated9905€41k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€41k▼
Transfer to equity691/2€40k€40k▼
To other reserves6921€40k€40k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €41k ▼0.2%
Net result drops to €41k, the lowest in the series.
30-06
Financial
Equity above €150kEq €172k ▲30.3%
3 profitable years in a row build equity to €172k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €132k ▲43.6%
2 profitable years in a row build equity to €132k.
18-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijmakker 69040 GentGround area
752 m²
Building footprint
242 m²
Volume, LiDAR
1,421 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Metalice
since 20212.319.478.747
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1049/00Z000 | Flanders | 668 m² | 1 · 182 m² | 9.5 m · 2 fl. |
| 44809I0711/00G002 | Flanders | 84 m² | 1 · 59 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.