METAL BUILDING
ActiveMETAL BUILDING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €808k and a net result of €40k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 1026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency79▼-21
Growth68▲+16
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.05 in 2024; short-term debt: 8.9% and cash: 3.3% of total assets), and 45.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.1%
Return on assets
2.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
76 d early
2022
7 d late
2021
55 d early
2020
100 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€308k▲ 32.0%
2024 · €233k
2024: €233k
2024 → 2025
EBIT margin
26.4%▼ 7.5pp
2024 · 33.9%
2024: 33.9%
2024 → 2025
Net result
€40k▼ 13.5%
2024 · €46k
2019: €60k
2020: €58k
2021: €45k
2022: €30k
2023: €94k
2024: €46k
2019 → 2025
Working capital
€85k▼ 33.9%
2024 · €129k
2019: €-87k
2020: €-34k
2021: €3k
2022: €21k
2023: €100k
2024: €129k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€233k€308k▲ 32.0%
Equity€598k-€628k▲ 5.0%€722k▲ 15.0%€768k▲ 6.4%€808k▲ 5.2%
Operating result€87k-€61k▼ 29.0%€152k▲ 147%€79k▼ 47.8%€81k▲ 2.6%
Net result€45k-€30k▼ 33.9%€94k▲ 216%€46k▼ 50.5%€40k▼ 13.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.28M▲ 76.7%
Current assets
€218k▼ 13.3%
Equity and liabilities €1.50M
Equity
€808k▲ 5.2%
Debt
€687k▲ 233%
The debt ratio rises from 21.2% to 45.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▲
2024 · €135k
Cash flow
€98k▼
2024 · €102k
Solvency
54.1%▼
2024 · 78.8%
Current ratio
1.64▼
2024 · 2.05
Quick ratio
1.64▼
2024 · 2.05
Debt / equity
0.85▲
2024 · 0.27
ROE
5.0%▼
2024 · 6.1%
ROA
2.7%▼
2024 · 4.8%
Interest coverage
6.13▼
2024 · 12.60
Debt
€687k▲
2024 · €206k
Debt ≤ 1 year
€133k▲
2024 · €122k
Debt > 1 year
€550k▲
2024 · €84k
Income taxes
€19k▼
2024 · €22k
Staff costs
€122k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€974k€1.50M▲
Fixed assets21/28€723k€1.28M▲
Tangible fixed assets22/27€723k€1.28M▲
Land and buildings22€723k€1.28M▲
Financial fixed assets28€0-
Current assets29/58€251k€218k▼
Amounts receivable within one year40/41€141k€157k▲
Trade receivables40€137k€155k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€99k€49k▼
Deferred charges and accrued income490/1€11k€11k▲
Equity and liabilities
Total equity and liabilities10/49€974k€1.50M▲
Equity10/15€768k€808k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€705k€745k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€699k€739k▲
Amounts payable17/49€206k€687k▲
Amounts payable after more than one year17€84k€550k▲
Financial debts170/4€84k€550k▲
Amounts payable within one year42/48€122k€133k▲
Current portion of amounts payable after more than one year42€74k€77k▲
Financial debts43€4k€7k▲
Credit institutions430/8€4k€7k▲
Trade debts44€6k€14k▲
Suppliers440/4€6k€14k▲
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€6k€12k▲
Remuneration and social security454/9€15k€5k▼
Other amounts payable47/48€18k€18k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Turnover70€233k€308k▲
Non-recurring operating income76A€0€15k▲
Goods, raw materials, services and sundry goods60/61€69k€95k▲
Remuneration, social security and pensions62€84k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€58k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€15k€19k▲
Gross operating margin9900€234k€280k▲
Operating profit (loss)9901€79k€81k▲
Financial income75/76B€0€799▲
Recurring financial income75€0€799▲
Financial charges65/66B€11k€23k▲
Recurring financial charges65€11k€23k▲
Profit (loss) for the period before taxes9903€68k€59k▼
Income taxes67/77€22k€19k▼
Profit (loss) for the period9904€46k€40k▼
Profit (loss) for the period to be appropriated9905€46k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€40k▼
Transfer to equity691/2€46k€40k▼
To other reserves6921€46k€40k▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €94k ▲216%
Operating result €152k, net result €94k, both a record.
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
31-03
Financial
Weakest financial yearnet €30k ▼33.9%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
2021
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €500kEq €553k ▲11.8%
2 profitable years in a row build equity to €553k.
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dreefvelden 442860 Sint-Katelijne-WaverGround area
6,364 m²
Building footprint
2,667 m²
Parcel 12035B0603/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Dreefvelden 44, 2860 Sint-Katelijne-Waver
since 20022.114.734.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035B0603/00C000 | Flanders | 6,364 m² | 1 · 2,667 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 309 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 75 EUR | 75 EUR |
| 2022 | 1 | 234 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,463 companies in sector 25530 we hold annual accounts for 1,656. 1,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-10-2002
Fiscal year end31-03
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
25530Machining of metals
28520
01410Raising of dairy cattle
46120Wholesale trade
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.