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MET PASSIE

Active
Private limited companyfounded 2023active for 3 yearsSchoonaerde 21, 3290 Diest, BelgiumKBO/BCE: BE 0804.015.875

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of MET PASSIE is 2.3% (moderate). The 2025 annual accounts show equity of €22,825 and a net result of -€1,660. Its solvency ranks better than 25% of 1,899 sector peers (NACE 10, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 17-07-2023 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 3 others
Establishment unit
2.349.850.338 3290 Diest, since 15-10-2023
Financial year end
31 December
Peppol
Reachable since 01-07-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€76,963
▲ 12.5%
Turnover
≈ €230,000
estimated
Loss
€1,660
▼ 89.3%
Equity
€22,825
▼ 6.8%
Total assets
€438,364
▼ 2.4%
Staff
2.2 FTE
▲ 69.2%
Filed on 23-07-2026, 8 days before the deadlineat the National Bank
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Founded in 2023Equity €22,825 (5.2% of total assets)lowers riskSize: total assets €438,364Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Weak
Solvency 30=
equity 5.2% of total assets
Liquidity 53-4
short-term debt 12.1% · cash 3.8%
Profitability 36+12
return on assets -0.4%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.6%▲ +0.4 percentage points vs 12-2024 02-2025: 5.0%▲ +0.4 percentage points vs 01-2025 03-2025: 5.0%● unchanged vs 02-2025 04-2025: 4.8%▼ -0.2 percentage points vs 03-2025 05-2025: 4.8%● unchanged vs 04-2025 06-2025: 5.1%▲ +0.3 percentage points vs 05-2025 07-2025: 5.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 2.2%▼ -3.0 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025lowest value 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.5%▲ +0.2 percentage points vs 04-2026 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.3%▼ -0.2 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74 (0.76 in 2024), below 1. Short-term debt is 12.1% and cash 3.8% of total assets. 94.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 23% of them on solvency, 55% on liquidity, 23% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €438,364
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €22,825 (5.2% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€1,660
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 1899 sector peers (2025).
NBB · sector comparison
Position among 1899 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
8 days early
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 20 days before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Comparable companies

These companies have the same main activity as MET PASSIE: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €356,000 and €465,000, founded between 2022 and 2024.

CompanyTotal assetsGross margin
MET PASSIE Diest€438,364€76,963
VOLPE CONSTRUCT Grimbergen€464,766€88,668
BAKKERIJ BREYNAERT Liedekerke€355,904€98,053
SIDEROVI Wemmel€404,631€109,746
Simply Bread CO. Europe Liège€366,226€81,466
WYWIW Brakel€409,501€63,996
COOKIES & CHOCOLATES Schilde€406,494€70,955
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about MET PASSIE

What is the company number of MET PASSIE?
The company number of MET PASSIE is 0804.015.875. The VAT number is the same number with BE in front: BE 0804.015.875.
Where is MET PASSIE based?
The registered office is at Schoonaerde 21, 3290 Diest.Company details
What does MET PASSIE do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of MET PASSIE?
The legal form of MET PASSIE is Private limited company (BV).
When was MET PASSIE founded?
MET PASSIE was founded on 17-07-2023.
Is MET PASSIE still active?
Yes, MET PASSIE is an active enterprise in the KBO register.
How many employees does MET PASSIE have?
MET PASSIE had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MET PASSIE?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €76,963 and 2,678 comparable companies of the same size. It probably lies between €150,000 and €400,000. It is a rough estimate.
Is MET PASSIE profitable?
In financial year 2025, MET PASSIE made a loss of €1,660.
Where can I find the annual accounts of MET PASSIE?
MET PASSIE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MET PASSIE due?
MET PASSIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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