MERYVIN

Active

Private limited companyfounded 20215 yrs activeAvenue d' Esneux 94, 4130 Esneux, BelgiumKBO/BCE: BE 0765.249.331

Summary

MERYVIN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176,777 and a net result of €6,409. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 12386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

MERYVINActiveChecked score 87/100

Risk analysis Report Compare

Activity

Retail sale of wines and spirits

NACE 47251Retail sale of beverages, general range NACE 47252

1 site

Size

€284,725total assets 2025

Staff: 3.4 FTE
Equity: €176,777
Profit: €6,409

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Parent: TRIO VINUM · 100%

Accounts 30 d early0 of 4 deeds read

Why 87- Founded in 2021- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.14, cash €87,496+ Equity €176,777 (62.1% of total assets)Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 60% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 87+2

equity 62.1% of total assets

Liquidity 71+20

short-term debt 37.9% · cash 30.7%

Profitability 58-15

return on assets 2.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%▼ -3.6% vs 11-2024 01-2025: 1.1%▼ -1.3% vs 12-2024 02-2025: 1.1%▲ +3.0% vs 01-2025 03-2025: 1.1%▼ -3.1% vs 02-2025 04-2025: 1.1%▲ +1.9% vs 03-2025 05-2025: 1.1%▲ +3.5% vs 04-2025 06-2025: 1.2%▲ +3.7% vs 05-2025highest value 07-2025: 1.2%● 0.0% vs 06-2025highest value 08-2025: 0.8%▼ -31.9% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -2.5% vs 12-2025 02-2026: 0.8%▲ +0.5% vs 01-2026 03-2026: 0.8%▼ -0.6% vs 02-2026 04-2026: 0.8%▲ +2.4% vs 03-2026 05-2026: 0.9%▲ +6.6% vs 04-2026 06-2026: 0.8%▼ -0.6% vs 05-2026 07-2026: 0.8%▼ -1.8% vs 06-2026 08-2026: 0.3%▼ -67.0% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%▲ +3.3% vs 09-2026

Liquidity: current ratio 2.14, cash €87,496 lowers the probability
Equity €176,777 (62.1% of total assets) lowers the probability
Founded in 2021 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability

Credit up to €15,000 at 30 days acceptable

Liquidity ample (current ratio 2.14 against 1.68 in 2024; short-term debt: 37.9% and cash: 30.7% of total assets), and 37.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 74%, liquidity 77%, profitability 41%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.14, cash €87,496

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €176,777 (62.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Retail trade (NACE 47)

In the bankruptcy model this factor raises the probability.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

30 d early

2024

8 d early

2023

13 d late

2022

61 d late

2021

106 d late

2020

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (4 of the last 5 filed years within 47 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage