MERTENS WERNER
ActiveMERTENS WERNER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €36k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 6.87 against 2.56 in 2024), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
36.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
36 d early
2023
5 d early
2022
47 d early
2021
39 d early
2020
10 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 73.1%
2024 · €49k
2018: €44k
2019: €43k
2020: €52k
2021: €57k
2022: €28k
2023: €20k
2024: €49k
2018 → 2025
Total assets
€98k▲ 25.0%
2024 · €79k
2018: €55k
2019: €48k
2020: €84k
2021: €73k
2022: €75k
2023: €49k
2024: €79k
2018 → 2025
Net result
€36k▲ 23.0%
2024 · €29k
2018: €4k
2019: €-979
2020: €10k
2021: €4k
2022: €-11k
2023: €-8k
2024: €29k
2018 → 2025
Working capital
€78k▲ 79.4%
2024 · €43k
2018: €28k
2019: €30k
2020: €30k
2021: €35k
2022: €10k
2023: €6k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€28k▼ 50.2%€20k▼ 29.4%€49k▲ 146%€85k▲ 73.1%
Operating result€57k-€34k▼ 39.9%€-2k€39k€52k▲ 33.1%
Net result€4k-€-11k€-8k▲ 24.9%€29k€36k▲ 23.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€7k▼ 2.2%
Current assets
€91k▲ 27.9%
Equity and liabilities €98k
Equity
€85k▲ 73.1%
Debt
€13k▼ 55.1%
The debt ratio falls from 37.5% to 13.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2024 · €46k
Cash flow
€37k▲
2024 · €36k
Solvency
86.5%▲
2024 · 62.5%
Current ratio
6.87▲
2024 · 2.56
Quick ratio
6.87▲
2024 · 2.56
Debt / equity
0.16▼
2024 · 0.60
ROE
42.2%▼
2024 · 59.4%
ROA
36.5%▼
2024 · 37.1%
Interest coverage
185.09▲
2024 · 88.89
Debt
€13k▼
2024 · €30k
Debt ≤ 1 year
€13k▼
2024 · €28k
Income taxes
€16k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€98k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€3k▲
Current assets29/58€71k€91k▲
Amounts receivable within one year40/41€44k€20k▼
Trade receivables40€44k€12k▼
Other amounts receivable41€211€9k▲
Cash at bank and in hand54/58€23k€71k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€79k€98k▲
Equity10/15€49k€85k▲
Contributions10/11€19k€19k=
Reserves13€31k€67k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€29k€67k▲
Amounts payable17/49€30k€13k▼
Amounts payable within one year42/48€28k€13k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Other amounts payable47/48€15k€637▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€368€994▲
Gross operating margin9900€47k€54k▲
Operating profit (loss)9901€39k€52k▲
Financial income75/76B€454-
Recurring financial income75€454-
Financial charges65/66B€520€288▼
Recurring financial charges65€520€288▼
Profit (loss) for the period before taxes9903€39k€52k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€29k€36k▲
Profit (loss) for the period to be appropriated9905€29k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€36k▲
Profit (loss) brought forward from the previous period14P€-19k-
Transfer to equity691/2€10k€36k▲
To other reserves6921€10k€36k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €36k ▲23%
Net result €36k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 6.87
Current ratio from 2.56 to 6.87; short-term debt falls from €28k to €13k.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
30-09
Financial
Liquidity doublescurrent ratio 2.56
Current ratio from 1.20 to 2.56; short-term debt falls from €29k to €28k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-11k ▼353%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platanenlaan 702980 ZoerselGround area
2,768 m²
Building footprint
309 m²
Volume, LiDAR
2,665 m³
Parcel 11055A0059/00C002, Flanders · tallest building 24.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Platanenlaan 70, 2980 Zoersel
since 19902.049.499.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11055A0059/00C002 | Flanders | 2,768 m² | 1 · 309 m² | 24.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300PY5ZOBIPA5WC78
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-1990
Fiscal year end30-09
Activities, NACEBEL
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
74142
74203
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.