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MERLUZA

Active
Private limited company (pre-2019)founded 2016active for 9 yearsUyttenhovestraat 33, 1090 Jette, BelgiumKBO/BCE: BE 0665.713.077

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

The file of MERLUZA contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 10.0% (high). The 2025 annual accounts show equity of €349,345 and a net result of €247,509. Equity has been growing by about 23% per year since 2018. Its solvency ranks better than 89% of 22,726 sector peers (NACE 47, financial year 2025).

Overview

Official details

KBO
Status
Active since 03-11-2016 Normal situation
Registered office
22 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Retail trade NACE 47230
Establishment unit
2.257.957.486 1020 Brussel, since 03-11-2016
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board

Financial position

37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.0%
Annual accounts 2025
Turnover
€2.6m
▲ 36.7%
Profit
€247,509
▲ 37.9%
Equity
€349,345
▲ 243%
Total assets
€430,264
▲ 129%
Staff
≈ 2 FTE
estimated
Filed on 16-10-2026, 77 days after the deadlineat the National Bank
Score breakdownraises riskReorganisation plan being carried out (approved, Gazette 21-08-2024)Last filed accounts filed 77 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthslowers riskLiquidity: current ratio 5.12, cash €251,871Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 91% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+21
equity 81.2% of total assets
Liquidity 94+16
short-term debt 18.8% · cash 58.5%
Profitability 91-1
return on assets 57.5%
Bankruptcy probability within 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 14.6% 12-2024: 14.6%● unchanged vs 11-2024 01-2025: 14.6%● unchanged vs 12-2024 02-2025: 14.6%● unchanged vs 01-2025 03-2025: 14.6%● unchanged vs 02-2025 04-2025: 14.6%● unchanged vs 03-2025 05-2025: 14.6%● unchanged vs 04-2025 06-2025: 14.6%● unchanged vs 05-2025 07-2025: 14.6%● unchanged vs 06-2025 08-2025: 15.7%▲ +1.1 percentage points vs 07-2025 09-2025: 16.3%▲ +0.6 percentage points vs 08-2025 10-2025: 20.7%▲ +4.4 percentage points vs 09-2025 11-2025: 21.1%▲ +0.4 percentage points vs 10-2025 12-2025: 24.7%▲ +3.6 percentage points vs 11-2025 01-2026: ≥ 25%▲ +4.8 percentage points vs 12-2025 02-2026: ≥ 25%● unchanged vs 01-2026 03-2026: ≥ 25%● unchanged vs 02-2026 04-2026: ≥ 25%● unchanged vs 03-2026 05-2026: ≥ 25%● unchanged vs 04-2026 06-2026: ≥ 25%● unchanged vs 05-2026 07-2026: ≥ 25%● unchanged vs 06-2026 08-2026: ≥ 25%● unchanged vs 07-2026highest value 09-2026: ≥ 25%● unchanged vs 08-2026 10-2026: 10.0%▼ -20.6 percentage points vs 09-2026lowest value
Credit of up to €12,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file
Liquidity is ample, with a current ratio of 5.12 (2.01 in 2024), above the usual 1.5. Short-term debt is 18.8% and cash 58.5% of total assets. 18.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 94% on liquidity, 86% on profitability and 91% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Reorganisation plan being carried out (approved, Gazette 21-08-2024)
While the plan runs, the probability is at least 10.0%. That is the share of companies with a plan of that age that went bankrupt.
Belgian Official Gazette
raises risk · Last filed accounts filed 77 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 5.12, cash €251,871
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
77 days late
2024
442 days late
2023
97 days early
2022
78 days late
2021
48 days late
2020
68 days late
2019
48 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 95 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 October (4 of the last 5 accounts filed within 173 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €101,836 to €349,345 ▲ 243% View
  • Positive: Higher net result than 95% of companies in retail tradesector median €5,089 · 22,707 companies €247,509 View
  • Caution: Board changedlatest change 01-04-2026 · 1 in office 1 joined · 1 left View

Comparable companies

These companies have the same main activity as MERLUZA: retail trade (NACE 47230). They are comparable in size and age: total assets between €299,000 and €615,000, founded between 2015 and 2019.

CompanyTotal assetsGross margin
MERLUZA Jette€430,264€425,804
BEAUCOUP FISH RESTAURANT Brussel€344,303€369,433
PUERTOS Antwerpen€344,880€304,622
OSSANAS Anderlecht€614,775€343,097
Oméga 3 Sint-Jans-Molenbeek€486,772€263,142
FISH4YOU Ukkel€298,665€254,657
POISSONNERIE TRAITEUR DU PARVIS Perwez€315,030€347,480
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about MERLUZA

What is the company number of MERLUZA?
The company number of MERLUZA is 0665.713.077. The VAT number is the same number with BE in front: BE 0665.713.077.
Where is MERLUZA based?
The registered office is at Uyttenhovestraat 33, 1090 Jette.Company details
What does MERLUZA do?
According to the KBO register, the main activity is retail trade (NACE 47230).
What is the legal form of MERLUZA?
The legal form of MERLUZA is Private limited company (pre-2019) (BVBA).
When was MERLUZA founded?
MERLUZA was founded on 03-11-2016.
Is MERLUZA still active?
Yes, MERLUZA is an active enterprise in the KBO register.
How many employees does MERLUZA have?
MERLUZA had an average of 2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of MERLUZA?
The turnover of MERLUZA was €2.6m in financial year 2025, according to the filed annual accounts.
Is MERLUZA profitable?
In financial year 2025, MERLUZA made a profit of €247,509.
Where can I find the annual accounts of MERLUZA?
MERLUZA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MERLUZA due?
MERLUZA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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