MERDITAS
ActiveThe computed 12-month bankruptcy probability of MERDITAS is 7.8% (elevated). The 2024 annual accounts show negative equity (€-8k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 725 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
7.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.48 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-27.6%
Return on assets
-19%
Age of the figures
20 mo
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year -€8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
27 d late
2022
31 d early
2021
9 d early
2020
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-8k▼ 222%
2023 · €-2k
2020: €30k
2021: €30k
2022: €14k
2023: €-2k
2020 → 2024
Total assets
€28k▼ 48.2%
2023 · €53k
2020: €81k
2021: €114k
2022: €71k
2023: €53k
2020 → 2024
Net result
€-5k▲ 67.6%
2023 · €-16k
2020: €25k
2021: €-639
2022: €-16k
2023: €-16k
2020 → 2024
Working capital
€-16k▲ 17.8%
2023 · €-19k
2020: €14k
2021: €441
2022: €-9k
2023: €-19k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€30k▼ 2.1%€14k▼ 53.4%€-2k€-8k▼ 222%
Operating result€34k-€977▼ 97.1%€-13k€-12k▲ 10.6%€-3k▲ 74.9%
Net result€25k-€-639€-16k▼ 2,373%€-16k▼ 2.4%€-5k▲ 67.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €12k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€15k▼ 57.7%
Current assets
€12k▼ 29.1%
Key figures and ratios
EBITDA
€19k▲
2023 · €10k
Cash flow
€17k▲
2023 · €6k
Solvency
-27.6%▼
2023 · -4.4%
Current ratio
0.44▼
2023 · 0.48
Quick ratio
0.44▼
2023 · 0.48
Debt / equity
-4.63▲
2023 · -23.58
ROE
69.0%▼
2023 · 685.6%
ROA
-19.0%▲
2023 · -30.4%
Interest coverage
17.30▲
2023 · 6.76
Debt
€35k▼
2023 · €56k
Debt ≤ 1 year
€28k▼
2023 · €37k
Debt > 1 year
€7k▼
2023 · €19k
Income taxes
€1k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€28k▼
Fixed assets21/28€36k€15k▼
Tangible fixed assets22/27€36k€15k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€34k€13k▼
Current assets29/58€18k€12k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€849€703▼
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€1k€429▼
Equity and liabilities
Total equity and liabilities10/49€53k€28k▼
Equity10/15€-2k€-8k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-7k€-13k▼
Amounts payable17/49€56k€35k▼
Amounts payable after more than one year17€19k€7k▼
Financial debts170/4€19k€7k▼
Amounts payable within one year42/48€37k€28k▼
Current portion of amounts payable after more than one year42€16k€12k▼
Trade debts44€5k€850▼
Suppliers440/4€5k€850▼
Taxes, remuneration and social security45€538€615▲
Taxes450/3€538€615▲
Other amounts payable47/48€16k€15k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€12k€22k▲
Operating profit (loss)9901€-12k€-3k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-14k€-4k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-16k€-5k▲
Profit (loss) for the period to be appropriated9905€-16k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-13k▼
Profit (loss) brought forward from the previous period14P€9k€-7k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mattheus Corvensstraat 292100 AntwerpenGround area
108 m²
Building footprint
72 m²
Volume, LiDAR
452 m³
Parcel 11343A0573/00C012, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MERDITAS
since 20192.290.851.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0573/00C012 | Flanders | 108 m² | 1 · 72 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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T-P AND Co
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Elsene · Eq €14k
HGT Service
BE 0802.651.640
Elsene · Eq €14k
LUCKY LOGISTICS
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Of 4,836 companies in sector 53200 we hold annual accounts for 1,288. 957 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2019
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.