Mercurious
ActiveSummary
Mercurious has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-17k. Equity is shrinking by ~31.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 14% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-57
Solvency31▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 93.8% and cash: 0.3% of total assets), and 94.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
-4.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
22 d late
2023
29 d late
2022
23 d late
2021
32 d early
2020
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k▼ 43.2%
2024 · €40k
2020: €112k
2021: €98k
2022: €80k
2023: €37k
2024: €40k
2020 → 2025
Total assets
€385k▼ 2.9%
2024 · €396k
2020: €452k
2021: €440k
2022: €436k
2023: €389k
2024: €396k
2020 → 2025
Net result
€-17k
2024 · €3k
2020: €110k
2021: €-14k
2022: €-19k
2023: €-43k
2024: €3k
2020 → 2025
Working capital
€-359k▼ 2.7%
2024 · €-350k
2020: €-284k
2021: €-319k
2022: €-329k
2023: €-342k
2024: €-350k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€80k▼ 19.0%€37k▼ 53.6%€40k▲ 8.8%€23k▼ 43.2%
Operating result€-14k-€-18k▼ 34.3%€-42k▼ 132%€4k€-17k
Net result€-14k-€-19k▼ 33.1%€-43k▼ 129%€3k€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €17k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€383k ▼ 2.1%
Current assets
€2k ▼ 62.2%
Equity and liabilities €385k
Equity
€23k ▼ 43.2%
Debt
€362k ▲ 1.7%
Debt's share of the balance-sheet total rises from 89.9% to 94.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-738▼
2024 · €16k
Cash flow
€-1k▼
2024 · €16k
Current ratio
0.01▼
2024 · 0.01
Debt to equity
15.87▲
2024 · 8.85
ROE
-76.2%▼
2024 · 8.1%
ROA
-4.5%▼
2024 · 0.8%
Interest coverage
-2.75▼
2024 · 56.33
Debt ≤ 1 year
€361k▲
2024 · €355k
Income taxes
€132▼
2024 · €262
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€396k€385k▼
Fixed assets21/28€391k€383k▼
Tangible fixed assets22/27€391k€383k▼
Land and buildings22€359k€358k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€32k€25k▼
Current assets29/58€5k€2k▼
Amounts receivable within one year40/41€720€317▼
Trade receivables40€0-
Other amounts receivable41€720€317▼
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€367€375▲
Equity and liabilities
Total equity and liabilities10/49€396k€385k▼
Equity10/15€40k€23k▼
Contributions10/11€2k€2k=
Reserves13€110k€110k=
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€-72k€-89k▼
Amounts payable17/49€356k€362k▲
Amounts payable within one year42/48€355k€361k▲
Trade debts44€1k€993▼
Suppliers440/4€1k€993▼
Taxes, remuneration and social security45€396€112▼
Taxes450/3€396€112▼
Other amounts payable47/48€353k€360k▲
Accrued charges and deferred income492/3€900€900=
Income statement
Code20242025
Non-recurring operating income76A€22k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€20k€1k▼
Operating profit (loss)9901€4k€-17k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€286€268▼
Recurring financial charges65€286€268▼
Profit (loss) for the period before taxes9903€4k€-17k▼
Income taxes67/77€262€132▼
Profit (loss) for the period9904€3k€-17k▼
Profit (loss) for the period to be appropriated9905€3k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-72k€-89k▼
Profit (loss) brought forward from the previous period14P€-75k€-72k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2019
Ground area
1,207 m²
Building footprint
119 m²
Volume, LiDAR
652 m³
Parcel 44013A0315/00R003, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Mercurious
since 20192.289.878.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0315/00R003 | Flanders | 1,207 m² | 1 · 119 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 405 EUR awarded · 405 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 405 EUR | 405 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.